120 SE 4th Terrace
Cape Coral, FL, 33990 $ 295,000
Bedrooms3 Baths2.0 Sq 1,911 Monthly Estimate*
$ 1,816
for $295,000 with 3 bedrooms and 2 full baths. This 1,911 square foot home was built in 2006 on a lot size of 0.236.
Move-in ready, centrally located, and loaded with upgrades, this spacious Cape Coral home checks all the boxes. Featuring city water and sewer with ALL assessments paid, nearly 1,900 square feet of living space, modern finishes, newer major systems, and an open multi-level layout, this is the kind of home buyers wait for. From the moment you walk in, you’ll notice the tall ceilings, bright natural light, and spacious open feel that make this home stand out. Designed for both everyday living and entertaining, the layout offers two separate living rooms, a loft area perfect for a home office or flex space, and an open kitchen with a breakfast bar overlooking the main living area. The split-bedroom floor plan provides privacy and functionality, with oversized guest bedrooms and a spacious primary suite featuring dual vanities, a soaking tub, and a separate walk-in shower. Every space feels open, clean, and exceptionally well maintained. This home is packed with valuable updates including brand new kitchen appliances, a newer roof, newer A/C, newer water heater, new light fixtures, and a newer garage door opener, giving buyers peace of mind and true move-in-ready convenience. Step outside to a large backyard with plenty of room for a future pool, outdoor kitchen, or entertaining area. Whether you’re looking for a primary residence, seasonal Florida getaway, or investment opportunity, this property offers the space, condition, and location to fit it all. Located in the heart of Cape Coral, you’re just minutes from shopping, dining, hospitals, schools, entertainment, and Sun Splash Family Waterpark. Clean, updated, spacious, and ready for its next owner, homes like this do not last long. Schedule your private showing today and see why this Cape Coral home stands out from the rest before it’s gone!
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FeaturesGeneralSewer Assessment Paid
Heating Central Electric
Cooling Central Air Electric
Utilities Cable Available
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Electric Cooktop Ice Maker Microwave Refrigerator RefrigeratorWithIce Maker
HOA Fee 0
Garage Spaces 2
Association Fee Includes Other
Patio/Porch Features Open Porch
Architectural Style Two Story
Security Features None Smoke Detector(s)
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 2006
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features None
Community Features Non-Gated Street Lights
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities Other
HOA false
Attached Garage true
Contingency Inspection
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N true
Total Rooms 0
Full Baths 2
Status Pending
City Cape Coral
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1
MLS Area CC14 - Cape Coral Unit 16 18 22-
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 4513.37
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026020758
Standard Status Pending
Tax Lot 45
Property Sub Type Additional Single Family Residence
Legal Description CAPE CORAL UNIT 23 BLK 1082 PB 14 PG 43 LOTS 45 + 46
HOA Fee 3 0
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InteriorInterior Amenities Breakfast Bar Built-in Features Bathtub French Door(s)/Atrium Door(s) High Ceilings Kitchen Island Living/Dining Room Pantry Split Bedrooms Separate Shower Window Treatments
Flooring Carpet Tile
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung Window Coverings
Half Baths 0
Laundry Features Washer Hookup Dryer Hookup
Total Bedrooms 3
Room Type Den Family Room
Total Baths 2
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ExteriorExterior Amenities Sprinkler/Irrigation Room For Pool Shutters Manual
Parking Features Attached Garage Paved Garage Door Opener
Lot Features Rectangular Lot Sprinklers Automatic
Water Source Assessment Paid
Lot Size Area 0.236
Spa false
Building Area Total 2342
Lot Dimensions 82 x 125 x 82 x 125
Lot Size Acres 0.236
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N false
Covered Spaces 2
Door Features French Doors
Road Responsibility Public Maintained Road
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* Excluded FeaturesList ByJuan AguinagaListing Agent
Marzucco Real EstateBroker
jcaguinaga@hotmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,816
- Monthly Property Taxes
- $376
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cape Coral, FL
Average List Price $592,661
Percent of Sale Price 101%
About Cape Coral, FL 184,744 Population
76% Since 2002
$ 54,021 Median Income
44.67 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/8/2026 | $295,000 | | Listed Price |