5521 Waterloo Road Ellicott City, MD $ 499,990
5521 Waterloo Road
$ 499,990
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5521 Waterloo Road

Ellicott City, MD, 21043
$ 499,990
Bedrooms4 Baths3.0 Sq 2,036

Monthly Estimate*

$ 3,079

5521 Waterloo Road, Ellicott City, MD 21043 - Image 1

Single Family Home for sale in Ellicott City, MD

for $499,990 with 4 bedrooms and 3 full baths. This 2,036 square foot home was built in 1947 on a lot size of 0.38.

This charming Cape Cod with a detached 2-car garage is nestled on a picturesque 0.38-acre wooded lot in sought-after Ellicott City! This unbeatable location offers close proximity to Columbia, allowing easy enjoyment of trails, shopping, dining, parks, and many of Columbias sought-after amenities. This home features 4 bedrooms, 3 full bathrooms, and timeless character thoughtfully blended with modern updates throughout. Gleaming hardwood flooring welcomes you into the light-filled main level featuring a spacious living room, formal dining room, and an updated kitchen complete with granite countertops, tile backsplash, and gas cooking. Two main-level bedrooms and a full bathroom provide flexible living options, while the upper level offers additional generously sized bedrooms and an en-suite bathroom. Enjoy year-round relaxation in the enclosed porch with vaulted ceilings overlooking the peaceful backyard and mature trees. The finished walk-out lower level expands the living space with a large recreation room, full bathroom, and abundant storage space. Additional highlights include energy-efficient replacement windows, a Carrier HVAC system, and a large and spacious 2-car garage. Perfectly situated with convenient access to Rt 100, I-95, and Rt 29, this home offers the perfect combination of charm, space, land, and modern updates in a spectacular Howard County location!

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Single Family Coming Soon

Price

$ 499,990

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 7,008

Style

Cape Cod

Lot Size

0.38

Year Built

1947

Town/City

Ellicott City

County/Region

Howard

MLS | Web ID

MDHW2068194

Features
General
Living Area 2036
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C
Possession 31-60 Days CD Delay Settlement Seller Rent Back 61-90 Days CD
Roof Composite
Appliances Washer Dryer Refrigerator Dishwasher Disposal Microwave Stove
Zoning R20
Garage Spaces 2.00
Architectural Style Cape Cod
Construction Materials Frame
School District HOWARD COUNTY PUBLIC SCHOOLS
Year Built 1947
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County HOWARD
New Construction N
Property Type Residential
HOA N
Subdivision Name NONE AVAILABLE
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 3
Status COMING SOON
Directions MD-100 E. Take exit 2 toward MD-108/MD-104 Turn left onto Old Annapolis Rd (MD-108) Turn right onto Waterloo Rd (MD-108). Home is on the left side.
City ELLICOTT CITY
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 16675.00
Tax Annual Amount 7008.0
Property Condition Good Very Good
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 325.51
Vacation Rental Y/N N
Standard Status Coming Soon
Year Built Source Assessor
Tax Lot 1
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Interior
Interior Amenities Dining Area Wood Floors Chair Railings Wainscotting Primary Bath(s)
Heating Fuel Natural Gas
Basement Full Partially Finished
Flooring Hardwood Carpet
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Window Features Screens
Fireplace Y/N N
Above Grade Finished Area 1536
Half Baths 0
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 500
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Kitchen
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Pool No Pool
Fencing Rear Wood
Parking Features Asphalt Driveway
Lot Features Backs to Trees Trees/Wooded
Water Source Public
Inclusions See Disclosures
Garage Features Garage Door Opener
Type of Parking Detached Garage
Foundation Details Block
Water View Y/N N
Lot Size Acres 0.38
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 217800.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 5521
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* Excluded Features
List By
Cummings & Co. Realtors

Broker

zugell@thezugellgroup.com

Email

Affordability Calculator

$3,663
Per Month
84%
16%
0%
Monthly Principal & Interest
$3,079
Monthly Property Taxes
$584
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
5193421 Elementary School
5193422 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/11/2026$499,990 Listed Price

Map


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5521 Waterloo Road, Ellicott City, MD, 21043 is a Single Family Home for sale at $499,990 with 2,036 sqft and a lot size of 0.38. 5521 Waterloo Road has 4 bedrooms, 3.0 baths, and was built in 1947. The property's zip code is 21043 which is in Ellicott City, MD