101 Shipwreck Lane E Emerald Isle, NC $ 735,000
101 Shipwreck Lane E
$ 735,000
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101 Shipwreck Lane E

Emerald Isle, NC, 28594
$ 735,000
Bedrooms3 Baths2.2 Sq 1,400

Monthly Estimate*

$ 4,526

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Townhouse for sale in Emerald Isle, NC

for $735,000 with 3 bedrooms and 2 full baths, 2 half baths. This 1,400 square foot townhouse was built in 1998 on a lot size of 0.04.

Located in the sought-after oceanfront gated community of Spinnaker's Reach in Emerald Isle, this beautifully maintained coastal retreat is truly a kid's delight and the perfect beach getaway or investment opportunity. Just a stone's throw from the community pool and beach access, the home offers the ideal blend of comfort, convenience, and coastal charm. Designed with a popular reverse floor plan to maximize natural light and ocean views, the open-concept top level beautifully connects the living room, dining area, and kitchen-- creating an inviting space for gathering with family and friends. Expansive decks on both levels provide wonderful spots to relax, entertain, and enjoy ocean breezes and water views. Featuring 3 sizeable bedrooms, 2 full baths, and 2 additional half baths, the home comes fully furnished and boasts a proven rental history. Outdoor showers, covered parking underneath the home, and abundant storage for beach toys and gear make coastal living easy and enjoyable. Best of all, no flood insurance is required. Whether you're searching for a personal retreat, vacation rental investment, or both, this light-filled beach home checks all the boxes. Rental History totals: 2026 bookings (as of 5/13/25 - $30,413), 2025 - $44,655, 2024 - $47,000 2023 $38,000

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Townhouse Active

Price

$ 735,000

Bedrooms

3

Full Bath

2

Half Bath

2

Property Type

Townhouse

Taxes

$ 2,572

Style

Townhouse

Lot Size

0.04

Year Built

1998

Town/City

Emerald Isle

County/Region

Carteret

MLS | Web ID

100573964

Features
General
Living Area 1400.0
Heating Electric Heat Pump
Cooling Central Air Zoned
Utilities Cable Available Water Available Water Connected
Possession Close Of Escrow At Closing
Roof Shingle
Appliances Electric Oven Electric Cooktop Built-In Microwave Washer Refrigerator Dryer Dishwasher
Zoning Residential
HOA Fee 747.5
Patio/Porch Features Open Deck
Security Features Smoke Detector(s)
Construction Materials Fiber Cement Wood Frame
Year Built 1998
View Ocean
Levels Three Or More
Property Subtype Townhouse
Tax Year 2025
Taxes 2572.34
Parcel Number 537316738599000
Waterfront Features Deeded Beach Access Third Row Water Access Comm
Accessibility None
Assoc Fee Paid Per Annually
County Carteret
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
Association Amenities Waterfront Community Beach Access Community Pool Maintenance Common Areas Maintenance Roads Picnic Area
HOA Y
Attached Garage N
Subdivision Name Spinnakers Reach
Garage Y/N N
Total Rooms 6
Full Baths 2
Status Active
Directions Turn onto Coast Guard Road. Turn left into Spinnakers Reach onto Shipwreck Lane Home is on the right. (White with green trim).
High School Croatan
City Emerald Isle
Association Name Spinnakers Reach and Landing PO
Lot Size Units Acres
Lot Size Square Feet 1742.0
Carport Spaces 0.0
Carport Y/N N
Green Building Verification Type None
Elementary School White Oak Elementary
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Broad Creek
Ok to Lease Weekly
Lease Considered Y/N N
Structure Type Townhouse Duplex Wood Frame Stick Built
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 648285
Legal Description UE Emerald Cay Townhouse
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Interior
Interior Amenities Vaulted Ceiling(s) High Ceilings Ceiling Fan(s) Furnished Pantry Reverse Floor Plan Blinds/Shades
Basement None
Flooring LVT/LVP Carpet Tile
Furnished Y/N Furnished
Water Heater Electric
Master Bed Level Non Primary Living Area
Total Stories 3
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 2
Laundry Features Laundry Closet
Total Bedrooms 3
Attic Features None
Entry Level 1
Room Type Master Bedroom Bedroom 2 Bedroom 3 Living Room Dining Area Dining Room
Unit Type 3 Bedroom
Total Baths 4
Living Area Range 1400 - 1599
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Exterior
Exterior Amenities Outdoor Shower
Exterior Finish Fiber Cement
Fencing None
Parking Features Shared Driveway Additional Parking Concrete Paved Underhouse
Lot Features Deeded Beach Access Ocean Side Third Row Water Access Comm
Water Source Public
Total Parking 0.0
Lot Size Area 0.04
Foundation Details Other Pilings
Spa N
Building Area Total 1400
Lot Dimensions 99x279x93x248
Lot Size Acres 0.04
Frontage Type See Remarks
Waterfront Y/N N
Road Frontage Type Private Road Maintained
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 101
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* Excluded Features
List By
Linda Johnson Folger

Listing Agent

Bluewater Real Estate - Ei

Broker

lindaf@bluewaternc.com

Email

Affordability Calculator

$4,740
Per Month
95%
5%
0%
Monthly Principal & Interest
$4,526
Monthly Property Taxes
$214
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4736283 Elementary School
3960542 Middle School
Croatan High School High School
Pricing History
DatePricePrice ChangeDescription
5/15/2026$735,000 Listed Price

Map


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101 Shipwreck Lane E, Emerald Isle, NC, 28594 is a Townhouse for sale at $735,000 with 1,400 sqft and a lot size of 0.04. 101 Shipwreck Lane E has 3 bedrooms, 2.2 baths, and was built in 1998. The property's zip code is 28594 which is in Emerald Isle, NC