12164 N Us 421 Monticello, IN ^$ 189,900

12164 N Us 421

^$ 189,900

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12164 N Us 421

Monticello, IN, 47960

^$ 189,900

Bedrooms2 Baths1.0 Sq 1,252

Monthly Estimate*

^$ 1,169

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Single Family Home for sale in Monticello, IN

for $189,900 with 2 bedrooms and 1 full bath. This 1,252 square foot home was built in 1942 on a lot size of 0.17.

This well-built 2 bedroom, 1 bathroom home offers a great opportunity to enjoy lake living with 11 feet of lake access just down the road. Located in a quiet neighborhood. Inside, youll find a kitchen that was remodeled in 2018 along with durable Armstrong luxury vinyl plank flooring throughout the main living areas. The flooring is scratch-resistant, waterproof, and pet-friendly, making it ideal for everyday living. Major mechanical updates have already been taken care of, including a new roof (2025) a water heater that is 3 years old, and a furnace and AC system that are only 2 years old. Enjoy being just a short golf cart ride away from popular local spots like Sportsmans, Madam Carroll, JWs Outpost, and Sweet Sondras, offering great food, drinks, and entertainment.

Single Family Active

Price

^$ 189,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 401

Style

Site-Built Home

Lot Size

0.17

Year Built

1942

Town/City

Monticello

County/Region

White

MLS | Web ID

202616704

Features

General

Sewer Regional

Heating Gas Forced Air

Kitchen Level Main

Cooling Central Air

Laundry Y/N Main

Fireplaces No

Water Access Type Easement/Other

Garage Detached

Status Active Active

Full Baths 1

Half Baths 0

Bathrooms 1

Year Built 1942

New Construction No

Subdivision Sunset Park

Style One Story

Township Jefferson

Class RESIDENTIAL

Type Site-Built Home

Age 84

REO No

Status Detail 0

Dining Room Level Main

Area Carroll County

High School Twin Lakes

City Monticello

School District Twin Lakes School Corp.

HOA Fees $ 190

Total Sq Ft 1252

Elementary School Oaklawn

Middle School Roosevelt

Legal Description 008-11001-00 Unit 2 Sunset Park Blk 7 Lot 1

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202616704

Agent First Name Garrett

Agent Last Name Criswell

DOM 8

Tax Year 2025

Interior

Basement Crawl

Beds 2

Total Rooms 8

Dining Room Length 11

Dining Room Width 11

Living Room Width 16

Living Room Length 17

Full Baths Main 1

Full Baths Upper 0

Above Grade Bedrooms 2

Below Grade Baths 0

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 0

Half Baths Main 0

Half Baths Upper 0

1st Bedroom Level Main

1st Bedroom Width 10

2nd Bedroom Length 14

2nd Bedroom Level Main

2nd Bedroom Width 12

Extra Room Description Office/ bonus room

Extra Room Length 12

Extra Room Width 8

Exterior

Exterior Vinyl

Water Frontage 11

Pool No

Waterfront Lake

Garage Length 22

Garage Width 16

Lot Size Area 7405

Lot Dimensions 46x99 30X108

Lot Description Corner

Garage Capacity 1

Lake Access to Ski Lake

Waterfront Y/N No

* Excluded Features

List By

Garrett Criswell

Listing Agent

Raeco Realty

Broker

callcriswell0@gmail.com

Affordability Calculator

$1,203

Per Month

Monthly Principal & Interest: $1,169
Monthly Property Taxes: $33
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Monticello, IN

Average List Price ^$393,946

Percent of Sale Price 107%

About Monticello, IN

5,515 Population

-4% Since 2002

^$40,981 Median Income

40.82 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1237611 Elementary School

1235893 Middle School

Twin Lakes High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/5/2026	$189,900		Listed Price

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12164 N Us 421, Monticello, IN, 47960 is a Single Family Home for sale at $189,900 with 1,252 sqft and a lot size of 0.17. 12164 N Us 421 has 2 bedrooms, 1.0 baths, and was built in 1942. The property's zip code is 47960 which is in Monticello, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 5/14/2026.

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12164 N Us 421

Single Family Home for sale in Monticello, IN

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