4781 Cobble Way Ferndale, WA $ 424,000
4781 Cobble Way
$ 424,000
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4781 Cobble Way

Ferndale, WA, 98248
$ 424,000
Bedrooms1 Baths1.1 Sq 709

Monthly Estimate*

$ 2,611

Listed by MJB Real Estate Group
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Single Family Home for sale in Ferndale, WA

for $424,000 with 1 bedroom and 1 full bath, 1 half bath. This 709 square foot home was built in 1996 on a lot size of 0.17.

Perched in a uniquely beautiful seaside setting, this thoughtfully updated cottage offers the kind of lifestyle that’s increasingly hard to find in Whatcom County. Filled with natural light and positioned to capture sweeping bay, sound, and mountain views, the home blends warmth, simplicity, and connection to the outdoors in all the right ways. Inside, you’ll find a bright and inviting interior with large windows on both levels, an updated kitchen, and comfortable living spaces designed to maximize the surrounding scenery. The upper-level primary suite includes a full bath plus additional flex space ideal for a home office, reading nook, or occasional guest accommodations. A wood stove adds warmth and character, creating the perfect place to unwind after a day on the water or trails. Step outside and the lifestyle really comes into focus. Multiple view decks, a hot tub, and a spacious yet low-maintenance yard create incredible indoor-outdoor flow with room to relax, entertain, or potentially expand. Whether you’re enjoying morning coffee overlooking the water or taking in sunsets from the deck, this property feels like a true retreat. Located in the Sandy Point area near the Salish Sea, you’re moments from beaches, marinas, golf, and everyday recreation while still within easy reach of Bellingham and Ferndale amenities. A rare opportunity to own a move-in ready coastal cottage in one of Whatcom County’s most uniquely scenic settings

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Single Family Active

Price

$ 424,000

Bedrooms

1

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 2,912

Style

2 Story

Lot Size

0.17

Year Built

1996

Town/City

Ferndale

County/Region

Whatcom

MLS | Web ID

2523806

Features
General
Living Area 709
Sewer Sewer Connected
Heating Wall Furnace
Cooling None
Possession Closing
Roof Composition
Appliances Dishwasher Dryer Refrigerator Stove(s)/Range(s) Washer
HOA Fee 0
Year Built 1996
View Bay Partial Territorial
Topography Partial Slope
Levels Two
Property Subtype Single Family Residence
Tax Year 2026
County Whatcom
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Sandy Point
Facing Direction West
Full Baths 1
Special Listing Conditions None
Status Active
Directions Please use your favorite navigation app.
High School Ferndale High
City Ferndale
Entry Location Main
Senior Community Y/N N
High School District Ferndale
MLS Area 870 - Ferndale/Custer
Lot Size Units Square Feet
Lot Size Square Feet 7405
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Elementary School Buyer To Verify
Land Lease Y/N N
Tax Annual Amount 2912
Middle/Junior High School Buyer To Verify
Property Condition Good
Public Remarks Perched in a uniquely beautiful seaside setting this thoughtfully updated cottage offers the kind of lifestyle thats increasingly hard to find in Whatcom County. Filled with natural light and positio
Structure Type House
Building Area Units Square Feet
Standard Status Active
Water Company Sandy Point Improvement Co
Property Style 12 - 2 Story
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Interior
Basement None
Flooring Ceramic Tile Laminate
Total Fireplaces 0
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Half Baths 1
3/4 Baths 0
Total Bedrooms 1
Main Level Bedrooms 0
Total Baths 2
Power Production Type Electric
Baths Three Quarter Garage 0
Baths Three Quarter Lower 0
Baths Three Quarter Main 0
Baths Three Quarter Upper 0
Bedrooms Lower 0
Bedrooms Upper 1
Baths Half Upper 0
Baths Half Main 1
Baths Half Lower 0
Baths Half Garage 0
Baths Full Upper 1
Baths Full Main 0
Baths Full Lower 0
Baths Full Garage 0
Bathrooms 1.5
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Exterior
Exterior Amenities Wood
Parking Features Driveway
Lot Features Dead End Street Paved
Water Source Community
Total Parking 4
Inclusions Dishwasher(s) Dryer(s) Refrigerator(s) Stove(s)/Range(s) Washer(s)
Foundation Details Poured Concrete
Spa Y
Building Area Total 709
Lot Dimensions 60 x 120 x 60 x 120
Lot Size Acres 0.17
Waterfront Y/N N
Covered Spaces 0
Irrigation Water Rights Y/N N
Site Features Cable TV Deck High Speed Internet Hot Tub/Spa
Parking Uncovered Total 4
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Internal Only
OriginalMLSID NWM2523806
Street Number 1 4781
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* Excluded Features
List By
Jeff Engen

Listing Agent

Mjb Real Estate Group

Broker

Affordability Calculator

$2,853
Per Month
91%
9%
0%
Monthly Principal & Interest
$2,611
Monthly Property Taxes
$243
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3100659 Elementary School
3100697 Middle School
Ferndale High High School
Pricing History
DatePricePrice ChangeDescription
5/14/2026$424,000 Listed Price

Map


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4781 Cobble Way, Ferndale, WA, 98248 is a Single Family Home for sale at $424,000 with 709 sqft and a lot size of 0.17. 4781 Cobble Way has 1 bedrooms, 1.1 baths, and was built in 1996. The property's zip code is 98248 which is in Ferndale, WA