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8817 S Thomas Drive A114 Panama City, FL $ 249,000
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8817 S Thomas Drive A114
$ 249,000
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8817 S Thomas Drive A114

Panama City, FL, 32408
$ 249,000
Baths1.0 Sq 489

Monthly Estimate*

$ 1,533

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Studio

Condo for sale in Panama City, FL

for $249,000 with 1 full bath. This 489 square foot condo was built in 1976.

Investor-friendly beach getaway opportunity at Top of the Gulf Condominiums priced under $250K! This updated first-floor studio offers strong vacation rental appeal and an unbeatable location within walking distance to the brand new Tootsies Orchid Lounge, dining, entertainment, and beach attractions. The unit features a coastal design with 2 spacious beds, a renovated bathroom, upgraded kitchen with new countertops, backsplash, appliances, and a spacious private patio. Additional updates include flooring, HVAC, and hot water heater in 2022. Located just steps from the pool, tiki bar, fitness center, game room, and private beach access. Top of the Gulf has also completed extensive property improvements including windows, doors, exterior epoxy flooring, and beach accessibility enhancements

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Condo Active

Price

$ 249,000

Bedrooms

Studio

Full Bath

1

Property Type

Condo

Taxes

$ 2,585

Style

Year Built

1976

Town/City

Panama City

County/Region

Bay

MLS | Web ID

B26029232
Features
General
Sewer PublicSewer
Heating Central
Cooling CentralAir CeilingFans
Utilities ElectricityConnected SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Other
Appliances Microwave Oven Range Refrigerator
HOA Fee 525
Association Fee Includes CommonAreas CableTv MaintenanceGrounds MaintenanceStructure PestControl Pools RecreationFacilities Sewer Trash Water Internet
Patio/Porch Features Patio
Pool Features Association Heated
Security Features SmokeDetectors
Construction Materials Other
Pets Allowed NoPetRestrictions Yes
Year Built 1976
Stories Count 1
Levels One
Unit Number A114
Property Subtype Condominium
Tax Year 2025
Waterfront Features OceanAccess
Accessibility None
Assoc Fee Paid Per Monthly
County Bay
New Construction false
Property Type Residential
Association Amenities BeachRights BeachAccess BilliardRoom Clubhouse FitnessCenter Laundry Pool RecreationFacilities
Subdivision Name TOP OF THE GULF CONDO
Facing Direction West
Garage Y/N false
Total Rooms 3
Full Baths 1
Status Active
City Panama City
Senior Community Y/N false
MLS Area 5940 - Other Florida County
Carport Y/N false
Tax Annual Amount 2585
Property Condition Resale UpdatedRemodeled
Virtual Tour https://www.propertypanorama.com/8817-S-Thomas-Drive-A114-Panama-City-FL-32408/unbranded
Standard Status Active
Occupancy Type CallAgent
Property Sub Type Additional Condominium
Legal Description TOP OF THE GULF CONDO UNIT # A-114 EFF 1B 489 H&C ORB 2008 P 985 ORB 2280 P 877 . ORB 4676 P 979
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Interior
Interior Amenities None Bar
Flooring Laminate
Furnished Y/N Furnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Total Bedrooms 0
Entry Level 1
Main Level Bedrooms 0
Main Level Bathrooms 1
Total Baths 1
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Exterior
Exterior Amenities OutdoorLivingArea
Parking Features Guest PermitRequired
Water Source Public
Total Parking 0
Lot Size Area 0
Building Area Total 489
Lot Size Acres 0
Waterfront Y/N false
Covered Spaces 0
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* Excluded Features
List By
Marcy L O'Donnell

Listing Agent

Affordability Calculator

$1,749
Per Month
88%
12%
0%
Monthly Principal & Interest
$1,533
Monthly Property Taxes
$215
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
5/16/2026$249,000 Listed Price

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8817 S Thomas Drive A114, Panama City, FL, 32408 is a Condo for sale at $249,000 with 489 sqft. 8817 S Thomas Drive A114 is a studio with 1.0 baths and was built in 1976. The property's zip code is 32408 which is in Panama City, FL

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