808 Terrace Bay Court Monticello, IN $ 399,900
808 Terrace Bay Court
$ 399,900
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808 Terrace Bay Court

Monticello, IN, 47960
$ 399,900
Bedrooms2 Baths1.0 Sq 1,114

Monthly Estimate*

$ 2,462

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Single Family Home for sale in Monticello, IN

for $399,900 with 2 bedrooms and 1 full bath. This 1,114 square foot home was built in 1960 on a lot size of 0.22.

One of the nicest locations on Main Lake Freeman! This lake-level property is situated on a quiet no outlet street and offers an excellent opportunity to enjoy lake living while being surrounded by neighboring homes of significantly higher value. This low-maintenance one-story home/cottage features 50 feet of prime main lake frontage with beautiful views and includes 2 bedrooms, 1 bathroom, and 1,114 square feet of living space. An added bonus is the extra lot across the street featuring a spacious 24x36 detached 2.5-car garage complete with a man cave/workshop area on the back sideperfect for storage, hobbies, or entertaining. Exterior features include low-maintenance vinyl siding, newer roof, newer breaker box, concrete seawall, covered boat lift, boathouse for storage, and an open lakeside deck overlooking the water. Inside, the home offers an open-concept layout with two spacious bedrooms and a sunroom to enjoy the lake views year-round. A rare chance to own in a premier Lake Freeman location with excellent long-term value potential!

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Single Family Active

Price

$ 399,900

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 1,563

Style

Ranch

Lot Size

0.22

Year Built

1960

Town/City

Monticello

County/Region

White

MLS | Web ID

202618374

Features
General
Sewer Regional
Heating Gas Conventional Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Water Access Type Lakefront
Garage Detached
Amenities Deck Open Deck on Waterfront Dryer Hook Up Electric Garage Door Opener Open Floor Plan Utility Sink Stand Up Shower Main Floor Laundry Washer Hook-Up
Status Active Active
Full Baths 1
Half Baths 0
Bathrooms 1
Year Built 1960
New Construction No
Subdivision Terrace Bay
Style One Story
Township Union
Class RESIDENTIAL
Type Site-Built Home
Age 66
REO No
Status Detail 0
Dining Room Level Main
Area White County
Location Lake
High School Twin Lakes
City Monticello
School District Twin Lakes School Corp.
Other Fees Frequency Annually
Architectural Style Ranch
Total Sq Ft 1114
Elementary School Meadowlawn
Middle School Roosevelt
Legal Description LAKERIES ADD LOT 10 & OUT PLAT ON 10-26-03 .12
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202618374
Agent First Name Bart
Agent Last Name Hickman
DOM 0
Tax Year 2026
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Interior
Basement Crawl
Flooring Carpet Laminate
Beds 2
Total Rooms 5
Dining Room Length 10
Dining Room Width 9
Fireplace None
Living Room Width 12
Other Room 1 Description Sunroom
Living Room Length 14
Full Baths Main 1
Full Baths Upper 0
Above Grade Bedrooms 2
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 12
2nd Bedroom Length 9
2nd Bedroom Level Main
2nd Bedroom Width 10
Basement Material Block
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Exterior
Exterior Vinyl
Water Frontage 50
Driveway Asphalt
Pool No
Waterfront Lake
Garage Length 24
Garage Width 36
Lot Size Area 9583
Lot Dimensions 50x 88 & Irreg
Lot Description Level Waterfront Lake Water View Waterfront-Level Bank
Water Features Pier/Dock
Garage Capacity 2.5
Lake Ski Lake
Waterfront Y/N Yes
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* Excluded Features
List By
Bart Hickman

Listing Agent

Real Estate Network L.L.C

Broker

Bart@Homes-By-Network.com

Email

Affordability Calculator

$2,593
Per Month
95%
5%
0%
Monthly Principal & Interest
$2,462
Monthly Property Taxes
$130
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1235872 Elementary School
1235893 Middle School
Twin Lakes High School High School
Pricing History
DatePricePrice ChangeDescription
5/15/2026$399,900 Listed Price

Map


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808 Terrace Bay Court, Monticello, IN, 47960 is a Single Family Home for sale at $399,900 with 1,114 sqft and a lot size of 0.22. 808 Terrace Bay Court has 2 bedrooms, 1.0 baths, and was built in 1960. The property's zip code is 47960 which is in Monticello, IN