419 4th Street SW Spencer, IA ^$ 277,237

419 4th Street SW

^$ 277,237

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Recently Listed

419 4th Street SW

Spencer, IA, 51301

^$ 277,237

Bedrooms3 Baths1.2 Sq 2,602

Monthly Estimate*

^$ 1,707

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Single Family Home for sale in Spencer, IA

for $277,237 with 3 bedrooms and 1 full bath, 2 half baths. This 2,602 square foot home was built in 1961 on a lot size of 0.49.

Sun-Drenched Living. Designed with an abundance of windows, this ranch home is bathed in natural light. Major updates already done! Enjoy newer furnace, a/c, water heater, PVC sewer line and fresh paint throughout. Scenic surroundings and a spacious lot offer great views and peaceful relaxation! Looking for a home that feels warm and inviting? Look no further this one checks the boxes!

Single Family Active

Price

^$ 277,237

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 3,538

Style

Ranch

Lot Size

0.49

Year Built

1961

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260431

Features

General

Sewer Public Sewer

Construction Concrete Block

Heating Forced Air

Cooling Central

Roof Asphalt

Appliances Dishwasher Microwave Refrigerator Wall Oven

Flood Zone Unknown

Number of Garage Spaces 2

School District Spencer

Architectural Style Ranch

Stories Count 1

Class RESIDENTIAL

Assessments No

Levels One

Type Single Family Residence

Yearly Taxes 3538

Tax Year 2025

Fuel Natural Gas

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 21250

Construction Materials Other

Primary City Spencer

Year Built 1961

Directions GPS

City Spencer

Total Sq Ft 3664

DOM 5

Secondary City Clay County

Postal Code 51301

Price Per Sq Ft Total AG 106.55

Public Remarks Sun-Drenched Living. Designed with an abundance of windows this ranch home is bathed in natural light. Major updates already done! Enjoy newer furnace a/c water heater PVC sewer line and fresh paint

Exterior

Exterior Features Driveway-Concrete

Waterfront 0

Garage Type Attached

Garage Capacity 24 X 24

Lot Size Source Assessor

Water Source Public/City

Interior

Furnished Y/N No

Fireplace 1

Total Baths 3

Full Baths 0

1/4 Baths 1

Basement Style Full

* Excluded Features

List By

Kim Bates

Listing Agent

Bates Realty, Llc

Broker

(712) 260-7149

Phone

soldbykimbates@gmail.com

Affordability Calculator

$2,002

Per Month

Monthly Principal & Interest: $1,707
Monthly Property Taxes: $295
Monthly Home Insurance: --

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Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IA

Average List Price ^$240,055

Percent of Sale Price 13%

About Spencer, IA

11,142 Population

-1% Since 2002

^$46,679 Median Income

41.57 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883250 Elementary School

1883270 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/8/2026	$277,237		Listed Price

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419 4th Street SW, Spencer, IA, 51301 is a Single Family Home for sale at $277,237 with 2,602 sqft and a lot size of 0.49. 419 4th Street SW has 3 bedrooms, 1.2 baths, and was built in 1961. The property's zip code is 51301 which is in Spencer, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 5/14/2026.

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419 4th Street SW

Single Family Home for sale in Spencer, IA

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