637 N Lyle Avenue Elgin, IL ^$ 439,900

637 N Lyle Avenue

^$ 439,900

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637 N Lyle Avenue

Elgin, IL, 60123

^$ 439,900

Bedrooms4 Baths2.1 Sq 2,163

Monthly Estimate*

^$ 2,709

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Single Family Home for sale in Elgin, IL

for $439,900 with 4 bedrooms and 2 full baths, 1 half bath. This 2,163 square foot home was built in 1988 on a lot size of 0.18.

Beautiful home located in the coveted Valley Creek subdivision~4 bedrooms, 2.5 baths plus finished Basement~Spacious fenced yard with deck & shed~Main level shines with hardwood floors & inviting fireplace~Kitchen features eating area, white cabinets, Corian counters, tile backsplash, Fridge & dishwasher have been replaced~Retreat to Primary Suite which includes accent wall, large Walk-in closet, remodeled Bathroom w double gray quartz vanity, wood-like ceramic tile, walk-in shower & skylights~Versatile finished Basement has Rec Room, extra area for potential 5th bedroom, laundry & crawl space for tons of storage~Fence and Carpeting replaced in 2025~Peace of mind comes with replacement of roof & siding plus new water heater~Fantastic location with easy access to Schools, Randall Rd, I-90 & Rt 20! Hurry, don't miss this lovely home!

Single Family Active

Price

^$ 439,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 7,716

Style

Traditional

Lot Size

0.18

Year Built

1988

Town/City

Elgin

County/Region

Kane

MLS | Web ID

12638910

Features

General

Living Area 2163

Sewer Public Sewer

Heating Natural Gas

Cooling Central Air

Possession Closing

Roof Asphalt

Appliances Range Microwave Dishwasher Refrigerator Washer Dryer Disposal

Garage Spaces 2

Association Fee Includes None

Architectural Style Traditional

Construction Materials Vinyl Siding

Year Built 1988

Township Elgin

Tax Year 2024

Ownership Fee Simple

Community Features Curbs Sidewalks Street Lights Street Paved

Assoc Fee Paid Per Not Applicable

County Kane

New Construction N

Property Type Residential Detached Single

Subdivision Name Valley Creek

Total Rooms 10

Full Baths 2

Status New

Directions Randall Rd to Royal Blvd~Right on Lyle Ave

High School Larkin High School

City Elgin

High School District 46

MLS Area Elgin

Elementary School Creekside Elementary School

Tax Annual Amount 7716

Middle/Junior High School Kimball Middle School

Additional Parcels Y/N N

Standard Status Active

Middle/Junior School District 46

Elementary School District 46

Interior

Interior Amenities Walk-In Closet(s)

Basement Partially Finished Partial

Flooring Hardwood

Total Fireplaces 1

Fireplace Features Wood Burning

Half Baths 1

Total Bedrooms 4

Below Grade Finished Area 879

Room Type Breakfast Room Recreation Room

Total Baths 3

Bedrooms Possible 4

Bathroom Separate Shower Double Sink

Exterior

Parking Features Concrete Yes Attached Garage

Lot Features Landscaped Mature Trees

Water Source Public

Total Parking 2

Foundation Details Concrete Perimeter

Lot Dimensions 71 x 110

Lot Size Acres 0.18

Waterfront Y/N N

Other Equipment TV-Cable CO Detectors Ceiling Fan(s)

* Excluded Features

List By

Huntley Realty

Broker

erin.bendis@huntleyrealty.com

Affordability Calculator

$3,352

Per Month

Monthly Principal & Interest: $2,709
Monthly Property Taxes: $643
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Elgin, IL

Average List Price ^$525,695

Percent of Sale Price 20%

About Elgin, IL

114,155 Population

21% Since 2002

^$61,828 Median Income

35.71 Median Age

38% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1540738 Elementary School

1540256 Middle School

Larkin High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/13/2026	$439,900		Listed Price

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637 N Lyle Avenue, Elgin, IL, 60123 is a Single Family Home for sale at $439,900 with 2,163 sqft and a lot size of 0.18. 637 N Lyle Avenue has 4 bedrooms, 2.1 baths, and was built in 1988. The property's zip code is 60123 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than Weichert Realtors are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Data is updated as of 5/15/2026.

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637 N Lyle Avenue

Single Family Home for sale in Elgin, IL

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