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520 W 11th Street Spencer, IA $ 170,000
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$ 170,000 Get more info
520 W 11th Street
$ 170,000
Back to search
Share Save

520 W 11th Street

Spencer, IA, 51301
$ 170,000
Bedrooms3 Baths1.0 Sq 1,014

Monthly Estimate*

$ 1,047

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Single Family Home for sale in Spencer, IA

for $170,000 with 3 bedrooms and 1 full bath. This 1,014 square foot home was built in 1950 on a lot size of 0.23.

Welcome home to this absolutely cute and move-in-ready 3 bedroom, 1 bath house situated on a desirable corner lot in Spencer! This charming property offers peace of mind with extensive updates, making it practically brand new from the outside in. The basement features 2 new egress windows, a new durable epoxy floor, and plumbing for a future second bathroom. Enjoy maintenance-free living with a new roof, new LP Smart siding, new windows, new gutters and a new air conditioner. You will also appreciate the oversized attached garage with plenty of space for vehicles and storage. Spend your summers relaxing on the new deck or enjoying the space in the fully fenced-in yard. Don't miss this fantastic opportunity for first-time buyers or anyone looking for a low-maintenance home in a great location.

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Single Family Contingent

Price

$ 170,000

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 2,090

Style

Ranch

Lot Size

0.23

Year Built

1950

Town/City

Spencer

County/Region

Clay

MLS | Web ID

260407
Features
General
Sewer Public Sewer
Construction Frame/Wood
Heating Forced Air
Cooling Central
Roof Asphalt
Appliances Dryer Range/Stove Refrigerator Washer
Flood Zone Unknown
Number of Garage Spaces 2
School District Spencer
Electric Breakers
Architectural Style Ranch
Stories Count 1
Class RESIDENTIAL
Assessments No
Levels One
Type Single Family Residence
Terms Cash Conventional DVA FHA Rural Development
Yearly Taxes 2090
Tax Year 2024
Fuel Natural Gas
Status Active Contingent-CTS
Subdivision IA
Sale/Rent For Sale
Status Detail 1
Lot Sqft 10420
Construction Materials Smart Board
Primary City Spencer
Year Built 1950
City Spencer
Disclosures Lead Based Paint Disc Property Condition Disc
Total Sq Ft 1648
DOM 6
Secondary City Clay County
Postal Code 51301
Price Per Sq Ft Total AG 167.65
Public Remarks Welcome home to this absolutely cute and move-in-ready 3 bedroom 1 bath house situated on a desirable corner lot in Spencer! This charming property offers peace of mind with extensive updates making
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Exterior
Exterior Features Deck Driveway-Concrete Fenced Yard-Partial
Waterfront 0
Garage Type Attached
Garage Capacity 1122 sf
Other Structures Storage
Lot Size Source Assessor
Water Source Public/City
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Interior
Furnished Y/N No
Total Baths 1
Full Baths 1
Bath Description Main Floor Full Bath
1/4 Baths 0
Basement Features Egress Windows Finished-Partial
Basement Material Concrete Block
Basement Style Full
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* Excluded Features
List By
Katie Slater

Listing Agent

Nexthome At The Lakes

Broker

(712) 320-0887

Phone

katie@nexthomeatthelakes.com

Email

Affordability Calculator

$1,221
Per Month
86%
14%
0%
Monthly Principal & Interest
$1,047
Monthly Property Taxes
$174
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1883250 Elementary School
1883270 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
5/6/2026$170,000 Listed Price

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520 W 11th Street, Spencer, IA, 51301 is a Single Family Home for sale at $170,000 with 1,014 sqft and a lot size of 0.23. 520 W 11th Street has 3 bedrooms, 1.0 baths, and was built in 1950. The property's zip code is 51301 which is in Spencer, IA

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