434 CHEROKEE RD
Lake Ozark, MO, 65049 $ 449,900
Bedrooms5 Baths3.0 Sq 2,997 Monthly Estimate*
$ 2,841
for $449,900 with 5 bedrooms and 3 full baths. This 2,997 square foot home was built in 1989 on a lot size of 0.38.
Village of Four Seasons Ranch! Motivated Sellers, Bring Any Reasonable Offer! This Ranch style walk-out home spans 5+ beds & 3 baths, offering a rare layout designed for large families, multi-generational living, & dual-family ownership. The interior has new tile entry, carpet, LED fixtures, ceiling fans, doors. The kitchen consists of quartz countertops, tile backsplash, & new appliances. Primary suite w/ private bath & new quartz vanity. Convenience is key with dedicated main-level laundry. Versatile Lower Level & ADU Potential as the walk-out lower level serves as true 2nd living quarters, w/ wood-plank laminate flooring, living room w/ gas fireplace, full kitchen, 2 BR, bonus room, & a 2nd laundry. Key features: 3-car heated garage + parking for 9; Safe room (plumbed); 9 total appliances: 2 Refrigerators, 2 Dishwashers, 2 Stoves, 1 Washer, 1 Dryer; 1 Microwave; Water Softener-Owned; new water heater; 2-year-old roof, gutters, & fresh paint/trim. Close to amenities including, campground, skate park, swimming pool, tennis courts, playground, boat ramps, fishing lakes & even a new aquatic center for year-round swimming, walking path. Don't miss this one-of-a-kind, turn-key gem!
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FeaturesGeneralAttached Detached Detached
Heating Forced Air Electric
Cooling Central Electric Ceiling/PaddleFan(s)
Utilities Wireless Internet Water-City GasPropaneTankRented Trash-City
Appliances Refrigerator Microwave Electric Range Disposal Dishwasher Dryer Water Softener Owned
Zoning Single Family Res
HOA Fee 850
Garage Spaces 3
Patio/Porch Features Wood Covered
Security Features Smoke Detector(s)
Year Built 1989
Property Subtype Single Family Residence
Tax Year 2025
Assoc Fee Paid Per Annual
County Camden
New Construction false
Property Type Residential
HOA true
Subdivision Name LAKE OZARK
Garage Y/N true
Total Rooms 15
Full Baths 3
Status Active
High School Osage
City LAKE OZARK
High School District School of the Osage
Lot Size Units Acres
Lot Size Square Feet 16686
Elementary School Osage
Tax Annual Amount 1563.75
Middle/Junior High School Osage
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InteriorInterior Amenities Storm Shelter Safe Room High Spd Int Access Walk in Closet(s) Main Lvl Master Bdrm Eat-in Kitchen Kitchen Island Pantry Counter-Quartz
Flooring Carpet Laminate Tile
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Laundry-Main Floor
Total Bedrooms 5
Total Baths 3
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ExteriorExterior Amenities Driveway-Paved
Parking Features Attached
Lot Size Area 0.38
Building Area Total 2997
Lot Size Acres 0.38
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* Excluded FeaturesList ByAnnamarie HopkinsListing Agent
annamarie@asmartermove.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,841
- Monthly Property Taxes
- $130
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Lake Ozark, MO
Average List Price $1,156,908
Percent of Sale Price 157%
About Lake Ozark, MO 1,971 Population
19% Since 2002
$ 48,533 Median Income
45.57 Median Age
19% Households with Children
Trends Information provided by ATTOM Data Solutions.
1217565 Elementary School
1217564 Middle School
Osage High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 7/10/2026 | $449,900 | -3.25% | Price Down |
| 6/22/2026 | $465,000 | -4.91% | Price Down |
| 6/3/2026 | $489,000 | -2.00% | Price Down |
| 5/14/2026 | $499,000 | | Listed Price |