220 W 3rd St Spencer, IA $ 220,000
220 W 3rd St
$ 220,000
Recently Listed New Construction
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220 W 3rd St

Spencer, IA, 51301
$ 220,000
Bedrooms5 Baths2.0 Sq 1,647

Monthly Estimate*

$ 1,355

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Single Family Home for sale in Spencer, IA

for $220,000 with 5 bedrooms and 2 full baths. This 1,647 square foot home was built in 1900 on a lot size of 0.12.

This completely renovated 5 bed, 2 bath home combines timeless charm with the peace of mind that comes from extensive modern updates. Thoughtfully transformed by Orris Construction, this home offers 1,647 finished sq ft, close proximity to downtown Spencer, and quality craftsmanship throughout. From the moment you arrive, you’ll appreciate the fresh curb appeal featuring new siding, gutters, upgraded windows and doors, and fresh landscaping. Inside, the home has been extensively updated with new subfloors and interior walls, giving it a new construction feel. The main floor features a large living area with plenty of natural light, custom built-ins, and a spacious kitchen and dining area for entertaining. Just off the kitchen is a large mudroom with ample storage and convenient access to your laundry and covered patio. Completing the main level is a spacious flex room—to use as your primary bedroom, an office, or however you see fit—as well as a full bath. Heading upstairs provides more flexibility and room to grow with 4 additional bedrooms and another full bath with tile surround. Major mechanical updates including a new furnace, water heater, and electric panel provide added confidence for years to come. This move-in ready home is one you won’t want to miss, so schedule a private showing today!

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Single Family Active

Price

$ 220,000

Bedrooms

5

Full Bath

2

Property Type

Single Family

Taxes

$ 1,038

Style

1.5 STORY

Lot Size

0.12

Year Built

1900

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260422

Features
Interior
Interior Features Eat-in Kitchen Garage Door Opener Main Floor Bedrooms Main Floor Laundry Smoke Alarms Washer/Dryer Hkups
Furnished Y/N No
Fireplace 0
Total Baths 2
Full Baths 2
Bath Description Main Floor Full Bath Upper Level Bath
1/4 Baths 0
Basement Features Unfinished
Basement Material Concrete Block
Basement Style Partial
Common Walls No Common Walls
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General
Sewer Public Sewer
Construction Concrete Block Stick Built
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Dishwasher Disposal Microwave Range/Stove Refrigerator
Flood Zone Unknown
Number of Garage Spaces 1
School District Spencer
Exclusions 0
Electric Breakers
Architectural Style 1.5 STORY
Stories Count 1.5
Class RESIDENTIAL
Assessments No
Levels Two
Type Single Family Residence
Total Lots 1
Yearly Taxes 1038
Property Condition Updated/Remodeled
Tax Year 2024
Fuel Natural Gas
Status Active
Subdivision IA
Sale/Rent For Sale
Status Detail 0
Lot Sqft 5368
Construction Materials Vinyl Siding
Primary City Spencer
Year Built 1900
Directions From Grand Ave turn east onto W 3rd St. Property is on the south side of the road.
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 2074
DOM 4
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 133.58
Public Remarks This completely renovated 5 bed 2 bath home combines timeless charm with the peace of mind that comes from extensive modern updates. Thoughtfully transformed by Orris Construction this home offers 1
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Exterior
Exterior Features Driveway-Gravel Patio
Waterfront 0
Garage Type Detached
Lot Size Source Assessor
Water Source Public/City
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* Excluded Features
List By
Sean Kondrath

Listing Agent

Real Estate Unlimited

Broker

(712) 331-4140

Phone

sean@reunlimited.com

Email

Affordability Calculator

$1,441
Per Month
94%
6%
0%
Monthly Principal & Interest
$1,355
Monthly Property Taxes
$87
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/7/2026$220,000 Listed Price

Map


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220 W 3rd St, Spencer, IA, 51301 is a Single Family Home for sale at $220,000 with 1,647 sqft and a lot size of 0.12. 220 W 3rd St has 5 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 51301 which is in Spencer, IA