12221 Concho Court
Lusby, MD, 20657 $ 469,000
Bedrooms3 Baths3.1 Sq 2,840 Monthly Estimate*
$ 2,888
for $469,000 with 3 bedrooms and 3 full baths, 1 half bath. This 2,840 square foot home was built in 1994 on a lot size of 0.75.
Welcome home to 12221 Concho Ct, a stunning lakefront Cape Cod offering the perfect combination of charm, space, and exceptional indoor and outdoor living. From the inviting wraparound front porch to the beautifully landscaped yard and private dock on Lake Lariat, this home delivers the peaceful waterfront lifestyle youve been searching for. From the moment you arrive, the homes curb appeal is impossible to miss. Mature landscaping surrounds the property, creating a private and inviting setting, while the charming wraparound front porch provides the perfect place to relax and enjoy the peaceful surroundings. Step inside to find fresh paint and brand-new carpet throughout, giving the home a bright and updated feel. The impressive two-story family room is filled with natural light from oversized windows and features soaring vaulted ceilings and a cozy fireplace that serves as the centerpiece of the home. The open and functional layout is ideal for both everyday living and entertaining. The kitchen offers stainless steel appliances, granite countertops, ample cabinet space, and a pantry for additional storage. Just off the kitchen is a formal dining room, perfect for hosting holiday gatherings and dinners. The main level also includes a private office, ideal for working from home or creating a quiet flex space. The spacious main-level primary suite is a true retreat. Featuring its own fireplace, a walk-in closet, and a beautifully renovated bathroom, this space feels like a luxury getaway. The spa-inspired bathroom showcases luxurious dual vanities, beautiful custom tile work, and a gorgeous tiled shower that serves as the showpiece of the suite. Upstairs, youll find two generously sized bedrooms with great closet space and access to a full bathroom. The fully finished basement provides even more living space and includes a full bathroom, making it perfect for guests, a recreation room, home gym, media room, or additional entertaining space. The outdoor living areas are where this property truly stands apart. The backyard is designed for entertaining and enjoying waterfront living to the fullest. Relax on the large deck overlooking the yard, gather around the expansive paver patio or firepit, or unwind in the hot tub after a long day. The property also features its own private dock on Lake Lariat, offering direct access to the water for kayaking, fishing, or simply enjoying the peaceful lake views. In addition to the oversized attached two-car garage with built-in cabinetry, the home also features an additional connected workshop area, perfect for hobbies, tools, or extra storage. A massive detached shed with electricity and its own deck area adds even more versatility and functionality to the house. Centrally located in Lusby, you are a quick drive to PAX Naval base and close to schools, shopping, parks, and entertainment. This one-of-a-kind waterfront home offers the perfect blend of charm, modern updates, flexible living space, and incredible outdoor amenities in a serene setting. Opportunities like this do not come along often.
See more
FeaturesGeneralLiving Area 2840
Sewer Septic Exists
Heating Heat Pump(s)
Cooling Central A/C Ceiling Fan(s)
Possession Settlement
Zoning R
HOA Fee 600.00
Garage Spaces 2.00
Patio/Porch Features Porch(es) Patio(s) Deck(s) Wrap Around
Architectural Style Cape Cod
Construction Materials Vinyl Siding
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1994
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Section 2W
Waterfront Features Private Dock Site
Accessibility None
Assoc Fee Paid Per Annually
County CALVERT
New Construction N
Property Type Residential
HOA Y
Subdivision Name CHESAPEAKE RANCH ESTATES
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status PENDING
Directions GPS
City LUSBY
Body of Water Lake Lariat
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 32670.00
Tax Annual Amount 4752.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 268.31
Vacation Rental Y/N N
Standard Status Pending
Year Built Source Estimated
Tax Lot 7
See more
InteriorHeating Fuel Electric
Basement Fully Finished Garage Access Improved Heated Interior Access
Total Fireplaces 1
Fireplace Features Brick
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1748
Half Baths 1
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 1092
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
See more
ExteriorPool No Pool
Water Source Public
Garage Features Basement Garage Garage - Side Entry Garage Door Opener Inside Access Oversized
Type of Parking Driveway Attached Garage
Foundation Details Concrete Perimeter
Water View Y/N N
Lot Size Acres 0.75
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N Y
Water Access Features Private Access
Number of Docks 1
Land Assessed Value 59500.00
Navigable Water Y/N N
Number of Slips 0
Water Oriented Y/N Y
See more
* Excluded FeaturesList ByCentury 21 New MillenniumBroker
chrisclemonshomes@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,888
- Monthly Property Taxes
- $396
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Lusby, MD
Average List Price $455,292
Percent of Sale Price 3%
About Lusby, MD 2,003 Population
14% Since 2002
$ 80,299 Median Income
37.99 Median Age
34% Households with Children
Trends Information provided by ATTOM Data Solutions.
3533427 Elementary School
3533258 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/8/2026 | $469,000 | | Listed Price |