2820 Clay Street St Joseph, MO ^$ 249,900

2820 Clay Street

^$ 249,900

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2820 Clay Street

St Joseph, MO, 64501

^$ 249,900

Bedrooms4 Baths2.0 Sq 1,988

Monthly Estimate*

^$ 1,539

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Single Family Home for sale in St Joseph, MO

for $249,900 with 4 bedrooms and 2 full baths. This 1,988 square foot home was built in 1957 on a lot size of 0.210009.

Nicely updated home across from the Moila Golf Course. Freshly painted and polished hardwood floors throughout the upstairs which features the living room, kitchen, 3 bedrooms and full bathroom. Downstairs is fully finished complete with a large family room, 2nd full bath, 4th bedroom with egress window, 1 car garage and laundry room with backyard access. Out back is a large backyard with a chain link fence and a large deck perfect for entertaining plus a carport large enough for 2 vehicles. Close proximity to middle and high school, shopping and dining.

Single Family Active

Price

^$ 249,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,494

Style

Lot Size

0.210009

Year Built

1957

Town/City

St Joseph

County/Region

Buchanan

MLS | Web ID

2618505

Features

General

Living Area 1988

Sewer Public Sewer

Heating Natural Gas

Cooling Electric

Roof Composition

Appliances Disposal Microwave Refrigerator Free-Standing Electric Oven

HOA Fee 0

Garage Spaces 1

Patio/Porch Features Deck

Construction Materials Brick/Mortar Vinyl Siding

Year Built 1957

Property Subtype Single Family Residence

Ownership Private

Assoc Fee Paid Per None

County Buchanan

Property Type Residential

HOA N

Subdivision Name Andrews & Kelly Add'n

Garage Y/N Y

Full Baths 2

Status Active

Directions Heading South on Noyes Blvd turn left onto Clay Street and the house is a few down on your righthand side.

High School Central

City St Joseph

High School District St. Joseph

MLS Area 1132 - Buchanan Co NW-N=Co Line;S=I-36;E=I-29;W=M

Lot Size Units Square Feet

Lot Size Square Feet 9148

Listing Terms Cash Conventional FHA VA Loan

Elementary School Coleman

Middle/Junior High School Bode

Public Remarks Nicely updated home across from the Moila Golf Course. Freshly painted and polished hardwood floors throughout the upstairs which features the living room kitchen 3 bedrooms and full bathroom. Downst

Standard Status Active

In Flood Plain No

HMS_MaintenanceProvidedYN N

Interior

Interior Amenities Ceiling Fan(s)

Basement Basement BR Egress Window(s) Finished Garage Entrance Walk-Out Access

Flooring Wood

Basement (Y/N) Y

Air Conditioning Y/N Y

Fireplace Y/N N

Above Grade Finished Area 1288

Half Baths 0

Laundry Features In Basement Lower Level

Total Bedrooms 4

Below Grade Finished Area 700

Floor Plan Features Ranch

Exterior

Fencing Metal

Parking Features Basement Carport Garage Faces Side Shared Driveway

Water Source Public

Lot Size Area 9148

Other Room Features Fam Rm Gar Level

* Excluded Features

List By

Top Line Realty Llc

Broker

Affordability Calculator

$1,663

Per Month

Monthly Principal & Interest: $1,539
Monthly Property Taxes: $125
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in St Joseph, MO

Average List Price ^$241,934

Percent of Sale Price 3%

About St Joseph, MO

76,280 Population

2% Since 2002

^$42,836 Median Income

36.45 Median Age

29% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1840880 Elementary School

1840885 Middle School

Central High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/6/2026	$249,900		Listed Price

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2820 Clay Street, St Joseph, MO, 64501 is a Single Family Home for sale at $249,900 with 1,988 sqft and a lot size of 0.210009. 2820 Clay Street has 4 bedrooms, 2.0 baths, and was built in 1957. The property's zip code is 64501 which is in St Joseph, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

"The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. ("Heartland MLS"). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and Weichert REALTORS, do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private non-commercial purpose of identifying a property in which the recipient has a good faith interest in acquiring."

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 5/16/2026.

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2820 Clay Street

Single Family Home for sale in St Joseph, MO

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