10668 SW 85TH TERRACE Ocala, FL $ 225,000
10668 SW 85TH TERRACE
$ 225,000
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10668 SW 85TH TERRACE

Ocala, FL, 34481
$ 225,000
Bedrooms3 Baths2.0 Sq 1,404

Monthly Estimate*

$ 1,385

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Single Family Home for sale in Ocala, FL

for $225,000 with 3 bedrooms and 2 full baths. This 1,404 square foot home was built in 1992 on a lot size of 0.3.

One or more photo(s) has been virtually staged. Welcome to this beautifully maintained, turn-key 3-bedroom, 2-bath home located in the highly sought-after Palm Cay subdivision, one of Ocala’s premier gated 55+ communities. Situated on a spacious corner lot, this well-appointed home features beautiful luxury vinyl wood flooring throughout, granite countertops, abundant natural light, and a functional split floor plan designed for comfortable living. Recent updates include fresh interior paint in a neutral color palette, new custom blinds, a new water heater, complete home re-piping, and all new faucets throughout the home. Additional features include a quiet and energy-efficient Bosch dishwasher, synced smoke detectors, touchless sensor kitchen sink faucet, and yard irrigation system. Enjoy relaxing mornings or evenings from the charming front porch with pull-down screen enclosure or unwind in the enclosed rear lanai offering added privacy and tranquility along the tree-lined rear entrance of the community. The spacious 2-car garage also includes a bonus workshop area ideal for hobbies, projects, or additional storage. Conveniently located near the community entrance with easy access to Hwy 200, shopping, dining, medical facilities, pharmacies, and hospitals. Palm Cay offers affordable HOA fees and an impressive list of amenities including a gated entrance with 24-hour security, Olympic-size pool, tennis courts, clubhouse with activities calendar, library, billiard room, card room, arts and crafts room, bocce ball, shuffleboard, and RV parking. Located in Ocala/Marion County, consistently ranked among the top places to live in the county.

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Single Family Active

Price

$ 225,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,696

Style

Single Family Residence

Lot Size

0.3

Year Built

1992

Town/City

Ocala

County/Region

Marion

MLS | Web ID

OM724491

Features
General
Sewer Septic Tank
Heating Electric Heat Pump
Cooling Central Air
Utilities Electricity Available Electricity Connected Water Available Water Connected
Roof Shingle
Appliances Dishwasher Dryer Microwave Range Refrigerator Washer
Zoning B4
HOA Fee 123
Garage Spaces 2
Association Fee Includes 24-Hour Guard
Construction Materials Metal Siding
Pets Allowed Cats OK Dogs OK
Year Built 1992
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Monthly
County Marion
New Construction false
Property Type Residential
Association Amenities Clubhouse Fitness Center Gated Pickleball Court(s) Pool Recreation Facilities Security Spa/Hot Tub Tennis Court(s)
Attached Garage true
Subdivision Name PALM CAY
Facing Direction East
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions From Sr 200 and SW 106th place go East on SW 106th place for 1/4 mile. Turn right on SW 85th Terrace. It's the first home on the right.
City OCALA
Association Name Palm Cay Operations
Senior Community Y/N true
MLS Area 34481 - Ocala
Lot Size Units Square Feet
Lot Size Square Feet 13068
Carport Y/N false
Land Lease Y/N false
Tax Annual Amount 2696.74
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/OM724491
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 1
Legal Description SEC 26 TWP 16 RGE 20 PLAT BOOK Y PAGE 049 PALM CAY BLK F LOT 1
Minimum Lease 1 Month
Water Access Y/N false
Monthly HOA Amount 123
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Other
Flooring Tile Hardwood
Furnished Y/N Partially
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Other
Water Source Public
Lot Size Area 13068
Foundation Details Slab
Building Area Total 2200
Lot Dimensions 105 x 125
Lot Size Acres 0.3
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Gailey Enterprises Real Estate

Broker

donato@gaileyenterprises.com

Email

Affordability Calculator

$1,610
Per Month
86%
14%
0%
Monthly Principal & Interest
$1,385
Monthly Property Taxes
$225
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/12/2026$225,000 Listed Price

Map


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10668 SW 85TH TERRACE, Ocala, FL, 34481 is a Single Family Home for sale at $225,000 with 1,404 sqft and a lot size of 0.3. 10668 SW 85TH TERRACE has 3 bedrooms, 2.0 baths, and was built in 1992. The property's zip code is 34481 which is in Ocala, FL