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116 Spanish Main Drive Cudjoe Key, FL $ 1,269,000
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$ 1,269,000 Get more info
116 Spanish Main Drive
$ 1,269,000
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Share Save

116 Spanish Main Drive

Cudjoe Key, FL, 33042
$ 1,269,000
Bedrooms2 Baths2.0 Sq 1,100

Monthly Estimate*

$ 8,765

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Single Family Home for sale in Cudjoe Key, FL

for $1,269,000 with 2 bedrooms and 2 full baths. This 1,100 square foot home was built in 1990 on a lot size of 0.17.

Discover your personal island sanctuary in the heart of Cudjoe Key, where every day feels like Margaritaville. This stunning 2-bedroom, 2-bathroom single-family home has been thoughtfully updated to offer the ultimate waterfront lifestyle, featuring a sleek kitchen with a central island, 2025 updated appliances and two beautifully remodeled bathrooms. The interior glows with natural light, highlighted by impact-resistant windows and elegant French doors that lead to an open balcony. The floor plan is designed for effortless living, including a versatile bonus room and a separate dining area that provides a front-row seat to the tranquil canal. For added convenience, the spacious walk-in closet features an integrated 2025 washer and dryer, while a temperature-controlled thermostat and security system ensure year-round comfort and peace of mind. The exterior of the home is just as impressive, boasting brand-new Hardie Board siding updated within the last year and a full privacy fence that creates a secluded tropical retreat. Step outside to find a backyard oasis complete with swaying palm trees and an inground concrete pool featuring decorative tiling and a stylish paver deck. Boaters will fall in love with the concrete dock slip, which comes equipped with a 10,000 lbs elevator boat lift, offering ocean access in just minutes. Beneath the home, you'll find ample garage parking and massive storage space for your kayaks, grill, and water toys, along with a refreshing outdoor shower. Perfectly capturing that sought-after "Keys feel," this home is the ideal blend of relaxation and adventure.

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Single Family Contingent

Price

$ 1,269,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 6,849

Style

Lot Size

0.17

Year Built

1990

Town/City

Cudjoe Key

County/Region

Monroe

MLS | Web ID

B26029208
Features
General
Membership Required false
Sewer Public Sewer
Heating Central
Cooling Central Air Ceiling Fan(s)
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Metal
Appliances Dryer Dishwasher Disposal Microwave Oven Refrigerator Water Heater Washer
Garage Spaces 1
Patio/Porch Features Covered Deck Balcony
Pool Features Heated In Ground Salt Water
Security Features Security System Smoke Detector(s)
Construction Materials Fiber Cement Wood Frame
Pets Allowed No Pet Restrictions Yes
Year Built 1990
View Canal Water
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Canal Access Canal Front No Fixed Bridges Ocean Access
Accessibility None
County Monroe
New Construction false
Property Type Residential
Attached Garage true
Contingency Financing Inspection
Subdivision Name CUTTHROAT HARBOR ESTS
Facing Direction East
Garage Y/N true
Total Rooms 6
Full Baths 2
Status Active Under Contract
Directions From Key West: Take US1 North to MM 23 Turn Right on Spanish Main Dr. and make a right on Privateer. Home is on your left (Corner of Privateer and Spanish Main) From Miami: Take US1 to MM 23 Turn left on Spanish Main in Cudjoe Key. Right on Privateer.
High School Key West
City Cudjoe Key
Senior Community Y/N false
MLS Area 5940 - Other Florida County
Carport Y/N false
Elementary School Sugarloaf
Tax Annual Amount 6849
Middle/Junior High School Sugarloaf
Property Condition Resale Updated/Remodeled
MLS Area Minor Other
Virtual Tour https://show.tours/HVtMcXH4?b=0
Standard Status Active Under Contract
Property Sub Type Additional Single Family Residence
Legal Description BK 20 LT 21 CUTTHROAT HARBOR ESTATES PB4-165 CUDJOE KEY OR567-131 OR795-1387/88 OR990-60D/C OR990-58R/S OR1096-754 OR1105-403 OR1289-1600 OR
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Interior
Interior Amenities Bedroom on Main Level Kitchen Island Split Bedrooms Walk-In Closet(s)
Flooring Tile
Furnished Y/N Negotiable
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Storm Window(s)
Fireplace Y/N false
Half Baths 0
Total Bedrooms 2
Main Level Bedrooms 2
Main Level Bathrooms 2
Total Baths 2
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Exterior
Private Pool true
Exterior Amenities Balcony Outdoor Living Area
Fencing Wood
Parking Features Attached Garage Open
Lot Features Corner Lot < 1/4 Acre
Water Source Public
Total Parking 5
Lot Size Area 7300
Building Area Total 2462
Lot Size Acres 0.17
Frontage Length 80.00
Frontage Type Waterfront
Waterfront Y/N true
Covered Spaces 1
Door Features French Doors
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* Excluded Features
List By
Margaret E Crowley

Listing Agent

Affordability Calculator

$9,335
Per Month
94%
6%
0%
Monthly Principal & Interest
$8,765
Monthly Property Taxes
$571
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 7.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Key West High School High School
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Pricing History
Date Price Price Change Description
5/15/2026 $1,269,000 Listed Price

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116 Spanish Main Drive, Cudjoe Key, FL, 33042 is a Single Family Home for sale at $1,269,000 with 1,100 sqft and a lot size of 0.17. 116 Spanish Main Drive has 2 bedrooms, 2.0 baths, and was built in 1990. The property's zip code is 33042 which is in Cudjoe Key, FL

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