23 Cottage Avenue Mount Vernon, NY $ 1,100,000
23 Cottage Avenue
$ 1,100,000
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23 Cottage Avenue

Mount Vernon, NY, 10550
$ 1,100,000
Bedrooms6 Baths4.0 Sq 3,930

Monthly Estimate*

$ 6,773

23 Cottage Avenue, Mount Vernon, NY 10550 - Image 1
23 Cottage Avenue, Mount Vernon, NY 10550 - Image 2
23 Cottage Avenue, Mount Vernon, NY 10550 - Image 3
23 Cottage Avenue, Mount Vernon, NY 10550 - Image 4
23 Cottage Avenue, Mount Vernon, NY 10550 - Image 5
23 Cottage Avenue, Mount Vernon, NY 10550 - Image 6
23 Cottage Avenue, Mount Vernon, NY 10550 - Image 7

Multi-Family Home for sale in Mount Vernon, NY

for $1,100,000 with 6 bedrooms and 4 full baths. This 3,930 square foot home was built in 1920 on a lot size of 0.13.

Turnkey three-family investment property with additional studio apartment located on Mt. Vernon’s desirable north side. This well-maintained 1920 home showcases classic architectural charm, including original molding, high ceilings, and timeless character throughout. Unit configuration consists of: 2-bedroom over 3-bedroom over 1-bedroom plus studio. Current gross monthly rental income is $7,000, with annual property taxes of $20,000. Ideally situated within walking distance to the Metro-North train station, bus lines, and shopping district, this property also features a detached two-car garage and is offered in very good condition. First floor unit and basement will be delivered vacant at closing. An excellent opportunity for both investors and owner-occupants seeking immediate rental income from four total units while enjoying the charm and craftsmanship of a well-kept Mount Vernon home.

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Multi-Family Active

Price

$ 1,100,000

Bedrooms

6

Full Bath

4

Property Type

Multi-Family

Taxes

$ 20,711

Style

Colonial

Lot Size

0.13

Year Built

1920

Town/City

Mount Vernon

County/Region

Westchester

MLS | Web ID

999895

Features
Interior
Interior Amenities Other
Basement Finished See Remarks
Flooring Hardwood
Basement Features Finished See Remarks
Basement (Y/N) Y
Total Bedrooms 6
Total Baths 4
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General
Sewer Public Sewer
Heating Electric Other
Cooling Ductless Electric Separate Meters
Utilities Electricity Connected See Remarks Sewer Connected
Garage Spaces 2
Patio/Porch Features Covered
Architectural Style Colonial
Construction Materials Aluminum Siding
Year Built 1920
Property Subtype Triplex
Tax Year 2025
Parcel Number 0800-165-063-01148-000-0015
Gross Income 84000
County Westchester County
Operating Expense 21000
Insurance Expense 4000
Property Type Residential Income
Facing Direction West
Garage Y/N Y
Full Baths 4
Directions Cottage Avenue between Prospect and Sidney
High School Mt Vernon High School
City Mount Vernon
Senior Community Y/N N
High School District Mount Vernon
Number Of Units Total 3
Carport Y/N N
Elementary School Lincoln School
Property Attached Y/N N
Tax Annual Amount 20711.9
Fuel Expense 0
Middle/Junior High School Lincoln School
Trash Expense 0
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Mount Vernon
Elementary School District Mount Vernon
Tax Assessed Value 12300
Year Built Effective 19
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Exterior
Exterior Amenities Garden Mailbox
Fencing Back Yard Full
Parking Features Driveway Driveway
Water Source Public
Foundation Details Block
Building Area Total 3930
Waterfront Y/N N
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Internal Only
Street Number 1 23
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* Excluded Features
List By
Claudette Mair

Listing Agent

Bridge Stone Of Hartsdale Real

Broker

moremair@aol.com

Email

Affordability Calculator

$8,499
Per Month
80%
20%
0%
Monthly Principal & Interest
$6,773
Monthly Property Taxes
$1,726
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4099166 Elementary School
4892589 Middle School
Mt Vernon High School High School
Pricing History
DatePricePrice ChangeDescription
5/15/2026$1,100,000 Listed Price

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23 Cottage Avenue, Mount Vernon, NY, 10550 is a Multi-Family Home for sale at $1,100,000 with 3,930 sqft and a lot size of 0.13. 23 Cottage Avenue has 6 bedrooms, 4.0 baths, and was built in 1920. The property's zip code is 10550 which is in Mount Vernon, NY