145 4th Street Troy, NY ^$ 299,900

145 4th Street

^$ 299,900

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145 4th Street

Troy, NY, 12180

^$ 299,900

Bedrooms9 Baths3.0 Sq 4,386

Monthly Estimate*

^$ 1,847

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Multi-Family Home for sale in Troy, NY

for $299,900 with 9 bedrooms and 3 full baths. This 4,386 square foot home was built in 1890 on a lot size of 0.07.

GREAT OPPORTUNITY IN THE HEART OF DOWNTOWN TROY! Perfect for owner-occupants or investors, this classic three-unit brick townhouse offers spacious full-floor flats, each featuring a living room, dining room and kitchen. The first-floor unit includes 3 bedrooms, the second floor offers 4 bedrooms, and the third-floor unit features 2 bedrooms - providing flexibility for a variety of living or rental options. Enjoy a private rear courtyard along with the convenience of a two-car detached garage. All units are currently vacant, making this an ideal opportunity for immediate occupancy or rental income potential. All appliances placed sold ''As is''. Taxes reflect Basic Star exemption.

Multi-Family Pending

Price

^$ 299,900

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 6,408

Style

Lot Size

0.07

Year Built

1890

Town/City

Troy

County/Region

Rensselaer

MLS | Web ID

202616689

Features

Interior

Interior Amenities Wall Paneling Built-in Features

Basement Full Unfinished

Flooring Carpet Laminate Linoleum

Total Fireplaces 0

Basement (Y/N) N

Air Conditioning Y/N N

Heating Y/N Y

Fireplace Y/N N

Above Grade Finished Area 4386.0

Half Baths 0

Laundry Features Electric Dryer Hookup Main Level Washer Hookup

Total Bedrooms 9

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 3

General

Sewer Public Sewer

Heating Hot Water Radiant Natural Gas

Cooling None

Possession At Closing

Roof Rolled/Hot Mop

Zoning Multi Residence

Garage Spaces 2.0

Architectural Style Other

Security Features Smoke Detector(s) Carbon Monoxide Detector(s)

Construction Materials Other Aluminum Siding Brick

Year Built 1890

Electric 200+ Amp Service Circuit Breakers

Tenant Pays Hot Water Internet Cable TV Electricity Gas

View Downtown

Property Subtype Triplex

County Rensselaer

New Construction N

Property Type MultiFamily

HOA N

Attached Garage N

Other Structures Garage(s)

Full Baths 3

Status Pending

Buyer Financing Conventional

Directions Downtown Troy between Ferry and Congress streets - 4th st.

City Troy

High School District Troy

Number Of Units Total 3

Lot Size Units Acres

Lot Size Square Feet 3049.2

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 6408.04

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Concessions No

Lease Considered Y/N N

Rent Control Y/N N

Structure Type Townhouse

Standard Status Pending

Tax Assessed Value 0

Tax Lot 6.000

Exterior

Exterior Amenities Other

Fencing Wood Fenced

Parking Features Detached Garage

Lot Features Level

Water Source Public

Total Parking 2.0

Lot Size Area 0.07

Foundation Details Stone

Spa N

Lot Dimensions 25x120

Lot Size Acres 0.07

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 145

* Excluded Features

List By

Linda Luciano

Listing Agent

Michael Flynn Real Estate

Broker

(518) 225-2223

Phone

lindamarie.luciano@gmail.com

Affordability Calculator

$2,381

Per Month

Monthly Principal & Interest: $1,847
Monthly Property Taxes: $534
Monthly Home Insurance: --

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Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Troy, NY

Average List Price ^$343,875

Percent of Sale Price 15%

About Troy, NY

50,164 Population

2% Since 2002

^$41,523 Median Income

33.3 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853469 Elementary School

853213 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/7/2026	$299,900		Listed Price

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145 4th Street, Troy, NY, 12180 is a Multi-Family Home for sale at $299,900 with 4,386 sqft and a lot size of 0.07. 145 4th Street has 9 bedrooms, 3.0 baths, and was built in 1890. The property's zip code is 12180 which is in Troy, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 5/17/2026.

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145 4th Street

Multi-Family Home for sale in Troy, NY

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