431 Capitola Avenue Capitola, CA ^$ 999,000

431 Capitola Avenue

^$ 999,000

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431 Capitola Avenue

Capitola, CA, 95010

^$ 999,000

Studio Baths0.0 Sq 880

Monthly Estimate*

^$ 6,308

Listed by Bailey Properties

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Studio

Single Family Home for sale in Capitola, CA

for $999,000. This 880 square foot home was built in 1922 on a lot size of 0.019.

UNDER $1MIL IN THE HEART OF CAPITOLA--OHHHH THE POSSIBILITIES! Zoned Mixed Use/Previously used as a duplex. 3 blks to beach & esplanade! This 3 bedroom (records reflect 2 bedrooms), 2 bath home has room to park 2 vehicles (25'x20'+) on this property- hard to come by! 1 bedroom downstairs and 2 bedrooms upstairs- the smaller of the 2 would be perfect for a nursery or a home office! This charming 104 year old home is zoned mixed use, nicely updated bathrooms, updated plumbing. Home was previously divided into two units- the possibilities are endless, definitely a perfect home for shared living/rent one level and live in the other! Put your personal touches on this one and enjoy living in one of the greatest locations in California! Step out the front door and the choices are endless: 2 doors down-Avenue Cafe; Up the street-Gayles Bakery; Down the street-the Beach and Village - Don't hesitate on this one! *Buyer to verify use, room count, square footage! Records reflect 2 bedrooms, 3rd bedroom small, nursery/hm office space. 2nd story currently w/o full kitchen, sink plumbing present EZ add, rents are projected currently owner occupied, w/ 2 very rare off street parking spots this one fits the bill, live in one and rent the other! Live the dream in Capitola Village!

Single Family Active

Price

^$ 999,000

Bedrooms

Studio

Property Type

Single Family

Taxes

^$ 13,488

Style

Lot Size

0.019

Year Built

1922

Town/City

Capitola

County/Region

Santa Cruz

MLS | Web ID

ML82047364

Days on Market

Features

General

Living Area 880

Heating WallFurnace

Utilities NaturalGasAvailable

Roof Flat

Appliances Refrigerator VentedExhaustFan

Zoning mixed use

Garage Spaces 0

Year Built 1922

Property Subtype Duplex

Accessibility Parking

County Santa Cruz

Insurance Expense 1200

Property Type ResidentialIncome

HOA false

MaintenanceExpense 0

Garage Y/N false

Special Listing Conditions Standard

Status Active

Directions From Highway 1 take Bay Street/Capitola exit; From north hang a right off exit from the south take a left off the exit- take Bay Street to the intersection w/Capitola Ave hang a right onto Capitola Ave your new home is 2 blocks down on your right! Cross Street: Riverview

High School Soquel

City Capitola

High School District Other

MLS Area 699 - Not Defined

Lot Size Units SquareFeet

Lot Size Square Feet 828

Carport Spaces 0

Tax Annual Amount 13488

Trash Expense 0

Standard Status Active

Occupancy Type Owner

Year Built Source Assessor

Property Sub Type Additional Duplex

Cap Rate 4.2

Interior

Flooring Laminate Tile

Total Stories 2

Air Conditioning Y/N true

Heating Y/N true

Laundry Features None

Total Baths 0

Exterior

Parking Features OffStreet

Lot Features ZeroLotLine

Water Source Public

Total Parking 2

Lot Size Area 828

Foundation Details ConcretePerimeter

Number of Buildings 1

Building Area Total 880

Lot Size Acres 0.019

Lot Size Source Assessor

* Excluded Features

List By

Bailey Properties

Broker

tscaletti@baileyproperties.com

Affordability Calculator

$7,432

Per Month

Monthly Principal & Interest: $6,308
Monthly Property Taxes: $1,124
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Capitola, CA

Average List Price ^$1,491,108

Percent of Sale Price 49%

About Capitola, CA

10,272 Population

-2% Since 2002

^$74,682 Median Income

42.43 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

0 Elementary School

0 Middle School

Soquel High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
6/2/2026	$999,000	-7.41%	Price Down
5/15/2026	$1,079,000		Listed Price

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431 Capitola Avenue, Capitola, CA, 95010 is a Single Family Home for sale at $999,000 with 880 sqft and a lot size of 0.019. 431 Capitola Avenue is a studio with 0.0 baths and was built in 1922. The property's zip code is 95010 which is in Capitola, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the California Regional Multiple Listing Service, Inc..

Based on information from California Regional Multiple Listing Service, Inc. as of 7/3/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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431 Capitola Avenue

Single Family Home for sale in Capitola, CA

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