165 Elm Street Cortland, NY $ 169,000
165 Elm Street
$ 169,000
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165 Elm Street

Cortland, NY, 13045
$ 169,000
Bedrooms3 Baths1.1 Sq 1,008

Monthly Estimate*

$ 1,041

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Single Family Home for sale in Cortland, NY

for $169,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,008 square foot home was built in 1978 on a lot size of 0.1185.

Charming 3-bedroom, 1.5-bath ranch situated on a corner lot, with the added benefit of an included adjacent parcel that expands the yard space. This home features a fenced-in backyard with a 16x32 in-ground swimming pool, spacious deck with sliding glass doors for easy indoor-outdoor living, pool shed with loft storage above, and plenty of room for outdoor entertaining. Conveniently located near Dexter Park, this property offers both comfort and potential, making it an excellent starter home. Recent updates include a mini-split heating and air conditioning system installed in the living room in 2025, upgraded heating converted from electric to natural gas hot water baseboard heat, and a new hot water heater in 2024. The partially finished basement features radiant flooring for added comfort. The durable metal roof is approximately 5 years old. A basement half bath is currently non-functioning but could be restored with a new up flush unit. This home combines practical updates, outdoor amenities, and additional yard space in a desirable location. This home is a must-see!

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Single Family Pending

Price

$ 169,000

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 4,756

Style

Ranch

Lot Size

0.1185

Year Built

1978

Town/City

Cortland

County/Region

Cortland

MLS | Web ID

S1676475

Features
Interior
Interior Amenities CeilingFans EatInKitchen SeparateFormalLivingRoom SlidingGlassDoors
Basement PartiallyFinished
Flooring Carpet Varies Vinyl
Total Fireplaces 0
Total Stories 1
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 1
Laundry Features InBasement
Total Bedrooms 3
Main Level Bedrooms 3
Main Level Bathrooms 1
Total Baths 2
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General
Sewer Connected
Heating Gas Baseboard HotWater
Utilities ElectricityAvailable ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Metal
Appliances Dryer ElectricOven ElectricRange GasWaterHeater Refrigerator Washer
Garage Spaces 0.0
Patio/Porch Features Deck
Architectural Style Ranch
Pool Features InGround
Construction Materials SprayFoamInsulation VinylSiding PreCastConcrete
School District Cortland
Year Built 1978
Stories Count 1
Township Not Applicable
Levels One
Property Subtype SingleFamilyResidence
County Cortland
Property Type Residential
Garage Y/N No
Other Structures PoolHouse Sheds Storage
Total Rooms 6
Full Baths 1
Status Pending
City Cortland
Senior Community Y/N No
High School District Cortland
Number Of Units Total 0
MLS Area Cortland-110200
Lot Size Units Acres
Lot Size Square Feet 5161.0
Year Built Details Existing
Tax Annual Amount 4756.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1676475 https://www.propertypanorama.com/instaview-tour/syr/S1676475
Standard Status Pending
Middle/Junior School District Cortland
Elementary School District Cortland
Tax Assessed Value 140000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 7
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Exterior
Exterior Amenities Deck FullyFenced GravelDriveway Pool
Fencing Full
Parking Features NoGarage
Lot Features CornerLot Rectangular RectangularLot
Water Source Connected Public
Lot Size Area 0.1185
Building Area Total 1008.0
Lot Dimensions 60X86
Lot Size Acres 0.1185
Waterfront Y/N No
Door Features SlidingDoors
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Internal Only
Street Number 1 165
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* Excluded Features
List By
Hage Real Estate

Broker

(704) 241-8799

Phone

Affordability Calculator

$1,437
Per Month
72%
28%
0%
Monthly Principal & Interest
$1,041
Monthly Property Taxes
$396
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3038306 Elementary School
3038340 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/8/2026$169,000 Listed Price

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165 Elm Street, Cortland, NY, 13045 is a Single Family Home for sale at $169,000 with 1,008 sqft and a lot size of 0.1185. 165 Elm Street has 3 bedrooms, 1.1 baths, and was built in 1978. The property's zip code is 13045 which is in Cortland, NY