1220 SPANISH CAY LANE Punta Gorda, FL $ 1,150,000
1220 SPANISH CAY LANE
$ 1,150,000
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1220 SPANISH CAY LANE

Punta Gorda, FL, 33950
$ 1,150,000
Bedrooms3 Baths3.0 Sq 2,511

Monthly Estimate*

$ 7,081

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Single Family Home for sale in Punta Gorda, FL

for $1,150,000 with 3 bedrooms and 3 full baths. This 2,511 square foot home was built in 2016 on a lot size of 0.27.

Experience elevated **Gulf-access waterfront living** at 1220 Spanish Cay Lane, a custom **3-bedroom, 3-bath, 3-car garage pool home** where refined design, boating convenience, and the Punta Gorda lifestyle come together beautifully. Positioned to capture over 100 feet of waterfront view, this residence features a 50-foot concrete dock, 10,000 lb boat lift, and approximately 10-minute access to open water — creating the effortless Southwest Florida boating lifestyle buyers dream about. From sunrise mornings on the lanai to afternoons cruising toward the Gulf and evenings gathered poolside, this home was designed for living beautifully. Just 5 minutes from downtown Punta Gorda, enjoy close access to waterfront dining, boutiques, festivals, community events, walking and biking trails, the dog park, nearby golf courses, and the airport approximately 10 minutes away. It is a rare blend of privacy, convenience, and true coastal lifestyle. Inside, the home feels warm, polished, and intentionally designed. Neutral tile flows throughout, while soaring ceilings, crown molding, plantation shutters, designer tray and coffered ceiling details, and expansive **10-foot-high, 90-degree glass pocket doors** create a refined sense of openness. The large great room is both impressive and inviting, with pocketing glass doors that completely open the interior living space to the lanai, pool, and waterfront beyond. This seamless indoor-outdoor connection, paired with panoramic screen views across the back of the home, creates the effortless Florida luxury lifestyle buyers dream about. The kitchen is a sophisticated focal point, thoughtfully designed with the elevated finishes luxury buyers expect. Rich wood cabinetry, stone countertops, a large island with seating, pendant lighting, stainless steel appliances, built-in wall oven and microwave, induction cooktop, sleek vent hood, beverage cooler, walk-in pantry, and a beautifully detailed tile backsplash create a space that is as functional as it is elegant. Whether hosting guests, preparing dinner after a day on the water, or enjoying a quiet morning at the island, this kitchen anchors the home with warmth, style, and purpose. The unique split-bedroom layout places each bedroom on separate sides of the home, offering exceptional privacy for owners and guests. The private primary suite is calm, elegant, and spa-like — a true retreat within the home. Soft natural light, tray ceiling detail, and a spacious layout create an inviting sense of serenity, while the beautifully appointed bath features dual vanities, stone countertops, refined lighting, a freestanding soaking tub, and an impressive Roman shower with multiple shower heads, including a ceiling rainfall showerhead. Outdoor living is exceptional, with an oversized screened lanai, pavered lanai, resort-style pool, covered seating and dining areas, wood-accent ceiling detail, outdoor kitchen/wet bar area, fenced yard, and **panoramic screen views across the back of the home** overlooking the water. Storm impact windows, a whole-house generator, propane tank, irrigation system, and motorized Kevlar roll-down shutter protection for the lanai areas add valuable peace of mind. Elegant, functional, and beautifully positioned on Gulf-access water, this custom home delivers the luxury Punta Gorda waterfront lifestyle at its finest.

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Single Family Active

Price

$ 1,150,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 18,466

Style

Single Family Residence

Lot Size

0.27

Year Built

2016

Town/City

Punta Gorda

County/Region

Charlotte

MLS | Web ID

C7526269

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Available Electricity Connected Phone Available Propane Public Sewer Connected Street Lights Water Connected
Roof Tile
Appliances Built-In Oven Dishwasher Disposal Dryer Electric Water Heater Exhaust Fan Microwave Range Refrigerator Washer
Zoning GM-15
Garage Spaces 3
Patio/Porch Features Covered Screened
Pool Features Gunite Heated In Ground Lighting Screen Enclosure
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 2016
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Waterfront Features Canal - Saltwater
County Charlotte
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name PUNTA GORDA ISLES SEC 11
Facing Direction East
Garage Y/N true
Total Rooms 7
Full Baths 3
Status Active
Directions From Magdalina Dr turn right onto Via Tripoli. Turn right onto Spanish Cay.
City PUNTA GORDA
Senior Community Y/N false
MLS Area 33950 - Punta Gorda
Lot Size Units Square Feet
Lot Size Square Feet 11583
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 18466.79
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://zillow.com/view-imx/8cebc1d0-3ac1-4af7-ac56-fe425bf9c531?initialViewType=pano&setAttribution=mls&utm_source=dashboard&wl=1
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 14
Legal Description PGI 011 0105 0014 PUNTA GORDA ISLES SEC11 BLK105 LT 14 597/68 DC1236/2065-BM 1576/1351 1866/1784 2441/224 CT3538/105 3602/1324 3996/1777 4424/1442 DC5026/1581-LAS AFF5027/1035 5026/1592
Water View Canal
Water Access Type Bay/Harbor Beach Canal - Brackish Canal - Saltwater Gulf/Ocean Gulf/Ocean to Bay Intracoastal Waterway Marina River
Minimum Lease No Minimum
Water Access Y/N true
Water View Y/N true
Flood Zone Code 9AE
DockY/N true
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) Eating Space In Kitchen High Ceilings Open Floorplan Primary Bedroom Main Floor Solid Surface Counters Solid Wood Cabinets Split Bedroom Stone Counters Thermostat Tray Ceiling(s) Vaulted Ceiling(s) Walk-In Closet(s) Window Treatments
Flooring Ceramic Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Shutters Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities Hurricane Shutters Irrigation System Lighting Outdoor Kitchen Outdoor Shower Private Mailbox Rain Gutters
Lot Features City Lot Landscaped Near Golf Course Near Marina
Water Source Public
Lot Size Area 11583
Foundation Details Block
Spa false
Building Area Total 3769
Lot Size Acres 0.27
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 3
Road Frontage Type Street Paved
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* Excluded Features
List By
Re/Max Harbor Realty

Broker

GeriViceFl@gmail.com

Email

Affordability Calculator

$8,620
Per Month
82%
18%
0%
Monthly Principal & Interest
$7,081
Monthly Property Taxes
$1,539
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/16/2026$1,150,000 Listed Price

Map


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1220 SPANISH CAY LANE, Punta Gorda, FL, 33950 is a Single Family Home for sale at $1,150,000 with 2,511 sqft and a lot size of 0.27. 1220 SPANISH CAY LANE has 3 bedrooms, 3.0 baths, and was built in 2016. The property's zip code is 33950 which is in Punta Gorda, FL