314 MADISON Street Palatka, FL $ 279,900
314 MADISON Street
$ 279,900
Recently Listed New Construction
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314 MADISON Street

Palatka, FL, 32177
$ 279,900
Bedrooms5 Baths3.0 Sq 3,504

Monthly Estimate*

$ 1,723

314 MADISON Street, Palatka, FL 32177 - Image 1
314 MADISON Street, Palatka, FL 32177 - Image 2
314 MADISON Street, Palatka, FL 32177 - Image 3
314 MADISON Street, Palatka, FL 32177 - Image 4
314 MADISON Street, Palatka, FL 32177 - Image 5
314 MADISON Street, Palatka, FL 32177 - Image 6
314 MADISON Street, Palatka, FL 32177 - Image 7

Single Family Home for sale in Palatka, FL

for $279,900 with 5 bedrooms and 3 full baths. This 3,504 square foot home was built in 1900 on a lot size of 0.26.

Step into timeless elegance with the Lane-Fernside Home (1885)--a stunning Victorian residence showcasing classic Queen Anne influences and rich Florida heritage. Located in the North Historic District of Palatka, this home offers a rare opportunity to own a piece of local history. The home features 5 bedrooms and 3 bathrooms with exceptional preserved detail throughout, including original wood floors, an ornate staircase, floor-to-ceiling windows, and a restored front entry with stained glass windows. The main level showcases glass pocket doors, creating an open and flexible flow ideal for entertaining. Additional historic features include an original fireplace with a mantel and built-in china pantry. Modern updates include a 200-amp electrical panel, on demand New Hot water heater, updated lower-level lighting, and a semi-updated, fully functional kitchen with appliances. This home is being sold as-is, offering the next owner a unique opportunity to bring their vision to life.

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Single Family Active

Price

$ 279,900

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 1,062

Style

Craftsman,Victorian

Lot Size

0.26

Year Built

1900

Town/City

Palatka

County/Region

Putnam

MLS | Web ID

2145615

Features
Interior
Interior Amenities Built-in Features Butler Pantry Entrance Foyer Walk-In Closet(s)
Flooring Tile Wood
Furnished Y/N Unfurnished
Total Fireplaces 1
Fireplace Features Other Wood Burning
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N N
Fireplace Y/N Y
Half Baths 0
Laundry Features Electric Dryer Hookup Lower Level Washer Hookup
Total Bedrooms 5
Total Baths 3
Heating-None True
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General
Sewer Public Sewer
Heating None Central
Cooling Central Air Wall/Window Unit(s) None
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Electric Cooktop Electric Oven ENERGY STAR Qualified Water Heater Microwave Refrigerator Tankless Water Heater Washer/Dryer Stacked
Patio/Porch Features Front Porch Porch Rear Porch Screened Side Porch
Architectural Style Craftsman Victorian
Construction Materials Wood Siding
Year Built 1900
Electric 200+ Amp Service
Stories Count 3
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential Single Family
Parcel Number 421027685001800030
Community Features Sidewalks
County Putnam
New Construction 1
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Dicks Map
Facing Direction South
Garage Y/N N
Total Rooms 12
Full Baths 3
Status Active
Directions From Reid St or US 17 turn Left on N. 3rd St. Turn Left on Madison; the house will be on the right.
High School Palatka
City Palatka
Senior Community Y/N N
Zoning Description Residential
MLS Area 561-Greater Palatka
Lot Size Units Acres
Lot Size Square Feet 11325.6
Carport Y/N N
Listing Terms Cash Conventional
Elementary School James A. Long
Property Attached Y/N N
Tax Annual Amount 1062.51
Home Warranty Y/N N
Middle/Junior High School Beasley
Property Condition Fixer Under Construction
Lease Renewal Y/N N
MLS Area Minor 561-Greater Palatka
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Parking Features Additional Parking Off Street On Street RV Access/Parking
Lot Features Historic Area
Water Source Public
Lot Size Area 0.26
Spa N
Building Area Total 4124.0
Lot Size Acres 0.26
Waterfront Y/N N
Road Frontage Type City Street Other
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 314
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* Excluded Features
List By
Iheart Realty Inc

Broker

windy@iheartrealtyinc.com

Email

Affordability Calculator

$1,812
Per Month
95%
5%
0%
Monthly Principal & Interest
$1,723
Monthly Property Taxes
$89
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308340 Elementary School
4794884 Middle School
Palatka High School High School
Pricing History
DatePricePrice ChangeDescription
5/16/2026$279,900 Listed Price

Map


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314 MADISON Street, Palatka, FL, 32177 is a Single Family Home for sale at $279,900 with 3,504 sqft and a lot size of 0.26. 314 MADISON Street has 5 bedrooms, 3.0 baths, and was built in 1900. The property's zip code is 32177 which is in Palatka, FL