401 Mountain Rivers Road Mineral Bluff, GA $ 709,900
401 Mountain Rivers Road
$ 709,900
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401 Mountain Rivers Road

Mineral Bluff, GA, 30559
$ 709,900
Bedrooms3 Baths3.0 Sq 2,953

Monthly Estimate*

$ 4,371

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Single Family Home for sale in Mineral Bluff, GA

for $709,900 with 3 bedrooms and 3 full baths. This 2,953 square foot home was built in 1989 on a lot size of 1.09.

"MUST SEE" Extraordinary family estate and CREEK FRONT retreat along Hemptown Creek one of North Georgia's STOCKED TROUT streams nestled in Fannin County, widely known as the Trout Capital of Georgia. This rare property offers a private oasis with 241 feet of pristine water frontage, natural beauty, and exceptional versatility. The main residence (approx. 1,821 sq ft) features 2BR/2BA and blends rustic mountain charm with modern updates. Fully renovated in 2025, the home showcases new flooring, upgraded kitchen cabinetry and appliances, and beautifully updated baths. The dining area includes a beverage refrigerator with bar and glass storage, while a separate laundry room with new washer and dryer adds convenience. A wood-burning fireplace creates a warm, inviting living space. Move-in ready. Cedar siding, a metal roof, and a whole-house generator provide durability and peace of mind. A screened porch overlooks the creek, offering a front-row seat to one of the area's most sought-after trout waters, while a rock firepit along the water's edge invites relaxing evenings by the creek. Two additional living spaces enhance flexibility. The guest house/mother-in-law suite (approx. 700 sq ft) offers 1BR/1BA with kitchenette and seating area, connected to the main home by a breezeway. The tiny home (approx. 432 sq ft) is ideal for a home office, studio, guest overflow, or additional storage. Additional features include a golf cart barn (cart included), 3-car garage, garden shed, and all-paved access. Enjoy direct access to trout waters or float downstream to the Toccoa River. Conveniently located minutes from Lake Blue Ridge and the Aska Adventure Area, this property offers endless opportunities for fishing, kayaking, hiking, and biking. A rare creekfront sanctuary perfect as a private retreat, family compound, or legacy mountain escape.

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Single Family Active

Price

$ 709,900

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 1,184

Style

Bungalow/Cottage, Ranch, Traditional

Lot Size

1.09

Year Built

1989

Town/City

Mineral Bluff

County/Region

Fannin

MLS | Web ID

10762090

Features
General
Sewer Septic Tank
Heating Central Heat Pump Wood
Cooling Ceiling Fan(s) Central Air Heat Pump
Utilities Cable Available High Speed Internet
Roof Metal
Appliances Dishwasher Dryer Microwave Refrigerator Washer
HOA Fee 0
Association Fee Includes None
Patio/Porch Features Deck Patio Screened
Architectural Style Bungalow/Cottage Ranch Traditional
Construction Materials Wood Siding
Year Built 1989
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Stream Creek
Community Features None
County Fannin
New Construction false
Property Type Residential
HOA false
Attached Garage false
Subdivision Name None
Garage Y/N true
Other Structures Guest House
Full Baths 3
Status New
Directions From the red light at Hwy 515 & 60 take Hwy 60 North towards Mineral Bluff. Go straight through the 4-way stop and turn LEFT on Railroad Ave before the bridge. Go .3 miles and turn RIGHT on Mountain Rivers Rd. Follow 3/10 mile to the home on left.
High School Fannin
City Mineral Bluff
Body of Water Hemptown
Lot Size Units Acres
Lot Size Square Feet 47480.4
Carport Y/N false
Elementary School Other
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 1184
Home Warranty Y/N false
Middle/Junior High School Fannin
Property Condition Resale
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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Interior
Interior Amenities Master On Main Level Split Foyer Entrance Foyer
Basement None
Flooring Hardwood
Total Fireplaces 1
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2953
Half Baths 0
Laundry Features Other
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Main Level Bathrooms 3
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Vegetation Wooded
Parking Features Garage Detached
Lot Features Level
Water Source Public
Total Parking 0
Lot Size Area 1.09
Building Area Total 2953
Lot Size Acres 1.09
Lot Size Source Public Records
Waterfront Y/N true
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* Excluded Features
List By
Mountain Sotheby's International

Broker

ritadaviskirby@mountainsir.com

Email

Affordability Calculator

$4,470
Per Month
98%
2%
0%
Monthly Principal & Interest
$4,371
Monthly Property Taxes
$99
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Fannin High School High School
Pricing History
DatePricePrice ChangeDescription
5/11/2026$709,900 Listed Price

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401 Mountain Rivers Road, Mineral Bluff, GA, 30559 is a Single Family Home for sale at $709,900 with 2,953 sqft and a lot size of 1.09. 401 Mountain Rivers Road has 3 bedrooms, 3.0 baths, and was built in 1989. The property's zip code is 30559 which is in Mineral Bluff, GA