306 Water Street St. Joseph, MI $ 1,159,000
306 Water Street
$ 1,159,000
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306 Water Street

St. Joseph, MI, 49085
$ 1,159,000
Bedrooms3 Baths2.1 Sq 1,891

Monthly Estimate*

$ 7,136

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Condo for sale in St. Joseph, MI for $1,159,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,891 square foot condo was built in 1989 on a lot size of 2.17.

Luxury Meets Lakeside Living .... Located where the St. Joseph River meets Lake Michigan, this 3-bedroom, 2.5-bath Townhome Villa sits inside an exclusive gated Waterfront Association with unobstructed views of the lake, the lighthouse, and both the North & South Piers. The main level is open and well-suited for entertaining: marble floors, a gourmet kitchen with timeless custom cherry cabinetry, an expansive granite island, and stainless appliances. A wet bar off the dining area and a carved natural gas fireplace make the space feel both warm and welcoming. The living room opens to a private balcony where sunset views stretch across the water. Upstairs, the primary suite has its own lake-view balcony, a spa-style bath with walk-in shower, and generous closet space. and two additional bedrooms. The attached two-car garage has ceramic tile flooring which flexes nicely into extra entertaining space for larger occasions, and direct patio access for grilling and outdoor lounging. For boating enthusiasts, a deeded 55-foot boat slip with a 28,000-pound lift means your vessel is protected and always ready for an open-water adventure. Few properties on Michigan's Sunset Coast offer this caliber of boating infrastructure and unobstructed access to Lake Michigan. Just minutes away -- Silver Beach, downtown St. Joseph's restaurants, the Whirlpool Fountain, Carousel, Shadowland Pavilion, the Curious Kids Museum, Krasl Art Center, the Farmers Market, and Antiques on the Bluff. The Association also includes a heated pool, clubhouse, and guest parking. A waterfront home like this, with room to entertain, a boat slip, walkable to everything makes your Dream a Reality.

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Condo Active

Price

$ 1,159,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Condo

Taxes

$ 15,485

Style

Townhouse

Lot Size

2.17

Year Built

1989

Town/City

St. Joseph

County/Region

BERRIEN

MLS | Web ID

26021268

Features
Interior
Interior Amenities Broadband Garage Door Opener Wet Bar Center Island Pantry
Basement Slab Walk-Out Access
Flooring Carpet Ceramic Tile
Total Fireplaces 1
Fireplace Features Other
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Screens Window Treatments
Fireplace Y/N Y
Half Baths 1
Laundry Features In Unit Upper Level
Total Bedrooms 3
Main Level Bedrooms 0
Total Baths 3
Pantry True
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General
Sewer Public
Heating Forced Air
Cooling Central Air
Utilities Natural Gas Available Electricity Available Cable Available Natural Gas Connected Cable Connected High-Speed Internet
Possession Close Of Escrow
Roof Other
Appliances Dishwasher Disposal Dryer Microwave Range Refrigerator Washer
HOA Fee 655.0
Garage Spaces 2.0
Association Fee Includes Snow Removal Lawn/Yard Care
Pool Features In Ground
Security Features Gated Community
Construction Materials Stone Stucco Other
Exclusions Dining room Chandelier Garage shelving work bench and garage refrigerator.
Year Built 1989
Stories Count 3
Township St. Joseph City
Property Subtype Condominium
Tax Year 2025
Ownership Private Owned
Waterfront Features Lake River
Assoc Fee Paid Per Monthly
County Berrien
New Construction N
Property Type Residential
Association Amenities Clubhouse Meeting Room Pets Allowed Pool Security
HOA Y
Attached Garage Y
Subdivision Name The Waterfront Association
Garage Y/N Y
Total Rooms 9
Full Baths 2
Status Active
Directions Water Street
City St. Joseph
Body of Water Lake Michigan
High School District St. Joseph
Lot Size Units Acres
Lot Size Square Feet 94594.0
Carport Y/N N
Listing Terms Cash Conventional
Land Lease Y/N N
Tax Annual Amount 15485.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Rent Control Y/N N
Structure Type Townhouse
Standard Status Active
Occupancy Type Owner
Tax Assessed Value 265489
Legal Description UNIT 53 THE WATERFRONT BLDG NO 4 LIBER 36 PAGE 1
Senior Community None
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Exterior
Exterior Amenities Balcony
Parking Features Garage Faces Rear Garage Door Opener Attached
Lot Features Sidewalk Site Condo
Water Source Public
Lot Size Area 2.17
Spa N
Building Area Total 1739.0
Lot Dimensions for association
Lot Size Acres 2.17
Road Surface Type Paved
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
Dock True
View True
All Sports True
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Internal Only
Street Number 1 306
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* Excluded Features
List By
@Properties Christie's International R.E.

Broker

gary.depa1223@gmail.com

Email

Affordability Calculator

$8,427
Per Month
85%
15%
0%
Monthly Principal & Interest
$7,136
Monthly Property Taxes
$1,290
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
250331 Elementary School
4668144 Middle School
St. Joseph High School High School
Pricing History
DatePricePrice ChangeDescription
5/11/2026$1,159,000 Listed Price

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306 Water Street, St. Joseph, MI, 49085 is a Condo for sale at $1,159,000 with 1,891 sqft and a lot size of 2.17. 306 Water Street has 3 bedrooms, 2.1 baths, and was built in 1989. The property's zip code is 49085 which is in St. Joseph, MI