540 542 Kern Avenue Morro Bay, CA ^$ 960,000

540 542 Kern Avenue

^$ 960,000

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540 542 Kern Avenue

Morro Bay, CA, 93442

^$ 960,000

Bedrooms3 Baths2.0 Sq 1,438

Monthly Estimate*

^$ 6,062

Listed by Central Coast Property Sales

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Single Family Home for sale in Morro Bay, CA

for $960,000 with 3 bedrooms and 2 full baths. This 1,438 square foot home was built in 1935 on a lot size of 0.1148.

Excellent Investment Opportunity from this ocean view property in Morro Heights! Two separate Spanish style homes each offering great income potential. The larger home which has two bedrooms, one bath, enclosed sun room, and a large backyard has a rental history of $2,300 per month. The smaller home that sits at the top of the driveway has one bedroom and one bath, a garage, a small yard area with a shed, and has a rental history of $1,550 per month. Both homes have hardwood floors, double-paned windows, tankless water heaters, and the larger home has a dishwasher and a free standing gas furnace. There is a separate address and gas, water, electrical meters for each home, and a new electrical panel. This is a great business opportunity for those looking to invest in a property with expanding future potential or someone who is looking for a starter property with active income.

Single Family Active

Price

^$ 960,000

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 0

Style

Lot Size

0.1148

Year Built

1935

Town/City

Morro Bay

County/Region

San Luis Obispo

MLS | Web ID

SC26096690

Days on Market

Features

General

Living Area 1438

Sewer PublicSewer

Cooling None

Appliances Dishwasher GasRange Microwave Refrigerator TanklessWaterHeater Dryer Washer

HOA Fee 0

Garage Spaces 1

Pool Features None

Year Built 1935

View Ocean

Stories Count 1

Levels One

Property Subtype SingleFamilyResidence

Community Features Biking DogPark Fishing Golf Hiking Park StreetLights WaterSports

County San Luis Obispo

New Construction false

Property Type Residential

HOA false

Attached Garage true

Subdivision Name Morro Heights (810)

Garage Y/N true

Other Structures Sheds

Full Baths 2

Special Listing Conditions Trust

Status ActiveUnderContract

Directions From Morro Bay Blvd go South onto Kern Ave 540 Kern is the front house 542 Kern is the back house

City Morro Bay

Entry Location Front Door

Senior Community Y/N false

High School District San Luis Coastal Unified

Number Of Units Total 2

MLS Area MRBY - Morro Bay

Lot Size Units SquareFeet

Lot Size Square Feet 5000

Listing Terms Cash Conventional

Property Attached Y/N false

Land Lease Y/N false

Additional Parcels Y/N false

Lease Considered Y/N false

Structure Type House

Living Area Units SquareFeet

Standard Status ActiveUnderContract

Occupancy Type Vacant

Year Built Source Assessor

Tax Lot 16

Property Sub Type Additional SingleFamilyResidence

Interior

Flooring Wood

Fireplace Features None

Total Stories 1

Common Walls NoCommonWalls

Air Conditioning Y/N false

Window Features DoublePaneWindows

Fireplace Y/N false

Laundry Features Inside Stacked

Total Bedrooms 3

Entry Level 1

Main Level Bedrooms 3

Main Level Bathrooms 2

Total Baths 2

Exterior

Parking Features Driveway OnStreet

Lot Features BackYard Yard

Water Source Public

Total Parking 1

Lot Size Area 5000

Lot Size Acres 0.1148

Private Pool false

Lot Size Source Assessor

* Excluded Features

List By

Central Coast Property Sales

Broker

kellyv@centralcoastsales.com

Affordability Calculator

$6,062

Per Month

Monthly Principal & Interest: $6,062
Monthly Property Taxes: --
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Morro Bay, CA

Average List Price ^$1,724,953

Percent of Sale Price 80%

About Morro Bay, CA

10,283 Population

-1% Since 2002

^$56,935 Median Income

48.57 Median Age

19% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

4827338 Elementary School

4827337 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/8/2026	$960,000		Listed Price

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540 542 Kern Avenue, Morro Bay, CA, 93442 is a Single Family Home for sale at $960,000 with 1,438 sqft and a lot size of 0.1148. 540 542 Kern Avenue has 3 bedrooms, 2.0 baths, and was built in 1935. The property's zip code is 93442 which is in Morro Bay, CA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the California Regional Multiple Listing Service, Inc..

Based on information from California Regional Multiple Listing Service, Inc. as of 7/2/2026. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.

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540 542 Kern Avenue

Single Family Home for sale in Morro Bay, CA

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