509 Payne Terrace Saint Joseph, MO ^$ 219,900

509 Payne Terrace

^$ 219,900

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509 Payne Terrace

Saint Joseph, MO, 64506

^$ 219,900

Bedrooms3 Baths2.0 Sq 1,652

Monthly Estimate*

^$ 1,354

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Single Family Home for sale in Saint Joseph, MO

for $219,900 with 3 bedrooms and 2 full baths. This 1,652 square foot home was built in 1965 on a lot size of 0.2.

Welcome to this charming brick home situated on a desirable corner lot! With a total of 3 bedrooms, including 1 non-conforming bedroom in the basement, this home offers ample space for comfortable living. The 2 full bathrooms have been tastefully updated, ensuring both style and convenience. As you step inside, you'll be greeted by a plethora of updates throughout the home, making it truly move-in ready. The inviting layout features a bright living area that flows seamlessly into the dining space, creating an ideal environment for entertaining. One of the standout features of this property is the expansive, fenced-in backyard, providing a perfect haven for outdoor gatherings, gardening, or simply enjoying some fresh air. Don’t miss the chance to call this lovely home your own, with its thoughtful updates and spacious outdoor area!

Single Family Pending

Price

^$ 219,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 1,218

Style

Lot Size

0.2

Year Built

1965

Town/City

Saint Joseph

County/Region

Buchanan

MLS | Web ID

2618506

Features

General

Living Area 1652

Sewer Public Sewer

Heating Natural Gas

Cooling Electric

Possession Funding

Roof Composition

Appliances Dishwasher Dryer Microwave Refrigerator Electric Range Washer

HOA Fee 0

Garage Spaces 2

Patio/Porch Features Patio

Construction Materials Brick/Mortar

Year Built 1965

Property Subtype Single Family Residence

Ownership Private

Assoc Fee Paid Per None

County Buchanan

Property Type Residential

HOA N

Subdivision Name None

Garage Y/N Y

Full Baths 2

Status Pending

Directions Frederick Ave to Woodbine Rd then left onto Messanie and then right on Payne Ter

City St Joseph

High School District St. Joseph

MLS Area 1121 - Buchanan Co SE-N=I-36;S=Co Line; E=Co Line

Lot Size Units Square Feet

Lot Size Square Feet 8712

Listing Terms Cash Conventional FHA VA Loan

Public Remarks Welcome to this charming brick home situated on a desirable corner lot! With a total of 3 bedrooms including 1 non-conforming bedroom in the basement this home offers ample space for comfortable livi

Standard Status Pending

In Flood Plain Unknown

HMS_MaintenanceProvidedYN N

Interior

Interior Amenities Ceiling Fan(s) Kitchen Island Pantry

Basement Radon Mitigation System

Flooring Tile Wood

Basement (Y/N) Y

Air Conditioning Y/N Y

Fireplace Y/N N

Above Grade Finished Area 1252

Half Baths 0

Laundry Features In Garage

Total Bedrooms 3

Below Grade Finished Area 400

Dining Area Features Eat-In Kitchen

Floor Plan Features Raised Ranch

Exterior

Fencing Wood

Parking Features Basement Off Street

Water Source Public

Lot Size Area 8712

Road Surface Type Paved

Other Room Features Main Floor BR Main Floor Primary Bedroom

* Excluded Features

List By

The St.Joe Real Estate Group,

Broker

Affordability Calculator

$1,455

Per Month

Monthly Principal & Interest: $1,354
Monthly Property Taxes: $102
Monthly Home Insurance: --

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Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Saint Joseph, MO

Average List Price ^$242,739

Percent of Sale Price 10%

About Saint Joseph, MO

75,488 Population

1% Since 2002

^$44,477 Median Income

36.95 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1840743 Elementary School

1840923 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/5/2026	$219,900		Listed Price

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509 Payne Terrace, Saint Joseph, MO, 64506 is a Single Family Home for sale at $219,900 with 1,652 sqft and a lot size of 0.2. 509 Payne Terrace has 3 bedrooms, 2.0 baths, and was built in 1965. The property's zip code is 64506 which is in Saint Joseph, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

"The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. ("Heartland MLS"). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and Weichert REALTORS, do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private non-commercial purpose of identifying a property in which the recipient has a good faith interest in acquiring."

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 5/14/2026.

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509 Payne Terrace

Single Family Home for sale in Saint Joseph, MO

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