90 Charles Street
Annapolis, MD, 21401 $ 999,999
Bedrooms3 Baths2.1 Sq 1,950 Monthly Estimate*
$ 6,157
for $999,999 with 3 bedrooms and 2 full baths, 1 half bath. This 1,950 square foot townhouse was built in 1910 on a lot size of 0.04.
Welcome to 90 Charles Street, a rare opportunity to own a beautifully maintained home in the heart of historic downtown Annapolis. Perfectly positioned just steps from Actons Cove Waterfront Park and on the edge of the highly desirable Murray Hill neighborhood, this residence offers the ideal blend of charm, character, and convenience. Enjoy effortless access to City Dock, Main Street, and the State House, all just minutes away on foot. From the moment you arrive, the homes warm and inviting exterior sets the tone. The upper level is clad in rich brown cedar shake siding, complemented by crisp white trim that highlights the windows and roofline. A classic gabled roof and central brick chimney enhance the homes timeless appeal. The sun-soaked front porch, framed by white columns and wood railings, provides a perfect space to relax. Soft lantern-style lighting adds a welcoming glow. The coral-toned front door serves as a cheerful focal point, offering a pop of color against the homes classic palette. Inside, the home continues to impress with a seamless blend of historic character and modern updates. Exposed brick accents and exposed wood ceiling beams pay homage to Annapolis rich architectural heritage, while the homes beautiful wood floors run throughout the living spaces. Thoughtful details such as built-in wine cabinets add both function and sophistication. The home features three bedrooms and two and a half bathrooms, including a recently renovated primary bath with stylish, modern finishes. The versatile third bedroom includes a built-in Murphy bed, making it ideal for guests while easily converting into a home office or fitness space. Outdoor living is equally appealing, with a screened-in porch at the rear of the home, perfect for enjoying warm evenings. The backyard also features a patio and fire pit, creating an inviting setting for gatherings year-round. Tucked within a classic row home setting, this property maintains the integrity and charm of historic Annapolis while incorporating tasteful, contemporary updates. 90 Charles Street is truly a standout offering with meaningful upgrades to the property since purchase including updating the cedar shake siding, new cedar front porch and columns, new Carrier Infinity air conditioner and gas furnace, new gas fireplace, complete bathroom renovations of master and guest baths , replacing many appliances. (See full list of improvements in documents) Note: Some photos have light visual enhancements.
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FeaturesGeneralLiving Area 1950
Sewer Public Sewer
Heating Central
Cooling Other
Possession 0-30 Days CD
Zoning R
Patio/Porch Features Deck(s) Patio(s) Porch(es) Screened
Architectural Style Colonial
Construction Materials Asphalt Cedar Glass
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 1910
Levels 2.5
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Annapolis
Accessibility 2+ Access Exits
County ANNE ARUNDEL
New Construction N
Property Type Residential
HOA N
Subdivision Name HISTORIC DISTRICT
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status PENDING
Directions To reach 90 Charles St Annapolis MD 21401 from West Street take Church Circle to South Street turn left onto Anne Lane and then left onto Charles Street. The destination is on the right.
City ANNAPOLIS
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 1848.00
Tax Annual Amount 11952.0
Home Warranty Y/N N
Structure Type Twin/Semi-Detached
Condo/Coop Association fee Y/N N
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 512.82
Acceptable Financing Cash Conventional Other
Historic Y/N Y
Lease Considered Y/N N
Vacation Rental Y/N N
Standard Status Pending
Year Built Source Assessor
Association Recreation Fee N
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InteriorInterior Amenities Wood Floors Wine Storage Pantry Exposed Beams Breakfast Area
Heating Fuel Natural Gas
Basement Unfinished
Flooring Hardwood
Total Fireplaces 1
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1950
Half Baths 1
Central Air Y/N N
Total Bedrooms 3
Below Grade Finished Area 0
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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ExteriorPool No Pool
Water Source Public
Type of Parking On Street
Foundation Details Other
Water View Y/N N
Lot Size Acres 0.04
Lot Size Source Assessor
Waterfront Y/N N
Horse Y/N N
Land Assessed Value 566100.00
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList ByColdwell Banker RealtyBroker
scottwallacejr@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $6,157
- Monthly Property Taxes
- $996
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyTownhouse listings in Annapolis, MD
Average List Price $710,238
Percent of Sale Price 29%
About Annapolis, MD 40,323 Population
12% Since 2002
$ 79,580 Median Income
38.67 Median Age
24% Households with Children
Trends Information provided by ATTOM Data Solutions.
3533405 Elementary School
3533185 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/9/2026 | $999,999 | | Listed Price |