2194 Luz Way
Oceanside, CA, 92056 $ 839,000
Bedrooms3 Baths2.0 Sq 1,281 Monthly Estimate*
$ 5,166
Listed by Century 21 Affiliated
for $839,000 with 3 bedrooms and 2 full baths. This 1,281 square foot home was built in 1989 on a lot size of 0.1049.
More photos coming SOON! Located in the southern edge of Oceanside, one of Southern California’s fastest-growing coastal communities and newest vacation destinations, this single-story charmer offers the perfect opportunity for first-time buyers, downsizers, retirees, or anyone looking to enjoy the laid-back coastal lifestyle. Welcome to 2194 Luz Way—a light-filled 2 bedroom, 2 bath home with an additional flex space ideal for a home office, hobby room, guest area, or creative space. Tax records reflect a 3 bedroom; modifications would be needed for a traditional third bedroom configuration. Natural light pours into the home through multiple skylights, creating a warm and inviting atmosphere throughout. The spacious great room features a cozy fireplace, dining area, and seamless access to the low-maintenance backyard and patio, making indoor-outdoor living easy and enjoyable. The primary suite also opens directly to a private patio and yard retreat. The home offers great bones and incredible potential for someone ready to add their own personal touches and updates. Fruit trees, low-maintenance landscaping, low HOA fees, and no Mello-Roos add to the appeal and affordability. Residents enjoy access to two nearby grassy parks with ocean views and relaxing overlooks toward El Camino Country Club. Ideally located near Frontwave Arena, MiraCosta College, shopping, dining, parks, schools, and just a short drive to Oceanside beaches, Oceanside Harbor, and downtown Oceanside. Live where coastal beauty, outdoor recreation, and Southern California beach town charm come together. Spend your days whale watching, biking the coastal trails, exploring local restaurants and craft breweries, golfing nearby courses, or simply enjoying the year-round sunshine. This is your chance to own an affordable piece of coastal Oceanside living in North County San Diego.
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FeaturesGeneralLiving Area 1281
Sewer Public Sewer
Cooling Central Air
Appliances Dryer Washer
Zoning R-1
HOA Fee 139
Garage Spaces 2
Pool Features None
Year Built 1989
View None
Stories Count 1
Levels One
Property Subtype Single Family Residence
Community Features Curbs Gutter(s) Park
Assoc Fee Paid Per Monthly
County San Diego
Property Type Residential
Association Amenities Park
HOA true
Attached Garage true
Subdivision Name Montego (MONT)
Garage Y/N true
Full Baths 2
Special Listing Conditions Standard
Status Active
Directions Use your favorite GPS.
City Oceanside
Association Name Montego Village
Entry Location Front
Senior Community Y/N false
High School District Oceanside Unified
Open Parking Spaces 2
MLS Area 92056 - Oceanside
Lot Size Units Square Feet
Lot Size Square Feet 4570
Listing Terms Cash to New Loan
Property Attached Y/N false
Land Lease Y/N false
Lease Considered Y/N false
Living Area Units Square Feet
Standard Status Active
Year Built Source Assessor
Property Sub Type Additional Single Family Residence
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InteriorInterior Amenities Bedroom on Main Level Main Level Primary Primary Suite Walk-In Closet(s)
Fireplace Features Gas
Total Stories 1
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N false
Fireplace Y/N true
Laundry Features Washer Hookup Electric Dryer Hookup Gas Dryer Hookup In Garage
Total Bedrooms 3
Entry Level 1
Main Level Bedrooms 2
Main Level Bathrooms 3
Total Baths 2
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ExteriorLot Features 0-1 Unit/Acre Back Yard Cul-De-Sac Front Yard Sprinklers In Rear Sprinklers In Front Lawn Landscaped Near Park Near Public Transit Sprinkler System Yard
Total Parking 4
Lot Size Area 4570
Spa false
Lot Size Acres 0.1049
Private Pool false
Lot Size Source Assessor
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* Excluded FeaturesList ByCentury 21 AffiliatedBroker
info@MakeSanDiegoMyHome.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,166
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Oceanside, CA
Average List Price $1,002,567
Percent of Sale Price 19%
About Oceanside, CA 178,411 Population
11% Since 2002
$ 60,771 Median Income
37.07 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/12/2026 | $839,000 | | Listed Price |