404 Split Rock Drive Loveland, CO ^$ 1,188,000

404 Split Rock Drive

^$ 1,188,000

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404 Split Rock Drive

Loveland, CO, 80537

^$ 1,188,000

Bedrooms4 Baths3.1 Sq 3,803

Monthly Estimate*

^$ 7,315

Listed by Group Centerra

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Single Family Home for sale in Loveland, CO

for $1,188,000 with 4 bedrooms and 3 full baths, 1 half bath. This 3,803 square foot home was built in 2009 on a lot size of 0.11.

Rare lakefront home offering what the sellers describe as "private resort-style, year-round living." This spacious Contemporary Tuscan-style home welcomes you with soaring ceilings, an open floor plan, and stunning lake views. Quality features throughout include 8' solid-core doors, decorative arches and niches, stone accents, a stone fireplace hearth, and radiant floor heating. The main level features a large living area with lakefront balcony access, study/office/craft room, oversized sit-around kitchen island, abundant cabinetry and pantry space, dining area, and powder room. Upstairs, the spacious primary suite includes a fireplace, luxurious 5-piece bath, oversized walk-in closet, walk-in shower with dual shower heads, and a private covered balcony overlooking the lake. A second suite with full bath and laundry complete the upper level. The walk-out lower level offers a third bedroom with nearby full bath, expansive storage/utility space, and a large rec room opening to a covered patio with TV plus an additional open patio area. Just steps away is your private dock for a pontoon, paddleboards, and more. Enjoy breathtaking sunrise views, abundant wildlife, and direct access to the nearby Natural Reserve trail system. As the end home, the property offers added privacy with only one neighboring home plus a private driveway and additional front parking. Conveniently located near grocery shopping and other amenities. This is truly a property best appreciated in person.

Single Family Active

Price

^$ 1,188,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 4,131

Style

Duplex

Lot Size

0.11

Year Built

2009

Town/City

Loveland

County/Region

Larimer

MLS | Web ID

IR1059041

Features

Interior

Interior Amenities Eat-in Kitchen Five Piece Bath Kitchen Island Open Floorplan Pantry Primary Suite Walk-In Closet(s)

Basement Walk-Out Access

Flooring Tile

Fireplace Features Family Room Gas Other Primary Bedroom

Basement (Y/N) Y

Window Features Window Coverings

Above Grade Finished Area 2514

Half Baths 1

3/4 Baths 0

Total Bedrooms 4

Below Grade Finished Area 872

Main Level Bedrooms 0

Main Level Bathrooms 1

Total Baths 4

General

Sewer Public Sewer

Heating Forced Air Radiant

Cooling Central Air

Utilities Electricity Available Natural Gas Available

Roof Spanish Tile

Appliances Dishwasher Double Oven Dryer Microwave Oven Refrigerator Washer

Zoning P-96

HOA Fee 260

Garage Spaces 2

Association Fee Includes Reserves Maintenance Grounds Snow Removal

Patio/Porch Features Deck Patio

Construction Materials Stone Stucco Frame

Exclusions Seller's Personal Property

Year Built 2009

View Mountain(s) Water

Levels Two

Property Subtype Single Family Residence

Tax Year 2025

Ownership Individual

Waterfront Features Pond

Assoc Fee Paid Per Monthly

County Larimer

Property Type Residential

Association Amenities Park Trail(s)

HOA Y

Attached Garage Y

Subdivision Name The Villas on Quarry Lake

Full Baths 3

Status Active

Directions Take First Street West to Left/South on Taft. First left past Circle K and Carwash. OR take Eisenhower west to Taft go left/south on Taft to third left past First Street.

High School Thompson Valley

City Loveland

Association Name The Quarry Residential Assoc.

High School District Thompson R2-J

Lot Size Square Feet 4706

Listing Terms Cash Conventional

Elementary School Sarah Milner

Tax Annual Amount 4131

Middle/Junior High School Other

Concessions No

Virtual Tour https://www.wellcomemat.com/mls/1el51ad144b51mkop

Structure Type Duplex

Standard Status Active

Occupancy Type Owner

Elementary School District Thompson R2-J

Exterior

Exterior Amenities Balcony

Lot Features Flood Zone Open Space Sprinklers In Front

Water Source Public

Total Parking 2

Building Area Total 3803

Lot Size Acres 0.11

Internal Only

Street Number 1 404

* Excluded Features

List By

Group Centerra

Broker

(970) 222-0340

Phone

Affordability Calculator

$7,659

Per Month

Monthly Principal & Interest: $7,315
Monthly Property Taxes: $344
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Loveland, CO

Average List Price ^$709,499

Percent of Sale Price 40%

About Loveland, CO

76,459 Population

43% Since 2002

^$62,013 Median Income

40.69 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3190416 Elementary School

3043800 Middle School

Thompson Valley High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/14/2026	$1,188,000		Listed Price

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404 Split Rock Drive, Loveland, CO, 80537 is a Single Family Home for sale at $1,188,000 with 3,803 sqft and a lot size of 0.11. 404 Split Rock Drive has 4 bedrooms, 3.1 baths, and was built in 2009. The property's zip code is 80537 which is in Loveland, CO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data eXchange (IDX) Program of the REcolorado. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 5/15/2026.

This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.

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PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.

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404 Split Rock Drive

Single Family Home for sale in Loveland, CO

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