3294 Gardenia Drive
Hernando Beach, FL, 34607 $ 439,900
Bedrooms4 Baths2.0 Sq 1,552 Monthly Estimate*
$ 2,709
for $439,900 with 4 bedrooms and 2 full baths. This 1,552 square foot home was built in 1981 on a lot size of 0.17.
Turnkey Coastal Opportunity in Hernando Beach Middle -- Offered at 439,900! Welcome to 3294 Gardenia Dr., a beautifully priced waterfront home in the quaint coastal community of Hernando Beach, where boating, fishing, golf cart rides, local restaurants, and laid-back Nature Coast living are all part of the lifestyle. Located in Hernando Beach Middle, this property offers saltwater access to the Gulf through the nearby community boat lift, giving you the opportunity to enjoy waterfront living without the direct-access price point. This home is being sold turnkey with furniture, TVs, linens, and more, making it ideal as a full-time residence, vacation getaway, or potential rental/investment property. The main living area features an open floor plan with the kitchen, dining, and living room flowing together comfortably. The kitchen offers wood cabinetry, granite countertops, stainless steel appliances, and a breakfast bar, while wood beams on the ceiling add character and warmth to the living space. The home is advertised as a 4 bedroom layout, with the main-level primary-style room measuring approximately 13x14 and featuring an attached bathroom plus a private screened porch with all new screening and vinyl on the windows. Please note this room does not have a closet. Upstairs, you will find three additional bedrooms and a guest bathroom, including a spacious 20x12 bedroom with room for a sitting area and a walk-in closet + private balcony. Laundry Room has GE 2022 Full Sized stackable Washer and Dryer. Outdoor living is a major highlight. Enjoy a chain-link fenced backyard, seawall, knee wall with steps down to the floating dock, and plenty of room to create your own coastal retreat with a fire pit area, summer kitchen, gazebo, or pool. There is also a downstairs screened porch for relaxing in the shade after a day on the water. The oversized 29x27 garage provides excellent space for vehicles, storage, tools, kayaks, paddleboards, fishing gear, and all your waterfront toys. Important updates include a 2020 HVAC system and a 2018 three-dimensional roof, adding value and peace of mind. Hernando Beach is one of the Nature Coast's most charming waterfront communities, known for its canals, boating lifestyle, nearby Gulf access, sunsets, local restaurants, and small-town coastal feel. At 439,900, this is a great opportunity to own a turnkey waterfront home in Hernando Beach at an attractive price point.
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FeaturesGeneralSewer Public Sewer
Utilities Cable Available
Zoning R1B
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential Single Family
County Hernando
Property Type Residential
HOA false
Subdivision Name Hernando Beach Unit 12
Status Active
Directions Shoal Line Blvd to Hermosa to Gardenia to Home on Left hand side
High School Weeki Wachee
City Hernando Beach
Senior Community Y/N false
Zoning Description Residential
Lot Size Units Acres
Lot Size Square Feet 7300
Elementary School Westside
Tax Annual Amount 5071.09
Middle/Junior High School Fox Chapel
Standard Status Active
Possession Close Of Escrow
Waterfront Features Seawall Indirect Gulf Access Waterfront Community
Heating Central Electric
Cooling Central Air
Roof Shingle
Construction Materials Frame
Year Built 1981
Attached Garage true
Tax Lot 010
Appliances Dishwasher Electric Range Microwave Refrigerator Washer/Dryer Stacked
Garage Spaces 2
Architectural Style Stilt
Stories Count 3
Levels Three Or More
New Construction false
Garage Y/N true
Total Rooms 9
Full Baths 2
Carport Y/N false
Legal Description Hernando Beach Unit 12 Block 112 Lot 10
Patio/Porch Features Deck Rear Porch
Facing Direction West
View Water
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InteriorTotal Baths 2
Air Conditioning Y/N true
Heating Y/N true
Interior Amenities Breakfast Bar Ceiling Fan(s) Open Floorplan Split Bedrooms
Total Bedrooms 4
Furnished Y/N Furnished
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ExteriorLot Features Dead End Street
Water Source Public
Lot Size Area 0.17
Lot Size Acres 0.17
Road Surface Type Paved
Waterfront Y/N true
Lot Dimensions 73x100
Road Frontage Type County Road
Parking Features Attached Garage
Building Area Total 1552
Exterior Amenities Dock
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* Excluded FeaturesList BySharie L. Oakland PAListing Agent
Remax Alliance GroupBroker
sharieoakland@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,709
- Monthly Property Taxes
- $423
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Hernando Beach, FL
Average List Price $639,919
Percent of Sale Price 45%
About Hernando Beach, FL 2,527 Population
32% Since 2002
$ 48,296 Median Income
57.11 Median Age
13% Households with Children
Trends Information provided by ATTOM Data Solutions.
1951927 Elementary School
3325209 Middle School
Weeki Wachee High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/13/2026 | $439,900 | | Listed Price |