3118 N Water Street Bay City, MI ^$ 94,900

3118 N Water Street

^$ 94,900

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Recently Listed

3118 N Water Street

Bay City, MI, 48708

^$ 94,900

Bedrooms3 Baths1.0 Sq 1,057

Monthly Estimate*

^$ 584

3118 N Water Street, Bay City, MI 48708 - Image 1

3118 N Water Street, Bay City, MI 48708 - Image 2

3118 N Water Street, Bay City, MI 48708 - Image 3

3118 N Water Street, Bay City, MI 48708 - Image 4

3118 N Water Street, Bay City, MI 48708 - Image 5

Single Family Home for sale in Bay City, MI

for $94,900 with 3 bedrooms and 1 full bath. This 1,057 square foot home was built in 1923 on a lot size of 0.13.

Perfect opportunity for investors or first-time homebuyers alike! This charming 3-bedroom, 1-bathroom home offers over 1,050 square feet of comfortable living space and strong potential as a rental investment with excellent ROI. Featuring a functional layout, spacious bedrooms, and a large yard, this property is ideal for long-term tenants or anyone looking to build equity instead of renting. Conveniently located near schools, shopping, parks, and local amenities, this affordable Bay City home delivers both value and versatility. Whether you're expanding your investment portfolio or searching for a great starter home, this property is full of potential!

Single Family Active

Price

^$ 94,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 2,087

Style

Lot Size

0.13

Year Built

1923

Town/City

Bay City

County/Region

Bay

MLS | Web ID

70529814

Features

General

Heating Forced Air

Water Public Water

Status Active Active

Full Baths 1

Half Baths 0

Bathrooms 1

Year Built 1923

County Bay

Class RESIDENTIAL

Type Single Family

Municipality Bay City

New Construction Y/N No

Subdivision MI

Sale/Rent For Sale

Status Detail 0

Structure Style 2 Story

Area Bay City (09016)

Primary City Bay City

City Bay City

Financial Terms Cash Conventional FHA VA MIStateHsDevAuthority

Legal Description LOT 3 & N 1/2 OF VAC ALLEY ADJ BLK 7 WM GALARNOS ADD TO BC

DOM 4

Postal Code 48708

Price Per Sq Ft Total AG 89.78

Public Remarks Perfect opportunity for investors or first-time homebuyers alike! This charming 3-bedroom 1-bathroom home offers over 1

Exterior

Exterior Aluminum

Frontage 50

Lot Size Area 0.13

Pool (Y/N) No

Lot Dimensions 50 X 118

Waterfront Y/N No

Interior

Beds 3

Total Rooms 6

* Excluded Features

List By

Ahmed ''Ali'' Khalil

Listing Agent

Real Broker, Llc

Broker

greatrealty269@gmail.com

Affordability Calculator

$758

Per Month

Monthly Principal & Interest: $584
Monthly Property Taxes: $174
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Bay City, MI

Average List Price ^$191,094

Percent of Sale Price 101%

About Bay City, MI

33,471 Population

-9% Since 2002

^$35,448 Median Income

36.94 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

760529 Elementary School

760235 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/6/2026	$94,900		Listed Price

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3118 N Water Street, Bay City, MI, 48708 is a Single Family Home for sale at $94,900 with 1,057 sqft and a lot size of 0.13. 3118 N Water Street has 3 bedrooms, 1.0 baths, and was built in 1923. The property's zip code is 48708 which is in Bay City, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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3118 N Water Street

Single Family Home for sale in Bay City, MI

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