305 Franklin St
Cowan, TN, 37318 $ 199,999
Bedrooms2 Baths1.0 Sq 1,695 Monthly Estimate*
$ 1,231
for $199,999 with 2 bedrooms and 1 full bath. This 1,695 square foot home was built in 1953 on a lot size of 0.35.
Affordable All-Brick Home with Updates, Garage, Basement, and Room to Grow in Cowan, Tennessee If you are searching for an affordable home in Southern Middle Tennessee with space, updates, storage, and long-term upside, this cottage-style all-brick home in the heart of Cowan is an excellent opportunity. Offering nearly 1,700 square feet of living space on a generous 0.35-acre lot, this home is well-suited for first-time buyers, downsizers, investors, or anyone looking for value in Franklin County. The main level features two bedrooms, a comfortable living area, and a functional layout with warm cottage character. The finished basement adds valuable flexible space, ideal for a media room, hobby area, home office, guest space, or additional living area. Major updates help add peace of mind, including updated windows, HVAC, water heater, appliances installed in 2018, and a durable metal roof installed in 2022. Outside, the large yard offers room to enjoy, garden, play, or entertain, while the 21x26 detached garage provides excellent storage, workshop space, or hobby use—an uncommon feature at this price point. Located in Cowan, Tennessee, this property offers small-town charm with access to Winchester, Sewanee, Tims Ford Lake, The University of the South, and outdoor recreation across the Cumberland Plateau. With its all-brick exterior, finished basement, updated major systems, detached garage, and affordable price point, this home offers a compelling combination of comfort, function, and future potential.
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FeaturesGeneralLiving Area 1695
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Water Available
Possession Close Of Escrow
Roof Metal
Appliances Electric Oven Electric Range Dishwasher Dryer Refrigerator Washer
Garage Spaces 1
Patio/Porch Features Porch Covered
Architectural Style Cottage
Construction Materials Brick
Pets Allowed Yes
Year Built 1953
Stories Count 1
Topography Cleared Level
Levels Two
Property Subtype Single Family Residence
County Franklin County TN
New Construction N
Property Type Residential
Attached Garage N
Contingency Financing
Subdivision Name Hills Add
Garage Y/N Y
Full Baths 1
Status Under Contract - Not Showing
Buyer Financing Conventional FHA USDA VA
Directions From Winchester take 41A to Cowan Turn Left on Willow St Bear to Left on Franklin St. House will be on left with signage in front.
High School Franklin Co High School
City Cowan
Senior Community Y/N N
Open Parking Spaces 3
Lot Size Units Acres
Elementary School Cowan Elementary
Property Attached Y/N N
Year Built Details Existing
Tax Annual Amount 778
Middle/Junior High School South Middle School
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Pending
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InteriorInterior Amenities Air Filter Ceiling Fan(s) High Speed Internet
Basement Finished Full
Flooring Wood Vinyl
Total Fireplaces 1
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1135
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 2
Below Grade Finished Area 560
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Other
Above Grade Finished Area Source Other
Above Grade Finished Area Unit Type Square Feet
Total Baths 1
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ExteriorParking Features Detached Concrete Driveway
Lot Features Cleared Level
Water Source Public
Total Parking 4
Lot Size Area 0.35
Building Area Total 1695
Lot Dimensions 85X187
Lot Size Acres 0.35
Lot Size Source Calculated from Plat
Waterfront Y/N N
Covered Spaces 1
Other Equipment Air Purifier
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* Excluded FeaturesList ByJoe@HafnerRealEstate.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,231
- Monthly Property Taxes
- $65
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cowan, TN
Average List Price $247,037
Percent of Sale Price 24%
About Cowan, TN 1,574 Population
-4% Since 2002
$ 34,804 Median Income
41.02 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
244828 Elementary School
244979 Middle School
Franklin Co High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 5/6/2026 | $199,999 | | Listed Price |
305 Franklin St, Cowan, TN, 37318 is a Single Family Home for sale at $199,999 with 1,695 sqft and a lot size of 0.35. 305 Franklin St has 2 bedrooms, 1.0 baths, and was built in 1953. The property's zip code is 37318 which is in Cowan, TN