187 Lake Road Berne, NY $ 489,000
187 Lake Road
$ 489,000
Recently Listed
Share Save

187 Lake Road

Berne, NY, 12023
$ 489,000
Bedrooms4 Baths2.1 Sq 2,584

Monthly Estimate*

$ 3,011

187 Lake Road, Berne, NY 12023 - Image 1
187 Lake Road, Berne, NY 12023 - Image 2
187 Lake Road, Berne, NY 12023 - Image 3
187 Lake Road, Berne, NY 12023 - Image 4
187 Lake Road, Berne, NY 12023 - Image 5
187 Lake Road, Berne, NY 12023 - Image 6
187 Lake Road, Berne, NY 12023 - Image 7
187 Lake Road, Berne, NY 12023 - Image 8
187 Lake Road, Berne, NY 12023 - Image 9
187 Lake Road, Berne, NY 12023 - Image 10
187 Lake Road, Berne, NY 12023 - Image 11
187 Lake Road, Berne, NY 12023 - Image 12
187 Lake Road, Berne, NY 12023 - Image 13
187 Lake Road, Berne, NY 12023 - Image 14
187 Lake Road, Berne, NY 12023 - Image 15
187 Lake Road, Berne, NY 12023 - Image 16
187 Lake Road, Berne, NY 12023 - Image 17
187 Lake Road, Berne, NY 12023 - Image 18
187 Lake Road, Berne, NY 12023 - Image 19
187 Lake Road, Berne, NY 12023 - Image 20
187 Lake Road, Berne, NY 12023 - Image 21
187 Lake Road, Berne, NY 12023 - Image 22
187 Lake Road, Berne, NY 12023 - Image 23
187 Lake Road, Berne, NY 12023 - Image 24
187 Lake Road, Berne, NY 12023 - Image 25
187 Lake Road, Berne, NY 12023 - Image 26
187 Lake Road, Berne, NY 12023 - Image 27
187 Lake Road, Berne, NY 12023 - Image 28
187 Lake Road, Berne, NY 12023 - Image 29
187 Lake Road, Berne, NY 12023 - Image 30
187 Lake Road, Berne, NY 12023 - Image 31
187 Lake Road, Berne, NY 12023 - Image 32
187 Lake Road, Berne, NY 12023 - Image 33
187 Lake Road, Berne, NY 12023 - Image 34
187 Lake Road, Berne, NY 12023 - Image 35
187 Lake Road, Berne, NY 12023 - Image 36
187 Lake Road, Berne, NY 12023 - Image 37
187 Lake Road, Berne, NY 12023 - Image 38
187 Lake Road, Berne, NY 12023 - Image 39
187 Lake Road, Berne, NY 12023 - Image 40
187 Lake Road, Berne, NY 12023 - Image 41
187 Lake Road, Berne, NY 12023 - Image 42
187 Lake Road, Berne, NY 12023 - Image 43
187 Lake Road, Berne, NY 12023 - Image 44
187 Lake Road, Berne, NY 12023 - Image 45
187 Lake Road, Berne, NY 12023 - Image 46
187 Lake Road, Berne, NY 12023 - Image 47
187 Lake Road, Berne, NY 12023 - Image 48
187 Lake Road, Berne, NY 12023 - Image 49
187 Lake Road, Berne, NY 12023 - Image 50
187 Lake Road, Berne, NY 12023 - Image 51
187 Lake Road, Berne, NY 12023 - Image 52
187 Lake Road, Berne, NY 12023 - Image 53
187 Lake Road, Berne, NY 12023 - Image 54
187 Lake Road, Berne, NY 12023 - Image 55
187 Lake Road, Berne, NY 12023 - Image 56
187 Lake Road, Berne, NY 12023 - Image 57
187 Lake Road, Berne, NY 12023 - Image 58
187 Lake Road, Berne, NY 12023 - Image 59
187 Lake Road, Berne, NY 12023 - Image 60
187 Lake Road, Berne, NY 12023 - Image 61
187 Lake Road, Berne, NY 12023 - Image 62
187 Lake Road, Berne, NY 12023 - Image 63
187 Lake Road, Berne, NY 12023 - Image 64
187 Lake Road, Berne, NY 12023 - Image 65
187 Lake Road, Berne, NY 12023 - Image 66
187 Lake Road, Berne, NY 12023 - Image 67
187 Lake Road, Berne, NY 12023 - Image 68
187 Lake Road, Berne, NY 12023 - Image 69
187 Lake Road, Berne, NY 12023 - Image 70
187 Lake Road, Berne, NY 12023 - Image 71
187 Lake Road, Berne, NY 12023 - Image 72
187 Lake Road, Berne, NY 12023 - Image 73
187 Lake Road, Berne, NY 12023 - Image 74
187 Lake Road, Berne, NY 12023 - Image 75
187 Lake Road, Berne, NY 12023 - Image 76
187 Lake Road, Berne, NY 12023 - Image 77
187 Lake Road, Berne, NY 12023 - Image 78
187 Lake Road, Berne, NY 12023 - Image 79

Single Family Home for sale in Berne, NY

for $489,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,584 square foot home was built in 1978 on a lot size of 3.4.

Welcome to 187 Lake Rd--an exceptional lake-access home completely furnished offering the perfect blend of year-round living, vacation home retreat, and Airbnb investment opportunity near beautiful Lake Onderdonk. Situated on 3.4 private acres, this property provides a rare combination of privacy, land, and water proximity, located directly across the street from the lake with convenient public lake access nearby. Tucked away in a serene, wooded setting, this move-in ready home delivers both comfort and character. The interior features a dramatic vaulted ceiling living room filled with natural light, creating an open-concept feel ideal for entertaining. A stunning loft overlooking the main living space, accessed by a striking three-story spiral staircase, adds unique architectural appeal and flexible living space--perfect for a home office, guest area, or creative studio. Additional highlights include a full basement for storage, plus two separate heating systems, offering energy efficiency and functionality for all seasons. A major value-add is the large detached garage with upgrades, featuring a second-floor apartment space with income potential. Ideal for an in-law suite, guest house, short-term rental (Airbnb), or long-term rental income, this versatile structure significantly enhances the property's investment potential. In excellent condition, this property checks all the boxes for buyers seeking a private lake-area home, multi-use property, or income-producing real estate. Don't miss this unique opportunity to own a versatile property near Lake Onderdonk with endless possibilities.

See more

Single Family Active

Price

$ 489,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 4,426

Style

Contemporary

Lot Size

3.4

Year Built

1978

Town/City

Berne

County/Region

Albany

MLS | Web ID

20262184

Features
General
Sewer Septic Tank
Heating Pellet Stove Propane Zoned
Cooling None
Utilities Propane
Possession Close Of Escrow
Roof Asphalt Metal Shingle
Appliances Washer/Dryer Refrigerator Range Oven Dishwasher
Zoning residential
HOA Fee 85
Garage Spaces 2
Association Fee Includes Other
Patio/Porch Features Deck Front Porch
Architectural Style Contemporary
Construction Materials Wood Siding
Year Built 1978
Electric 200+ Amp Service
View Trees/Woods Water
Stories Count 2
Township Other
Levels Two
Property Subtype Single Family Residence
Community Features None
Assoc Fee Paid Per Annually
County Albany
New Construction false false
Property Type Residential
HOA true
Attached Garage false
Garage Y/N true
Other Structures Barn(s)
Total Rooms 14
Full Baths 2
Status Active
City Berne
Body of Water Onderdunk
Senior Community Y/N false
High School District Berne-Knox-Westerlo Central School District
MLS Area Berne
Lot Size Units Acres
Lot Size Square Feet 148104
Tax Annual Amount 4426
MLS Area Minor Berne
Structure Type None
Standard Status Active
Tax Assessed Value 255000
Tax Lot 28
Legal Description na
Senior Community false
See more
Interior
Interior Amenities Cathedral Ceiling(s)
Basement Full Unfinished
Flooring Carpet Vinyl Wood
Total Fireplaces 2
Fireplace Features Living Room Wood Burning Stove
Basement (Y/N) true
Air Conditioning Y/N false
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 2584
Half Baths 1
Laundry Features In Basement
Total Bedrooms 4
Below Grade Finished Area 0
Total Baths 3
See more
Exterior
Exterior Amenities Outdoor Shower
Fencing Stone
Parking Features None
Lot Features Landscaped Level Many Trees Private Sloped Views
Water Source Well
Lot Size Area 3.4
Foundation Details Block
Spa false
Building Area Total 2584
Lot Size Acres 3.4
Road Surface Type Paved
Frontage Type Lakefront
Waterfront Y/N true
Road Frontage Type Town
See more
* Excluded Features
List By
Jillian Breck

Listing Agent

Howard Hanna Capital, Inc.

Broker

breck30@outlook.com

Email

Affordability Calculator

$3,380
Per Month
89%
11%
0%
Monthly Principal & Interest
$3,011
Monthly Property Taxes
$369
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
4827338 Elementary School
0 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/7/2026$489,000 Listed Price

Map


See all

187 Lake Road, Berne, NY, 12023 is a Single Family Home for sale at $489,000 with 2,584 sqft and a lot size of 3.4. 187 Lake Road has 4 bedrooms, 2.1 baths, and was built in 1978. The property's zip code is 12023 which is in Berne, NY