34 Chatham Ln Palmyra, VA $ 1,175,000
34 Chatham Ln
$ 1,175,000
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34 Chatham Ln

Palmyra, VA, 22963
$ 1,175,000
Bedrooms3 Baths2.1 Sq 2,858

Monthly Estimate*

$ 7,235

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Single Family Home for sale in Palmyra, VA

for $1,175,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,858 square foot home was built in 1983 on a lot size of 0.55.

Incredible Deck House Contemporary Waterfront Retreat with 189 Feet of Shoreline! Experience serene, park-like living at the water?s edge with a private dock, private beach & breathtaking lake views. Nestled among mature hardwoods, this property offers a peaceful, private setting with a spacious grassy yard perfect for relaxing or entertaining. Inside, the home showcases post-and-beam construction & expansive walls of windows that fill the living & dining areas with natural light & stunning water views. Thoughtfully updated throughout, features include new electrical, imported Italian flooring & rich mahogany and & cedar accents. The completely remodeled kitchen boasts stone counters, ss appliances, custom cabinetry, a sitting nook, breakfast bar & charming brick accents. Highlights include custom electric shades, a classic waffle-style front door, skylights & a dramatic copper floor-to-ceiling fireplace (gas), plus a 2nd fireplace (woodburning) on the lower level. The primary suite offers beautiful views, a walk-in closet & a spa-like bath with stepless entry. Terrace level includes a private in-law suite with a 2nd kitchen. Enjoy a patio, expansive decking, electric fence, and cul-de-sac privacy. A rare Lake Monticello offering!,Granite Counter,White Cabinets,Fireplace in Basement,Fireplace in Living Room

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Single Family Active

Price

$ 1,175,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 5,471

Style

Contemporary,Post & Beam,Split Level

Lot Size

0.55

Year Built

1983

Town/City

Palmyra

County/Region

Fluvanna

MLS | Web ID

676750

Features
General
Living Area 2858
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C Heat Pump(s)
Possession Negotiable Settlement
Roof Architectural Shingle
Appliances Dryer Washer/Dryer Hookups Only Washer
Zoning R-4
HOA Fee 122.00
Association Fee Includes Insurance Management Reserve Funds Road Maintenance Snow Removal Trash Pier/Dock Maintenance
Architectural Style Contemporary Post & Beam Split Level
Security Features Security System 24 hour security Security Gate Smoke Detector
Construction Materials Cedar
School District FLUVANNA COUNTY PUBLIC SCHOOLS
Year Built 1983
Electric Underground
View Other Water
Tax Year 2024
Ownership Other
Accessibility None
HOA Fee 2 800.00
Assoc Fee Paid Per Monthly
County FLUVANNA
New Construction N
Property Type Residential
Association Amenities Beach Boat Ramp Tot Lots/Playground Security Tennis Courts Bar/Lounge Baseball Field Basketball Courts Club House Community Center Golf Club Lake Library Meeting Room Picnic Area Swimming Pool Soccer
HOA Y
Subdivision Name LAKE MONTICELLO
Garage Y/N N
Green Sustainability Conserving Materials/Methods
Green Water Conservation Low-Flow Fixtures
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions From the main gate turn left onto Jefferson Dr turn right onto Woodridge turn right onto Chatham Ln and head towards the end of cul-de-sac property is at the very end of the cul-de-sac hidden back of
City PALMYRA
Disclosures Prop Disclosure
HOA Fee 2 Frequency One Time
Tax Annual Amount 5471.44
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 760.03
Construction Completed Y/N N
Vacation Rental Y/N N
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Year Built Source Estimated
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Interior
Interior Amenities Entry Level Bedroom Primary Bath(s)
Heating Fuel Propane - Owned
Basement Fully Finished Heated Interior Access Outside Entrance Walkout Level Windows
Flooring Carpet Laminated Stone Tile/Brick
Total Fireplaces 2
Fireplace Features Gas/Propane Wood
Basement (Y/N) Y
Air Conditioning Y/N N
Heating Y/N Y
Window Features Insulated Low-E Screens Transom
Fireplace Y/N Y
Above Grade Finished Area 1546
Half Baths 1
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 1312
Room Type Living Room Dining Room Kitchen Family Room Foyer Breakfast Room Laundry Utility Room Full Bath Half Bath Additional Bedroom
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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Exterior
Exterior Amenities Other Lawn Sprinkler
Fencing Other Invisible Partially
Lot Features Landscaping Level Private Open Trees/Wooded Sloping Partly Wooded Secluded
Water Source Public
Foundation Details Block
Water View Y/N Y
Building Area Total 3458.00
Lot Size Acres 0.55
Water Body Type Lake
Waterfront Y/N Y
Water Oriented Y/N Y
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Internal Only
Street Number 1 34
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* Excluded Features
List By
Long & Foster - Lake Monticello

Broker

maggie@thegunnelsgroup.com

Email

Affordability Calculator

$7,691
Per Month
94%
6%
0%
Monthly Principal & Interest
$7,235
Monthly Property Taxes
$456
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4067364 Elementary School
3542116 Middle School
Fluvanna High School High School
Pricing History
DatePricePrice ChangeDescription
5/5/2026$1,175,000 Listed Price

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34 Chatham Ln, Palmyra, VA, 22963 is a Single Family Home for sale at $1,175,000 with 2,858 sqft and a lot size of 0.55. 34 Chatham Ln has 3 bedrooms, 2.1 baths, and was built in 1983. The property's zip code is 22963 which is in Palmyra, VA