649 Merit Drive San Marcos, CA $ 1,095,000
649 Merit Drive
$ 1,095,000
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649 Merit Drive

San Marcos, CA, 92078
$ 1,095,000
Bedrooms4 Baths2.1 Sq 2,211

Monthly Estimate*

$ 6,742

Listed by eXp Realty of California, Inc
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Single Family Home for sale in San Marcos, CA

for $1,095,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,211 square foot home was built in 2018 on a lot size of 0.0918.

Welcome to life inside the gated community of Rancho Tesoro — one of San Marcos’ most sought-after neighborhoods where connection, convenience, and everyday lifestyle come together beautifully. Built in 2018, this thoughtfully designed home offers the feel of newer construction with modern features, energy efficiency, and flexible living spaces ideal for today’s lifestyle. Inside, you’ll find 3 bedrooms plus a dedicated office with a closet already added, creating the flexibility for an optional 4th bedroom on the first floor, guest room, or play space. The downstairs living is open and inviting, with the kitchen, dining, and family room seamlessly connected — perfect for entertaining, everyday living, and staying connected with family and guests. The home also features owned solar, a whole house fan, and tankless water heater for improved energy efficiency and comfort year-round. Beyond the home itself, Rancho Tesoro is the kind of neighborhood people fall in love with for the lifestyle it offers. Residents enjoy a resort-style pool, BBQ areas, parks, gated privacy, and a true sense of community where neighbors gather, kids ride bikes, and evenings often end with sunset walks through the neighborhood. Just outside the gates, you’re moments from Discovery Lake, scenic hiking trails, Double Peak, and the growing North City district filled with coffee shops, restaurants, wellness studios, and local events. Cal State San Marcos and Palomar College are nearby, along with convenient access to shopping, dining, and major freeways — all while still feeling peaceful and tucked away. This is more than just a home — it’s morning trail walks, summer pool days, neighborhood gatherings, and the kind of community atmosphere that’s becoming harder to find. Rancho Tesoro offers the perfect blend of North County lifestyle, comfort, and connection. Come experience why so many people are proud to call this neighborhood home.

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Single Family Contingent

Price

$ 1,095,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Lot Size

0.0918

Year Built

2018

Town/City

San Marcos

County/Region

San Diego

MLS | Web ID

NDP2604440

Days on Market

11

Features
General
Living Area 2211
Sewer Public Sewer
Cooling Central Air
Zoning R:1 Single Family Residen
HOA Fee 246
Garage Spaces 2
Pool Features Community Association
Year Built 2018
View Mountain(s) Neighborhood
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Community Features Biking Curbs Hiking Mountainous Park Street Lights Sidewalks Pool
Assoc Fee Paid Per Monthly
County San Diego
Property Type Residential
Association Amenities Controlled Access Fire Pit Maintenance Grounds Maintenance Front Yard Outdoor Cooking Area Barbecue Picnic Area Playground Park Pool Trail(s)
HOA true
Attached Garage true
Garage Y/N true
Full Baths 2
Special Listing Conditions Standard
Status Active Under Contract
Directions The main gate of Rancho Tesoro is located off of Santa Barbara and Village Drive.
City San Marcos
Association Name Rancho Tesoro Community
Entry Location front door
Senior Community Y/N false
High School District San Marcos Unified
MLS Area 92078 - San Marcos
Lot Size Units Square Feet
Lot Size Square Feet 3999
Listing Terms Cash Conventional FHA VA Loan
Property Attached Y/N false
Land Lease Y/N false
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/crmls/NDP2604440
Standard Status Active Under Contract
Occupancy Type Owner
Year Built Source Assessor
Property Sub Type Additional Single Family Residence
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Interior
Interior Amenities Entrance Foyer Galley Kitchen Loft Walk-In Closet(s)
Fireplace Features None
Total Stories 2
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N false
Fireplace Y/N false
Half Baths 1
Laundry Features Inside Laundry Room
Total Bedrooms 4
Entry Level 1
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 3
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Exterior
Lot Features 0-1 Unit/Acre
Total Parking 2
Lot Size Area 3999
Spa false
Lot Size Acres 0.0918
Private Pool false
Lot Size Source Builder
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* Excluded Features
List By
Exp Realty Of California, Inc

Broker

jennifer@jenniferchaneyhomes.com

Email

Affordability Calculator

$6,742
Per Month
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Monthly Principal & Interest
$6,742
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/7/2026$1,095,000 Listed Price

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649 Merit Drive, San Marcos, CA, 92078 is a Single Family Home for sale at $1,095,000 with 2,211 sqft and a lot size of 0.0918. 649 Merit Drive has 4 bedrooms, 2.1 baths, and was built in 2018. The property's zip code is 92078 which is in San Marcos, CA