128 Useppa Island Captiva, FL $ 2,200,000
128 Useppa Island
$ 2,200,000
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128 Useppa Island

Captiva, FL, 33924
$ 2,200,000
Bedrooms4 Baths4.0 Sq 3,341

Monthly Estimate*

$ 13,546

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Single Family Home for sale in Captiva, FL

for $2,200,000 with 4 bedrooms and 4 full baths. This 3,341 square foot home was built in 1984 on a lot size of 0.156.

#128 “Twin Shores Cottage” is ideally positioned on the coveted north end of Useppa Island, offering captivating water views to both the east and west from much of the residence. Designed for comfortable island living, the spacious floorplan provides both functionality and privacy, while its elevated setting showcases expansive water views throughout. There is no doubt that “Twin Shores” offers exceptional boating convenience, all within easy reach of Southwest Florida’s most sought-after island destinations. The main living level features two en-suite guest bedrooms, a full kitchen, and a spacious living area overlooking the Useppa Marina basin to the west. Sunset views extend far beyond the marina basin, with the Intracoastal Waterway and Cayo Costa State Park visible in the distance. The home’s unique twin-water views can be enjoyed throughout the living area, whether looking east toward the sunrise or west toward the sunset. Each guest bedroom also takes full advantage of its positioning, with one offering sunrise water views and the other showcasing sunsets over the water. Adjacent to the kitchen is a multi-sided screened porch that provides a tranquil setting to enjoy morning sunrises over the eastern waters. Occupying the entirety of the third floor, the Primary Suite offers a private and functional retreat many would envy. The suite features a private balcony with bird’s-eye water views to the west, a private office/den that could serve a variety of additional purposes, ample storage, and a well-appointed en-suite bathroom. You and your guests will appreciate the independently arranged ground-level apartment, complete with its own en-suite bedroom, full kitchen, living room, screened porch, and laundry room. With separate exterior access from the primary residence, the design creates the opportunity to participate in Useppa’s rental program as a one-bedroom rental unit, potentially helping offset carrying costs without sacrificing the privacy of the main home. Ownership of “Twin Shores” includes the right to dock a vessel up to 24 feet at the Useppa Marina, conveniently located less than 100 yards from the back door. Also included is a private dock slip with a 10,000-pound boat lift located within a shared dock east of the property, less than 60 yards from the front door. Both forms of dockage are visible from within the home, offering the peace of mind of being able to visually confirm your vessel’s wellbeing at any given time without stepping outside. Whether welcoming the sunrise or unwinding at sunset, “Twin Shores” captures the essence of waterfront island living from every angle. When investing in island real estate, location, elevation, views, and dockage are paramount. “Twin Shores” possesses all of these qualities with the potential to enhance them even further. Offered furnished with very few exceptions, it presents an opportunity to bring your boat and belongings to commence your newfound island lifestyle.

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Single Family Active

Price

$ 2,200,000

Bedrooms

4

Full Bath

4

Property Type

Single Family

Taxes

$ 20,070

Style

MultiLevel, SplitLevel

Lot Size

0.156

Year Built

1984

Town/City

Captiva

County/Region

Lee

MLS | Web ID

2026021355

Features
General
Sewer PublicSewer
Heating Central Electric
Cooling CentralAir Electric
Utilities CableNotAvailable HighSpeedInternetAvailable UndergroundUtilities
Possession CloseOfEscrow
Roof Metal
Appliances DoubleOven Dryer Dishwasher ElectricCooktop Freezer Disposal Microwave Refrigerator Washer
HOA Fee 0
Garage Spaces 0
Association Fee Includes None Other RecreationFacilities RoadMaintenance StreetLights Trash
Patio/Porch Features Deck Lanai Open Patio Porch Screened
Architectural Style MultiLevel SplitLevel
Pool Features Community
Security Features FireSprinklerSystem
Construction Materials VinylSiding WoodFrame
Pets Allowed Call Conditional
Year Built 1984
View Bay Landscaped Water
Levels MultiSplit
Property Subtype SingleFamilyResidence
Tax Year 2025
Ownership Single Family
Waterfront Features None AcrossTheRoadWaterFrontage
Community Features BoatFacilities StreetLights
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities BeachRights BocceCourt BoatDock Marina FitnessCenter Other PrivateMembership Pool Restaurant SpaHotTub SeeRemarks TennisCourts Trails BeachAccess
HOA false
Subdivision Name USEPPA ISLAND
Facing Direction East
Garage Y/N false
Other Structures Apartment
Total Rooms 0
Full Baths 4
Status Active
Directions West-Bayshore/Pine Island Rd. via I-75. Turn north onto Stringfellow Rd. After 7 miles Useppa Shoreport Bocilla Marina is on the left. Address for GPS: 16711 Bocilla Marina Ln. Bokeelia FL 33922
City Useppa Island
Disclosures DeedRestriction RvRestrictions
Land Lease Amount 0
Senior Community Y/N false
Zoning Description RM-2
MLS Area OI01 - Outer Islands
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 20070.62
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026021355
Standard Status Active
Tax Lot 28
Property Sub Type Additional SingleFamilyResidence
Legal Description COTTAGE SITES OF USEPPA IS SITE 28 AS DESC IN OR 1701 PG 0229
HOA Fee 3 0
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Interior
Interior Amenities BreakfastBar BuiltInFeatures BedroomOnMainLevel Bathtub TrayCeilings DualSinks FamilyDiningRoom FrenchDoorsAtriumDoors JettedTub LivingDiningRoom Pantry SeparateShower UpperLevelPrimary WalkInClosets WindowTreatments HomeOffice SplitBedrooms
Flooring Laminate Other Tile Wood
Furnished Y/N Furnished
Total Stories 3
Air Conditioning Y/N true
Heating Y/N true
Window Features Other Sliding ImpactGlass WindowCoverings
Half Baths 0
Laundry Features Inside
Total Bedrooms 4
Entry Level 1
Room Type Bathroom Den GuestQuarters Office Other ScreenedPorch
Total Baths 4
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Exterior
Exterior Amenities Deck SecurityHighImpactDoors Other Patio Storage ShuttersElectric
Water Source Public
Lot Size Area 0.156
Foundation Details PillarPostPier Raised
Spa false
Building Area Total 4913
Lot Dimensions 60 x 110 x 66 x 110
Lot Size Acres 0.156
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N false
Covered Spaces 0
Door Features FrenchDoors
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* Excluded Features
List By
Jim Fischer

Listing Agent

Century 21 Sunbelt Realty

Broker

jim@jimfischerrealtor.com

Email

Affordability Calculator

$15,218
Per Month
89%
11%
0%
Monthly Principal & Interest
$13,546
Monthly Property Taxes
$1,673
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/13/2026$2,200,000 Listed Price

Map


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128 Useppa Island, Captiva, FL, 33924 is a Single Family Home for sale at $2,200,000 with 3,341 sqft and a lot size of 0.156. 128 Useppa Island has 4 bedrooms, 4.0 baths, and was built in 1984. The property's zip code is 33924 which is in Captiva, FL