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3118 N Water Street Bay City, MI $ 94,900
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$ 94,900 Get more info
3118 N Water Street
$ 94,900
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3118 N Water Street

Bay City, MI, 48708
$ 94,900
Bedrooms3 Baths1.0 Sq 1,057

Monthly Estimate*

$ 584

3118 N Water Street, Bay City, MI 48708 - Image 1
3118 N Water Street, Bay City, MI 48708 - Image 2
3118 N Water Street, Bay City, MI 48708 - Image 3
3118 N Water Street, Bay City, MI 48708 - Image 4
3118 N Water Street, Bay City, MI 48708 - Image 5

Single Family Home for sale in Bay City, MI

for $94,900 with 3 bedrooms and 1 full bath. This 1,057 square foot home was built in 1923 on a lot size of 0.13.

Perfect opportunity for investors or first-time homebuyers alike! This charming 3-bedroom, 1-bathroom home offers over 1,050 square feet of comfortable living space and strong potential as a rental investment with excellent ROI. Featuring a functional layout, spacious bedrooms, and a large yard, this property is ideal for long-term tenants or anyone looking to build equity instead of renting. Conveniently located near schools, shopping, parks, and local amenities, this affordable Bay City home delivers both value and versatility. Whether you're expanding your investment portfolio or searching for a great starter home, this property is full of potential!

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Single Family Active

Price

$ 94,900

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 2,087

Style

Lot Size

0.13

Year Built

1923

Town/City

Bay City

County/Region

Bay

MLS | Web ID

26020128
Features
General
Sewer Public
Heating Forced Air
Architectural Style Other
Construction Materials Aluminum Siding
Year Built 1923
Stories Count 2
Township Bay City
Property Subtype Single Family Residence
Tax Year 2025
County Bay
New Construction N
Property Type Residential
Garage Y/N N
Total Rooms 6
Full Baths 1
Status Active
City Bay City
High School District Bay City
Lot Size Units Acres
Lot Size Square Feet 5663.0
Carport Y/N N
Listing Terms Cash FHA VA Loan MSHDA Conventional
Land Lease Y/N N
Tax Annual Amount 2087.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 28050
Legal Description LOT 3 & N 1/2 OF VAC ALLEY ADJ BLK 7 WM GALARNOS ADD TO BC
Senior Community None
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Interior
Basement Crawl Space
Total Fireplaces 0
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Laundry Features Laundry Room Main Level
Total Bedrooms 3
Main Level Bedrooms 1
Total Baths 1
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Exterior
Water Source Public
Lot Size Area 0.13
Spa N
Building Area Total 1057.0
Lot Dimensions 50 X 118
Lot Size Acres 0.13
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 3118
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* Excluded Features
List By
Real Broker, Llc

Broker

greatrealty269@gmail.com

Email

Affordability Calculator

$758
Per Month
77%
23%
0%
Monthly Principal & Interest
$584
Monthly Property Taxes
$174
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4110002 Elementary School
4110006 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
5/6/2026$94,900 Listed Price

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3118 N Water Street, Bay City, MI, 48708 is a Single Family Home for sale at $94,900 with 1,057 sqft and a lot size of 0.13. 3118 N Water Street has 3 bedrooms, 1.0 baths, and was built in 1923. The property's zip code is 48708 which is in Bay City, MI

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