212 SW 20th Street Cape Coral, FL $ 649,900
212 SW 20th Street
$ 649,900
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212 SW 20th Street

Cape Coral, FL, 33991
$ 649,900
Bedrooms5 Baths3.0 Sq 2,223

Monthly Estimate*

$ 4,002

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Single Family Home for sale in Cape Coral, FL

for $649,900 with 5 bedrooms and 3 full baths. This 2,223 square foot home was built in 2020 on a lot size of 0.301.

RARE 5-BEDROOM WATERFRONT HOME with SOUTHERN EXPOSURE, a SALTWATER POOL, and an INCREDIBLE OVERSIZED LOT offering an impressive 111 FEET OF CANAL FRONTAGE! This stunning property is designed for the ultimate Florida lifestyle, featuring 82 feet of seawall plus an additional 30 feet of grassy slope with a floating dock—perfect for easy kayak and boat launching right from your backyard. Enjoy endless sunshine from the southern rear exposure while relaxing in the sparkling saltwater pool with sun shelf or entertaining on the expansive extended lanai. This beautifully designed home offers 5 spacious bedrooms, 3 full bathrooms, volume tray ceilings, and 8-foot doors throughout, creating an open and luxurious feel. The gourmet kitchen is the heart of the home, showcasing granite countertops, soft-close cabinetry, upgraded stainless steel appliances, and a huge open-concept layout ideal for entertaining guests or just your everyday relaxation. Elegant plank tile flooring flows throughout the home, while the oversized owner’s suite impresses with french doors to the lanai, spacious bathroom featuring a custom tiled shower, dual sinks, abundant cabinetry with granite counters, and a massive walk-in closet. Additional highlights include a large laundry room with extensive cabinetry and granite countertops, underground utility service, impact windows and doors for energy efficiency and storm protection, and a durable metal roof known for longevity and superior high-wind performance. The oversized drive-through tandem garage accommodates up to 4 vehicles and conveniently opens to the rear of the home for added functionality. Situated in Flood Zone X, this property does not require mandatory flood insurance. This exceptional waterfront home combines space, luxury, durability, and outdoor living in one incredible package, and in a great central Cape Coral location —truly a MUST-SEE!

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Single Family Active

Price

$ 649,900

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 10,262

Style

Ranch, OneStory

Lot Size

0.301

Year Built

2020

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2026022185

Features
General
Sewer AssessmentUnpaid
Heating Central Electric
Cooling CentralAir Electric
Utilities CableAvailable
Possession CloseOfEscrow
Roof Metal
Appliances Dishwasher Freezer Microwave Range Refrigerator
HOA Fee 0
Garage Spaces 4
Association Fee Includes None
Patio/Porch Features Lanai Porch Screened
Architectural Style Ranch OneStory
Pool Features InGround PoolEquipment ScreenEnclosure SaltWater
Construction Materials Stucco WoodFrame
Pets Allowed Yes
Year Built 2020
View Canal
Stories Count 1
Property Subtype SingleFamilyResidence
Tax Year 2025
Ownership Single Family
Waterfront Features CanalAccess
Community Features None
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N true
Total Rooms 0
Full Baths 3
Status Active
City Cape Coral
Disclosures RvRestrictions
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1
MLS Area CC23 - Cape Coral Unit 28 29 45 62 63 66 68
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 10262.54
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026022185
Standard Status Active
Tax Lot 33
Property Sub Type Additional SingleFamilyResidence
Legal Description CAPE CORAL UNIT 62 BLK 3055 PB 21 PG 31 LOTS 33 + 34
HOA Fee 3 0
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Interior
Interior Amenities TrayCeilings DualSinks KitchenIsland LivingDiningRoom ShowerOnly SeparateShower WalkInClosets
Flooring Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features ImpactGlass
Half Baths 0
Laundry Features WasherHookup DryerHookup Inside
Total Bedrooms 5
Entry Level 1
Room Type ScreenedPorch GreatRoom
Total Baths 3
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Exterior
Exterior Amenities Fence SecurityHighImpactDoors SprinklerIrrigation
Parking Features Attached Driveway Garage Paved GarageDoorOpener
Lot Features IrregularLot OversizedLot SprinklersAutomatic
Water Source AssessmentUnpaid
Lot Size Area 0.301
Spa false
Building Area Total 2978
Lot Dimensions 76 x 141 x 111 x 148
Lot Size Acres 0.301
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 4
Road Responsibility PublicMaintainedRoad
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* Excluded Features
List By
Faith Sirakis

Listing Agent

Marzucco Real Estate

Broker

floridarealestatebyfaith@gmail.com

Email

Affordability Calculator

$4,857
Per Month
82%
18%
0%
Monthly Principal & Interest
$4,002
Monthly Property Taxes
$855
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/16/2026$649,900 Listed Price

Map


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212 SW 20th Street, Cape Coral, FL, 33991 is a Single Family Home for sale at $649,900 with 2,223 sqft and a lot size of 0.301. 212 SW 20th Street has 5 bedrooms, 3.0 baths, and was built in 2020. The property's zip code is 33991 which is in Cape Coral, FL