4112 Finch Lane Chattanooga, TN $ 760,000
4112 Finch Lane
$ 760,000
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4112 Finch Lane

Chattanooga, TN, 37419
$ 760,000
Bedrooms4 Baths2.1 Sq 2,490

Monthly Estimate*

$ 4,679

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Single Family Home for sale in Chattanooga, TN

for $760,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,490 square foot home was built on a lot size of 0.29.

Welcome to a retreat lifestyle in the highly desirable Black Creek Community. From the moment you step through the front door, you will appreciate the charm and space this Cape Cod-style home has to offer. The generously sized great room provides the perfect atmosphere for hosting guests and cozy conversation. Nearby, the dining room features beautiful views and abundant natural light. The functional kitchen is well-equipped with granite countertops and rich wood cabinetry, offering an ideal space for meal preparation and entertaining. The spacious and airy primary bedroom is conveniently located on the main level. Its ensuite bathroom offers plenty of natural light and an extra-large closet. Throughout the home, multiple storage options ensure an orderly living environment where everything has its place. The upstairs layout of this property offers great flexibility with three generously sized rooms and a full bathroom featuring two separate vanities. Additionally, four large closets provide ample space for both seasonal and wardrobe storage. Black Creek offers sweeping vistas, miles of hiking trails, and a beautiful backdrop for Chattanooga living. Located within 10 minutes of downtown, all the amenities of city life are readily available. This is the perfect home for anyone looking to join the Black Creek community at an excellent price point. This beautiful home has been exceptionally well maintained. Major systems, including the roof, water heater, and HVAC, have all been replaced within the last five years. Outside, the level, well-manicured lot offers significant potential for outdoor living. Come see this Black Creek gem today!

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Single Family Active

Price

$ 760,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 5,379

Style

Cape Cod

Lot Size

0.29

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1534762

Features
Interior
Interior Amenities Breakfast Room Cathedral Ceiling(s) Ceiling Fan(s) Crown Molding Double Closets Double Vanity Eat-in Kitchen En Suite Granite Counters High Ceilings High Speed Internet Open Floorplan Pantry Plumbed
Basement None
Flooring Carpet Ceramic Tile Hardwood
Total Fireplaces 1
Fireplace Features Gas Log Gas Starter Living Room
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Blinds Screens
Fireplace Y/N Y
Above Grade Finished Area 2490.0
Half Baths 1
Laundry Features Electric Dryer Hookup Laundry Room Main Level
Total Bedrooms 4
Below Grade Finished Area 0.0
Total Baths 3
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General
Sewer Public Sewer
Heating Central Natural Gas
Cooling Central Air Electric
Utilities Cable Available Cable Connected Electricity Available Electricity Connected Natural Gas Available Natural Gas Connected Sewer Available Sewer Connected Water Available Water Connected
Possession Close Of Escrow
Roof Asphalt Shingle
Appliances Wall Oven Water Heater Microwave Gas Water Heater Gas Cooktop Double Oven Disposal Dishwasher Cooktop
HOA Fee 160.0
Garage Spaces 2.0
Patio/Porch Features Covered Front Porch Patio Porch Porch - Covered Porch - Screened Rear Porch Screened Side Porch
Architectural Style Cape Cod
Security Features Smoke Detector(s) Other
Construction Materials Brick Cement Siding
Year Built 2001
View Garden Hills Mountain(s)
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Community Features Clubhouse Curbs Lake Playground Sidewalks Street Lights
Assoc Fee Paid Per Monthly
County Hamilton
New Construction N
Property Type Residential
Association Amenities Clubhouse Dog Park Landscaping Maintenance Park Picnic Area Playground Pond Year Round Recreation Facilities Trail(s)
HOA Y
Attached Garage Y
Subdivision Name Black Creek Chattanooga
Garage Y/N Y
Other Structures None
Total Rooms 10
Full Baths 2
Status Active
Directions Take I-24 W toward Nashville/Birmingham. Take exit 174 for US-41/US-64 toward US-11/Lookout Valley. Turn right onto US-41 N/US-64 W/US-72 W. Turn left onto Cummings Cove Dr. Turn left onto Magnol
High School Lookout Valley High
City Chattanooga
Senior Community Y/N N
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 12632.4
Carport Y/N N
Listing Terms Cash Conventional VA Loan
Elementary School Lookout Mountain Elementary
Land Lease Y/N N
Tax Annual Amount 5379.6
Home Warranty Y/N N
Middle/Junior High School Lookout Valley Middle
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Structure Type House
Standard Status Active
Occupancy Type Owner
Legal Description Lt 23 Cummings Cove Golf Club Phase 1 Pb60 Pg173 Out Of 153-27.07 For 2000
Year Built Effective 2001
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Exterior
Exterior Amenities Lighting Rain Gutters Smart Irrigation
Fencing None
Parking Features Concrete Driveway Garage Garage Door Opener Garage Faces Side
Lot Features Back Yard Close to Clubhouse Cul-De-Sac Few Trees Front Yard Landscaped Level Near Golf Course Sprinklers In Front Sprinklers In Rear Views
Water Source Public
Lot Size Area 0.29
Foundation Details Block
Spa N
Building Area Total 2490.0
Lot Dimensions 87.27X146.91
Lot Size Acres 0.29
Road Surface Type Asphalt
Waterfront Y/N N
Road Frontage Type City Street
Crops Included Y/N N
Road Responsibility Public Maintained Road
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 4112
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* Excluded Features
List By
The Agency Chattanooga

Broker

Beth.Reed@theagencyre.com

Email

Affordability Calculator

$5,128
Per Month
91%
9%
0%
Monthly Principal & Interest
$4,679
Monthly Property Taxes
$448
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3638947 Elementary School
1547345 Middle School
Lookout Valley High High School
Pricing History
DatePricePrice ChangeDescription
5/15/2026$760,000 Listed Price

Map


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4112 Finch Lane, Chattanooga, TN, 37419 is a Single Family Home for sale at $760,000 with 2,490 sqft and a lot size of 0.29. 4112 Finch Lane has 4 bedrooms and 2.1 baths. The property's zip code is 37419 which is in Chattanooga, TN