Recently Listed Open House 5/14 9:30am - 12pm
1644 Ocean Street
Santa Cruz, CA, 95060 $ 742,000
Bedrooms2 Baths1.1 Sq 1,023 Monthly Estimate*
$ 4,569
for $742,000 with 2 bedrooms and 1 full bath, 1 half bath. This 1,023 square foot condo was built in 1989 on a lot size of 0.019.
Tucked inside a private gated community of just six residences, this beautifully maintained Santa Cruz condo feels like a hidden retreat away from the hustle and bustle, yet moments from everything that makes this area so special. Leave the car behind & enjoy easy access to many of Santa Cruz's favorite everyday conveniences by bike or nearby routes. This move-in-ready home features 2 BR/1.5 BA, soaring high ceilings, wood floors, double-pane windows, & an updated kitchen with a functional layout. Enjoy indoor-outdoor living with 2 private patios, including an enclosed courtyard ideal for relaxing, grilling, or entertaining. Additional highlights include a finished garage, in-unit laundry, a downstairs half bath, & the option to add a gas fireplace for added charm. HOA dues are just $360/month & include water & garbage, helping keep monthly ownership costs reasonable. Residents enjoy a well-maintained setting with attractive common areas, a shared firepit, and lounge area. Ideally located minutes from beaches, downtown Santa Cruz, UCSC, Costco, New Leaf Market, Trader Joe's, shopping, dining, nearby bike trails, & exceptionally convenient access to HWY 1 & 17 for commuting, this home offers an excellent opportunity to enjoy Santa Cruz living in a small, well-kept community.
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Open House
5/14/2026 9:30 AM - 12:00 PM
5/16/2026 1:00 PM - 4:00 PM
5/17/2026 1:00 PM - 4:00 PM
1644 Ocean Street Santa Cruz, CA
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm
FeaturesGeneralLiving Area 1023
Sewer Public Sewer
Heating Wall Furnace
Cooling None
Roof Composition Shingles
Appliances Dishwasher Electric Range
Zoning N/A
HOA Fee 360
Garage Spaces 1
Association Fee Includes Common Area Maint Exterior Maintenance Reserves
Year Built 1989
Stories Count 2
Levels Two Story
Property Subtype Condominium
Assoc Fee Paid Per Monthly
County Santa Cruz
Property Type Residential
HOA true
Garage Y/N true
Full Baths 1
Status Active
City Santa Cruz
High School District Santa Cruz City High
MLS Area Listing
Lot Size Square Feet 828
Standard Status Active
Elementary School District Santa Cruz City Elementary
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InteriorInterior Amenities Dining Area
Flooring Wood
Air Conditioning Y/N false
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N false
Total Bedrooms 2
Kitchen Features Dishwasher Electric Range/Cooktop
Total Baths 2
1/2 Baths 1
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ExteriorFencing Fenced
Parking Features Parking Lot
Water Source Public
Lot Size Area 828
Building Area Total 1023
Lot Size Acres 0.019
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* Excluded FeaturesList ByChristie's International Real Estate SerenoBroker
Affordability Calculator
- Monthly Principal & Interest
- $4,569
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyCondo listings in Santa Cruz, CA
Average List Price $827,771
Percent of Sale Price 12%
About Santa Cruz, CA 63,054 Population
16% Since 2002
$ 67,765 Median Income
32.22 Median Age
20% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/11/2026 | $742,000 | | Listed Price |