640 E CUMMINGS STREET Lake Alfred, FL $ 285,000
640 E CUMMINGS STREET
$ 285,000
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640 E CUMMINGS STREET

Lake Alfred, FL, 33850
$ 285,000
Bedrooms3 Baths2.0 Sq 1,380

Monthly Estimate*

$ 1,800

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Single Family Home for sale in Lake Alfred, FL

for $285,000 with 3 bedrooms and 2 full baths. This 1,380 square foot home was built in 1975 on a lot size of 0.26.

Welcome to this well-maintained 3-bedroom, 2-bathroom home in Lake Alfred with NO HOA! Featuring a comfortable and functional layout, spacious living areas, and a generous backyard, this home offers both convenience and value. An exceptional added benefit: the seller will PAY OFF the existing solar panel balance IN FULL at closing, allowing the solar system to convey free and clear to the buyer. Enjoy the benefits of owned solar and potential energy savings from Day 1 without assuming a solar loan. Conveniently located near shopping, dining, major roadways, and Central Florida attractions. Schedule your private showing today!

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Single Family Active

Price

$ 285,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,913

Style

Single Family Residence

Lot Size

0.26

Year Built

1975

Town/City

Lake Alfred

County/Region

Polk

MLS | Web ID

O6403984

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Available Public
Roof Shingle
Appliances Microwave Range Refrigerator
Zoning R-1A
Construction Materials Block
Year Built 1975
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
HOA Fee 2 0
County Polk
New Construction false
Property Type Residential
Subdivision Name HILLSIDE 02 REP
Facing Direction East
Garage Y/N false
Total Rooms 8
Full Baths 2
Status Active
Directions From I-4 W take Exit 48 toward Lake Alfred/CR-557. Turn right onto CR-557 and continue north. Turn left onto Old Lake Alfred Rd then turn right onto E Cummings St. The property will be located on the right at 640 East Cummings Street Lake Alfred FL 33850.
City LAKE ALFRED
Senior Community Y/N false
MLS Area 33850 - Lake Alfred
Lot Size Units Square Feet
Lot Size Square Feet 11452
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 1913.26
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6403984
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 4
Legal Description 2ND REPLAT HILLSIDE SUB UNIT NO 1 PB 62 PAGE 3 LOT 4
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code x
In Law Suite YN false
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Interior
Interior Amenities Other
Flooring Ceramic Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Other
Water Source Public
Lot Size Area 11452
Foundation Details Slab
Building Area Total 1932
Lot Dimensions 80 x 142
Lot Size Acres 0.26
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
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* Excluded Features
List By
Axen Realty, Llc

Broker

bellacasa.ruthmrealtor@gmail.com

Email

Affordability Calculator

$1,959
Per Month
92%
8%
0%
Monthly Principal & Interest
$1,800
Monthly Property Taxes
$159
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
8/10/2026$285,000 7.55% Price Up
5/9/2026$265,000 Listed Price

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640 E CUMMINGS STREET, Lake Alfred, FL, 33850 is a Single Family Home for sale at $285,000 with 1,380 sqft and a lot size of 0.26. 640 E CUMMINGS STREET has 3 bedrooms, 2.0 baths, and was built in 1975. The property's zip code is 33850 which is in Lake Alfred, FL