645 Yuma Loop # 402
Kiowa, CO, 80117 $ 325,000
Bedrooms2 Baths2.1 Sq 1,374 Monthly Estimate*
$ 2,001
Listed by Lifestyle International Realty
for $325,000 with 2 bedrooms and 2 full baths, 1 half bath. This 1,374 square foot condo was built in 2007.
**ASSUMABLE 2.875% VA LOAN** Welcome to a rare opportunity in Kiowa, Colorado — a spacious 2-bedroom, 2-bath condo with a finished basement, private 2-car attached garage, rooftop patio, and an assumable 2.875% VA loan. Located just minutes from historic downtown Kiowa and just east of Elizabeth and Parker, this home offers small-town Colorado living with convenient access to nearby shopping, dining, schools, trails, and major commuter routes. Inside, this 1,370 sq. ft. condo features a functional multi-level layout with comfortable living spaces, updated bathrooms in the two upstairs bedrooms, new light fixtures, and an updated ceiling fan. The primary bedroom includes direct access to a private rooftop patio, creating a unique outdoor retreat that is perfect for morning coffee, evening sunsets, or extra entertaining space. The finished basement adds valuable flexibility and may offer potential for a future bathroom, guest space, home office, workout room, media room, or additional primary-style suite depending on the buyer’s needs and plans. The attached 2-car garage provides private parking and extra storage — a major convenience for condo living in Kiowa. The HOA has recently completed major exterior improvements for the complex, including new roofs and fresh exterior paint, giving buyers added confidence and curb appeal. With its finished basement, rooftop patio, attached garage, updated interior touches, and low assumable VA loan rate, this Kiowa condo stands out as a smart option for buyers looking for more space, flexibility, and affordability east of the Denver metro. Enjoy the charm of historic downtown Kiowa, the open feel of Elbert County, and easy access to Elizabeth, Parker, and the surrounding southeast Colorado communities.
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FeaturesGeneralSewer Public Sewer
Heating Forced Air
Cooling Central Air
Utilities Cable Available Electricity Available Internet Access (Wired)
Roof Composition
Appliances Dishwasher Disposal Dryer Microwave Refrigerator Washer
Zoning K
HOA Fee 499.65
Garage Spaces 2
Association Fee Includes Insurance Maintenance Grounds Maintenance Structure Sewer Snow Removal Trash Water
Patio/Porch Features Rooftop
Construction Materials Frame Wood Siding
Exclusions Sellers personal property
Year Built 2007
Levels Two
Unit Number 402
Property Subtype Condominium
Tax Year 2025
Ownership Individual
Building Name Kiowa Creek Condominiums
Assoc Fee Paid Per Monthly
County Elbert
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name Kiowa Creek
Full Baths 2
Status Active
High School Kiowa
City Kiowa
Association Name Kiowa Creek Condominium
Entry Location Exterior Access
Senior Community Y/N N
High School District Kiowa C-2
Carport Spaces 0
Listing Terms Cash Conventional VA Loan
Elementary School Kiowa
Tax Annual Amount 1621
Home Warranty Y/N N
Middle/Junior High School Kiowa
Structure Type Low Rise (1-3)
Standard Status Active
Occupancy Type Tenant
Middle/Junior School District Kiowa C-2
Elementary School District Kiowa C-2
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InteriorBasement Bath/Stubbed Finished
Flooring Concrete Vinyl
Furnished Y/N Unfurnished
Common Walls 2+ Common Walls
Basement (Y/N) Y
Above Grade Finished Area 1102
Half Baths 1
1/4 Baths 0
3/4 Baths 0
Laundry Features In Unit Laundry Closet
Total Bedrooms 2
Below Grade Finished Area 272
Entry Level 1
Main Level Bedrooms 0
Main Level Bathrooms 1
Total Baths 3
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ExteriorExterior Amenities Balcony
Water Source Public
Total Parking 2
Building Area Total 1374
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* Excluded FeaturesList ByLifestyle International RealtyBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,001
- Monthly Property Taxes
- $135
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCondo listings in Kiowa, CO
Average List Price $324,000
Percent of Sale Price 0%
About Kiowa, CO 724 Population
29% Since 2002
$ 72,853 Median Income
46.84 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
3043038 Elementary School
3043457 Middle School
Kiowa High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/17/2026 | $325,000 | | Listed Price |