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19 Water Street Cortland, NY $ 314,900
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19 Water Street
$ 314,900
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19 Water Street

Cortland, NY, 13045
$ 314,900
Bedrooms9 Baths3.0 Sq 2,370

Monthly Estimate*

$ 1,939

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Multi-Family Home for sale in Cortland, NY

for $314,900 with 9 bedrooms and 3 full baths. This 2,370 square foot home was built in 1880 on a lot size of 0.1135.

This property features two units- Downstairs has 6 bedrooms and 2 full baths - Upstairs is 3/4 bedrooms and 1 bath - for a total of 10 bedrooms and 3 full bathrooms. Currently vacant for the 2025-2026 school year, but the downstairs, all 6 bedrooms are pre-rented for both semesters of 2026-2027 at $3,800 per student per semester. Excellent turnkey investment opportunity with immediate cash flow. Lockbox is located on the left of the back porch. See Showing Time for code. After 15 years of ownership, the sellers are beginning to sell off their well-maintained student housing portfolio. Each property offers an excellent location close to SUNY Cortland and has a strong, consistent rental history. Units typically rent for $3,800-$4,200 per student per semester, with dependable occupancy year after year. Great opportunity to own a proven income-producing property in a high demand market.

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Multi-Family Active

Price

$ 314,900

Bedrooms

9

Full Bath

3

Property Type

Multi-Family

Taxes

$ 8,199

Style

MultiFamily

Lot Size

0.1135

Year Built

1880

Town/City

Cortland

County/Region

Cortland

MLS | Web ID

S1679899
Features
General
Sewer Connected
Heating Gas ForcedAir
Utilities SewerConnected WaterConnected
Possession CloseOfEscrow
Appliances GasWaterHeater
Garage Spaces 0.0
Construction Materials AtticCrawlHatchwaysInsulated VinylSiding
School District Cortland
Year Built 1880
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype MultiFamily
County Cortland
Property Type Residential
Rent Includes AllUtilities
Full Baths 3
Status Active
City Cortland
Senior Community Y/N No
High School District Cortland
Number Of Units Total 2
MLS Area Cortland-110200
Lot Size Units Acres
Lot Size Square Feet 4942.0
Year Built Details Existing
Tax Annual Amount 8199.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1679899 https://www.propertypanorama.com/instaview-tour/syr/S1679899
Standard Status Active
Middle/Junior School District Cortland
Elementary School District Cortland
Tax Assessed Value 230000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 44
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Interior
Basement Full
Flooring Tile Varies Vinyl
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 9
Main Level Bathrooms 0
Total Baths 3
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Exterior
Parking Features Gravel TwoOrMoreSpaces
Lot Features CornerLot Rectangular RectangularLot
Water Source Connected Public
Lot Size Area 0.1135
Building Area Total 2370.0
Lot Dimensions 57X86
Lot Size Acres 0.1135
Waterfront Y/N No
Number of Separate Gas Meters 2
Number of Separate Electric Meters 2
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Internal Only
Street Number 1 19
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* Excluded Features
List By
The Real Estate Agency

Broker

(315) 604-0718

Phone

Affordability Calculator

$2,622
Per Month
74%
26%
0%
Monthly Principal & Interest
$1,939
Monthly Property Taxes
$683
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3038306 Elementary School
3038340 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
5/11/2026$314,900 Listed Price

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19 Water Street, Cortland, NY, 13045 is a Multi-Family Home for sale at $314,900 with 2,370 sqft and a lot size of 0.1135. 19 Water Street has 9 bedrooms, 3.0 baths, and was built in 1880. The property's zip code is 13045 which is in Cortland, NY

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