314 E 12th Street Spencer, IA ^$ 156,900

314 E 12th Street

^$ 156,900

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Recently Listed

314 E 12th Street

Spencer, IA, 51301

^$ 156,900

Bedrooms2 Baths1.0 Sq 958

Monthly Estimate*

^$ 966

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Single Family Home for sale in Spencer, IA

for $156,900 with 2 bedrooms and 1 full bath. This 958 square foot home was built in 1916 on a lot size of 0.14.

Beautifully updated 2 bedroom, 1 bathroom home with new finishes throughout. This turnkey property features stylish new flooring, an updated kitchen, and inviting living spaces. Relax on the spacious porch and enjoy the charm of this quaint neighborhood, perfectly situated in a great location near local amenities.

Single Family Active

Price

^$ 156,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 184

Style

Lot Size

0.14

Year Built

1916

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260452

Features

General

Sewer Public Sewer

Construction Frame/Wood

Heating Forced Air

Flood Zone Unknown

Number of Garage Spaces 1

School District Spencer

Architectural Style Other

Stories Count 1

Class RESIDENTIAL

Assessments Unknown

Levels One

Type Single Family Residence

Yearly Taxes 184

Tax Year 2024

Fuel Other

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 6020

Construction Materials Vinyl Siding

Primary City Spencer

Year Built 1916

City Spencer

Total Sq Ft 958

DOM 0

Secondary City Clay County

Postal Code 51301

Price Per Sq Ft Total AG 163.78

Public Remarks Beautifully updated 2 bedroom 1 bathroom home with new finishes throughout. This turnkey property features stylish new flooring an updated kitchen and inviting living spaces. Relax on the spacious po

Exterior

Waterfront 0

Garage Type Detached

Lot Size Source Assessor

Water Source Public/City

Interior

Furnished Y/N No

Total Baths 1

Full Baths 1

1/4 Baths 0

Basement Style Full

* Excluded Features

List By

Ryan Moran

Listing Agent

Integrity Real Estate

Broker

(712) 260-0997

Phone

ryan@integrityiowa.com

Affordability Calculator

$981

Per Month

Monthly Principal & Interest: $966
Monthly Property Taxes: $15
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IA

Average List Price ^$240,055

Percent of Sale Price 53%

About Spencer, IA

11,142 Population

-1% Since 2002

^$46,679 Median Income

41.57 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883250 Elementary School

1883270 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/12/2026	$156,900		Listed Price

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314 E 12th Street, Spencer, IA, 51301 is a Single Family Home for sale at $156,900 with 958 sqft and a lot size of 0.14. 314 E 12th Street has 2 bedrooms, 1.0 baths, and was built in 1916. The property's zip code is 51301 which is in Spencer, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 5/13/2026.

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314 E 12th Street

Single Family Home for sale in Spencer, IA

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