540 State Highway 10 Caroga Lake, NY $ 385,000
540 State Highway 10
$ 385,000
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540 State Highway 10

Caroga Lake, NY, 12032
$ 385,000
Bedrooms2 Baths1.0 Sq 704

Monthly Estimate*

$ 2,371

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Single Family Home for sale in Caroga Lake, NY

for $385,000 with 2 bedrooms and 1 full bath. This 704 square foot home was built in 1978 on a lot size of 0.41.

Nestled in the heart of the southern Adirondacks, this rustic log home offers the perfect blend of charm, privacy, and outdoor recreation. Situated on a spacious wooded setting, this unique property features warm log-style interiors with soaring ceilings, exposed beams, and beautiful natural woodwork throughout. The inviting open-concept living area is highlighted by a cozy pellet stove with stone hearth, creating the ideal Adirondack atmosphere for year-round enjoyment. The home offers an updated kitchen with stainless steel appliances, rustic cabinetry, and ample space for entertaining family and friends. Multiple bright and airy rooms showcase the cabin's character, while large windows bring in natural light and scenic woodland views. Adding to its exceptional appeal, this property features over 100' of lake frontage on beautiful East Stoner Lake, offering the perfect setting for kayaking, fishing, swimming, or simply relaxing and enjoying the peaceful waterfront views. Outside, you'll find a large open storage building/garage perfect for boats, ATVs, snowmobiles, or workshop space, making this property ideal for outdoor enthusiasts. Located just minutes from Caroga Lake, golf courses, hiking trails, snowmobile trails, and all the recreational opportunities the Adirondacks have to offer, this property is perfect as a year-round residence, vacation getaway, or investment opportunity. With its desirable Adirondack setting, waterfront access, and recreational appeal, this property also offers excellent Airbnb potential.

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Single Family Active

Price

$ 385,000

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 3,920

Style

Log

Lot Size

0.41

Year Built

1978

Town/City

Caroga Lake

County/Region

Fulton

MLS | Web ID

202616531

Features
Interior
Interior Amenities High Speed Internet Paddle Fan Vaulted Ceiling(s) Eat-in Kitchen
Basement Full Heated
Flooring Laminate
Total Fireplaces 2
Fireplace Features Basement Living Room Pellet Stove
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Window Features Insulated Windows
Fireplace Y/N Y
Above Grade Finished Area 704.0
Half Baths 0
Laundry Features In Basement
Total Bedrooms 2
Below Grade Finished Area 704.0
Below Grade Finished Area Source Public Records
Above Grade Finished Area Source Public Records
Total Baths 1
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General
Sewer Septic Tank
Heating Forced Air Oil Pellet Stove
Cooling None
Utilities Cable Available
Possession At Closing
Roof Metal
Appliances Dryer Electric Water Heater Gas Oven Refrigerator Washer
Garage Spaces 1.0
Patio/Porch Features Rear Porch Covered Deck
Architectural Style Log
Security Features Smoke Detector(s) Carbon Monoxide Detector(s)
Construction Materials Log
Year Built 1978
Electric 200+ Amp Service
View Lake
Property Subtype Single Family Residence
Waterfront Features Lake/River Across Rd
County Fulton
New Construction N
Property Type Residential
HOA N
Attached Garage N
Garage Y/N Y
Other Structures Shed(s) Storage
Total Rooms 5
Full Baths 1
Status Active
Directions Head North on 29A through Caroga Lake and veer right onto Route 10 (at Pine Lake Lodge). Continue on Route 10 for about 2.5 miles. Property will be on the LEFT. Look for SIGN.
City Caroga Lake
Body of Water Stoner Lakes
High School District Wheelerville
Lot Size Units Acres
Lot Size Square Feet 17859.6
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 3920.0
Home Warranty Y/N N
Property Condition Updated/Remodeled
Lease Renewal Y/N N
Additional Parcels Y/N N
Concessions Yes
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://app.doaudiotours.com/unbranded?id=21206&lang=en-US
Standard Status Active
Tax Assessed Value 0
Tax Lot 29.005
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Exterior
Exterior Amenities Drive-Paved
Parking Features Under Residence Driveway Heated Garage
Lot Features Views
Total Parking 4.0
Lot Size Area 0.41
Foundation Details Block
Spa N
Lot Size Acres 0.41
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 540
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* Excluded Features
List By
Donald Toscano

Listing Agent

Coldwell Banker Prime Properties

Broker

(518) 332-2959

Phone

dtoscano8@gmail.com

Email

Affordability Calculator

$2,697
Per Month
88%
12%
0%
Monthly Principal & Interest
$2,371
Monthly Property Taxes
$327
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3061691 Elementary School
3061607 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
5/6/2026$385,000 Listed Price

Map


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540 State Highway 10, Caroga Lake, NY, 12032 is a Single Family Home for sale at $385,000 with 704 sqft and a lot size of 0.41. 540 State Highway 10 has 2 bedrooms, 1.0 baths, and was built in 1978. The property's zip code is 12032 which is in Caroga Lake, NY