3444 Ralston Creek Drive
Loveland, CO, 80538 $ 739,500
Bedrooms5 Baths4.0 Sq 4,638 Monthly Estimate*
$ 4,553
Listed by United Realty LLC
for $739,500 with 5 bedrooms and 4 full baths. This 4,638 square foot home was built in 2021 on a lot size of 0.13.
Absolutely Stunning 2021-Built Home in Lakes of Centerra! Beautifully designed two-story home offers 5 bedrooms, 4 bathrooms, and an impressive 4,638 total square feet (3,233 finished), the perfect blend of space, style, and modern comfort. The thoughtfully designed main level featuring an open-concept layout with a gourmet kitchen showcasing a large center island, sleek Silestone countertops, upgraded cabinetry, stainless steel appliances, gas range, under-mount sink, and direct vent. A versatile main-floor bedroom or study with a full bath provides flexibility for guests or remote work. The bright breakfast nook, along with an additional flex space ideal for a playroom or second office. Upstairs has luxurious primary suite featuring a coffered ceiling, dual vanities, and two walk-in closets. A private guest suite with its own full bath, plus two additional bedrooms connected by a Jack-and-Jill bathroom. Upper-level laundry room with a utility sink, a spacious loft provides additional living or recreational space. A full unfinished basement (1,411 sq ft) with 9-foot ceilings—ready for future expansion or ample storage. 3-car garage with 220V/50-amp outlet for EV charging. Dual-zone HVAC system, Tankless water heater, beautiful wood deck overlooking a thoughtfully landscaped backyard with multiple raised garden beds—perfect for outdoor living and gardening. highly desirable Lakes of Centerra, a nationally recognized Certified Community Wildlife Habitat, access to lakes, trails, a clubhouse, pool, paddleboard rentals, and the High Plains Environmental Center. Nearby Boyd Lake, Houts Reservoir, and Equalizer Lake Conveniently situated with easy access to I-25, Centerra Marketplace, The Promenade Shops, Medical Center of the Rockies, and a variety of dining and retail options. The soon-to-be-completed Explorer Park is just a short walk away. This exceptional home offers modern living, natural beauty, and unbeatable convenience—a true Colorado gem.
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FeaturesGeneralSewer Public Sewer
Heating Forced Air Natural Gas
Cooling Central Air
Possession Closing/DOD
Roof Shingle
Appliances Convection Oven Cooktop Dishwasher Disposal Dryer Electric Water Heater Microwave Range Range Hood Refrigerator
HOA Fee 205
Garage Spaces 3
Patio/Porch Features Deck Front Porch
Architectural Style Contemporary
Construction Materials Cement Siding
Exclusions none
Year Built 2021
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Individual
Assoc Fee Paid Per Quarterly
County Larimer
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name Lakes at Centerra
Full Baths 4
Status Active
High School Mountain View
City Loveland
Association Name Lakes at Centerra
Senior Community Y/N N
High School District Thompson R2-J
Lot Size Units Square Feet
Lot Size Square Feet 5500
Carport Spaces 0
Listing Terms 1031 Exchange Cash Conventional FHA
Elementary School High Plains
Tax Annual Amount 6592
Middle/Junior High School High Plains
Virtual Tour https://www.zillow.com/view-imx/cb32f1bd-d67c-48c0-be30-0a0a3068261a?setAttribution=mls&wl=true&initialViewType=pano
Structure Type House
Standard Status Active
Middle/Junior School District Thompson R2-J
Elementary School District Thompson R2-J
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InteriorBasement Sump Pump Unfinished
Basement (Y/N) Y
Above Grade Finished Area 3233
Half Baths 0
1/4 Baths 0
3/4 Baths 0
Total Bedrooms 5
Below Grade Finished Area 0
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 4
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ExteriorExterior Amenities Private Yard
Fencing Full
Parking Features Concrete
Total Parking 3
Lot Size Area 5500
Building Area Total 4638
Lot Size Acres 0.13
Road Surface Type Paved
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* Excluded FeaturesAffordability Calculator
- Monthly Principal & Interest
- $4,553
- Monthly Property Taxes
- $549
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Loveland, CO
Average List Price $711,049
Percent of Sale Price 4%
About Loveland, CO 76,459 Population
43% Since 2002
$ 62,013 Median Income
40.69 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
3043169 Elementary School
3042988 Middle School
Mountain View High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/16/2026 | $739,500 | | Listed Price |