6777 Spencer Rd
Rock Island, TN, 38581 $ 399,000
Bedrooms1 Baths1.0 Sq 640 Monthly Estimate*
$ 2,519
for $399,000 with 1 bedroom and 1 full bath. This 640 square foot home was built in 2007 on a lot size of 2.4.
Riverside Cabin Retreat on 2.4 Acres – Private Boat Access, Endless Potential! Escape to your own slice of paradise with this beautifully updated 1 bedroom, 1 bathroom cabin perfectly positioned on 2.4 scenic acres along the river. Whether you’re searching for a peaceful personal retreat, a full-time residence, or a high-demand income-producing Airbnb, this property delivers it all. Completely remodeled from top to bottom, the home features all new appliances, new flooring, and fresh paint, creating a clean, modern feel while still embracing its rustic charm. Step inside to an inviting open-concept layout designed for comfort and style, with a seamless blend of cozy cabin vibes and modern finishes. The kitchen shines with sleek appliances, and smart design, it even has a pot filler making it both functional and beautiful, the true heart of the home. One of the standout features is the screened-in back porch, offering breathtaking, uninterrupted views of the river. Imagine starting your mornings with coffee as the sun rises over the water or winding down in the evenings to the peaceful sounds of nature. Outside, the property truly sets itself apart: Over 200 feet of river frontage, Private boat access, Perfect for kayaking, fishing, and swimming right in your backyard. For added versatility, the property includes: RV hookup with 30 & 50 amp service + its own septic system Large shop with two bay doors, ideal for storage, hobbies, or workspace Additional space ready to be customized to fit your needs Whether you're hosting guests, working on projects, or simply enjoying the outdoors, this property offers unmatched flexibility. This is more than just a home, it’s a lifestyle opportunity combining relaxation, recreation, and income potential all in one. You'll only be 25 minutes from Fall Creek Falls State Park and about 10 minutes to Rock Island State Park. Don’t miss your chance to own this rare waterfront gem, schedule your private showing today!
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FeaturesGeneralLiving Area 640
Sewer Septic Tank
Heating Other
Cooling Ceiling Fan(s) Other
Utilities Water Available
Possession Close Of Escrow
Appliances Electric Oven Electric Range Dishwasher Microwave Refrigerator Smart Appliance(s)
Garage Spaces 2
Patio/Porch Features Porch Covered Screened
Security Features Smoke Detector(s)
Construction Materials Wood Siding
Year Built 2007
View River Water
Stories Count 1
Topography Private Views
Levels One
Property Subtype Single Family Residence
County Warren County TN
New Construction N
Property Type Residential
Attached Garage N
Subdivision Name None
Garage Y/N Y
Full Baths 1
Status Active
Directions From McMinnville take Hwy 70 East toward Sparta. Merge Right onto Hwy 30. Property will be on the Left right before Van Buren County line.
High School Warren County High School
City Rock Island
Senior Community Y/N N
Open Parking Spaces 4
Lot Size Units Acres
Elementary School Eastside Elementary
Property Attached Y/N N
Year Built Details Existing
Tax Annual Amount 305
Middle/Junior High School Eastside Elementary
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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InteriorInterior Amenities Ceiling Fan(s) Redecorated Smart Camera(s)/Recording
Basement Crawl Space
Flooring Laminate
Air Conditioning Y/N Y
Heating Y/N Y
Above Grade Finished Area 640
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 1
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 1
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ExteriorExterior Amenities Boat Slip
Parking Features Detached Driveway Gravel Parking Pad
Lot Features Private Views
Water Source Public
Total Parking 6
Lot Size Area 2.4
Building Area Total 640
Lot Size Acres 2.4
Lot Size Source Assessor
Waterfront Y/N Y
Covered Spaces 2
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* Excluded FeaturesList ByHighlands Elite Real EstateBroker
caking@realtracs.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,519
- Monthly Property Taxes
- $25
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Rock Island, TN
Average List Price $579,805
Percent of Sale Price 45%
About Rock Island, TN 4,221 Population
0% Since 2002
$ 38,946 Median Income
43.34 Median Age
23% Households with Children
Trends Information provided by ATTOM Data Solutions.
245031 Elementary School
245031 Middle School
Warren County High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 6/23/2026 | $399,000 | -4.98% | Price Down |
| 5/14/2026 | $419,900 | | Listed Price |