4095 SE Bay Avenue Stuart, FL $ 1,189,000
4095 SE Bay Avenue
$ 1,189,000
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4095 SE Bay Avenue

Stuart, FL, 34997
$ 1,189,000
Bedrooms3 Baths2.1 Sq 2,020

Monthly Estimate*

$ 7,321

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Single Family Home for sale in Stuart, FL

for $1,189,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,020 square foot home was built in 1994 on a lot size of 0.2.

Fully upgraded Key West-style 3BR/3BA in desirable Port Salerno including deeded boat slip + lift (up to 26.5') Boat ramp and pavilion with marina and open water access. Rare opportunity to secure boating convenience without waitlists. Major capital improvements completed: new flat roof, new electrical panel, whole-house Generac generator, IFLO A/C, reverse osmosis system, tinted sliders (95% heat reduction), and saltwater pool conversion with new equipment. Expanded covered lanai (doubled in size) with new poly roof, screen enclosure, lighting, and fans. $1K A YEAR FEE for Electric, Water & parking for deeded dock. 2024 interior paint, updated baths, custom closet build-outs, upgraded plumbing, new dishwasher, new fenced gates, pavers, new epoxy garage floor, boat trailer parking. Zero water & sewer bills. Homes with slip + lift and this level of upgrades are limited. This stunning outdoor living area features a butterfly garden, barbecue area, chaise lounge space and beautifully designed entertaining zones to enjoy the Intercoastal Breeze. This is move in ready and this one won't last!

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Single Family Pending

Price

$ 1,189,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 12,208

Style

Lot Size

0.2

Year Built

1994

Town/City

Stuart

County/Region

Martin

MLS | Web ID

R11165791

Features
General
Sewer Septic Tank
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Possession Close Of Escrow
Roof Metal
Appliances Dryer Dishwasher Gas Range Gas Water Heater Microwave Water Heater
HOA Fee 20
Garage Spaces 2
Patio/Porch Features Patio Porch Screened
Architectural Style Florida
Pool Features In Ground Pool Equipment Screen Enclosure Salt Water
Security Features Security System
Construction Materials Fiber Cement Frame
Pets Allowed No Pet Restrictions Yes
Year Built 1994
View Pool
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features None
Community Features Boat Facilities
Assoc Fee Paid Per Monthly
County Martin
New Construction false
Property Type Residential
Association Amenities Boating
Attached Garage true
Contingency Inspection
Subdivision Name ROCKY POINT ESTATES
Facing Direction West
Garage Y/N true
Full Baths 2
Status Pending
Directions A1A JUG HANDLE TO HORSESHOE TO KUIN RIGHT ON NASSAU TAKE A RIGHT TO 4095 SE BAY AVENUE
High School South Fork
City Stuart
Senior Community Y/N false
MLS Area 6060 - Stuart/Rocky Point
Spa Features In Ground
Elementary School Port Salerno
Tax Annual Amount 12208.2
Middle/Junior High School Murray
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/4095-SE-Bay-Avenue-Stuart-FL-34997/unbranded
Standard Status Pending
Property Sub Type Additional Single Family Residence
Legal Description LOT 12 SECOND MAP OF ROCKY POINT ESTATES ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 3 PAGE 63 PUBLIC RECORDS
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Interior
Interior Amenities Kitchen Island Pantry Separate Shower Walk-In Closet(s)
Flooring Carpet Marble Other Vinyl
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Half Baths 1
Laundry Features Inside
Total Bedrooms 3
Main Level Bedrooms 0
Main Level Bathrooms 1
Total Baths 3
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Exterior
Exterior Amenities Outdoor Living Area Outdoor Shower Porch
Fencing Fenced
Parking Features Attached Garage Garage Door Opener
Lot Features Sprinkler System < 1/4 Acre
Lot Size Area 8717
Spa true
Building Area Total 2818
Lot Size Acres 0.2
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Jean Fitzsimmons

Listing Agent

Affordability Calculator

$8,338
Per Month
88%
12%
0%
Monthly Principal & Interest
$7,321
Monthly Property Taxes
$1,017
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4662522 Elementary School
4205668 Middle School
South Fork High School High School
Pricing History
Date Price Price Change Description
3/8/2026 $1,189,000 -0.50% Price Down
2/22/2026 $1,195,000 Listed Price

Map


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4095 SE Bay Avenue, Stuart, FL, 34997 is a Single Family Home for sale at $1,189,000 with 2,020 sqft and a lot size of 0.2. 4095 SE Bay Avenue has 3 bedrooms, 2.1 baths, and was built in 1994. The property's zip code is 34997 which is in Stuart, FL