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3098 SW Cedar Trail Palm City, FL $ 1,050,000
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$ 1,050,000 Get more info
3098 SW Cedar Trail
$ 1,050,000
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3098 SW Cedar Trail

Palm City, FL, 34990
$ 1,050,000
Bedrooms4 Baths2.0 Sq 2,746

Monthly Estimate*

$ 6,465

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Single Family Home for sale in Palm City, FL

for $1,050,000 with 4 bedrooms and 2 full baths. This 2,746 square foot home was built in 1996 on a lot size of 0.24.

FRESH NEW PRICING INTRODUCES AN EXCEPTIONAL OPPORTUNITY - This elevated Key West-style waterfront home captures the essence of Old Florida charm while offering no-fixed-bridge access and a quick ride to open water. Set among lush tropical landscaping, the property offers a wonderful sense of privacy paired with exceptional spaces for entertaining. A long screened balcony extends the main living area into the treetops, creating true year-round indoor-outdoor living, perfect for enjoying sunsets and coastal breezes after a day on the water. Vaulted ceilings enhance the bright, open upper-level layout, where the kitchen, main living area, and primary suite are strategically positioned to take full advantage of elevation, natural light, and water views. The interior has been updated and reflects a relaxed coastal feel while still offering room to make it your own. Downstairs, guest bedrooms and a flexible living area provide ideal space for a game room, media lounge, or private retreat for visitors. With approximately 95+ feet of waterfront, a private dock, and a 12,000 lb. boat lift, your boat is always within reach. A heated pool, a hot tub, and a cabana, along with multiple outdoor gathering areas, complete the experience. Additional highlights include a cargo lift for easy access between levels and a multi-zone A/C system for comfort and efficiency. Blending timeless Old Florida character with modern livability, this Palm City waterfront home offers the access, setting, and lifestyle that define the South Florida boating dream.

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Single Family Active

Price

$ 1,050,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 13,701

Style

Lot Size

0.24

Year Built

1996

Town/City

Palm City

County/Region

Martin

MLS | Web ID

B26014459
Features
General
Sewer Septic Tank
Heating Central Electric Zoned
Cooling Central Air Electric Zoned
Utilities Cable Available Electricity Connected Phone Available
Possession Close Of Escrow
Roof Metal
Appliances Dryer Dishwasher Electric Water Heater Disposal Microwave Range Refrigerator Water Heater Washer
HOA Fee 300
Association Fee Includes Common Areas
Patio/Porch Features Covered Deck Patio Porch Screened Balcony
Architectural Style Florida
Pool Features Free Form Heated In Ground Other Pool Equipment Private
Security Features Security System Smoke Detector(s)
Construction Materials Fiber Cement Frame
Pets Allowed No Pet Restrictions Yes
Year Built 1996
View Canal Water
Stories Count 2
Levels Multi/Split Two
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Canal Access Canal Front Navigable Water No Fixed Bridges Ocean Access Other River Access Seawall
Community Features Home Owners Association Boat Facilities
Accessibility None
Assoc Fee Paid Per Annually
County Martin
New Construction false
Property Type Residential
Association Amenities Boating
Subdivision Name RUSTIC HILLS
Facing Direction East
Garage Y/N false
Other Structures Cabana Shed(s)
Full Baths 2
Status Active
Directions I-95 to exit 102 for High Meadow Ave Merge onto SW High Meadow Ave At the traffic circle continue straight onto SW Covered Bridge Dr left onto SW Cedar Trail
High School Martin County
City Palm City
Senior Community Y/N false
MLS Area 6090 - Palm City
Carport Y/N false
Spa Features Above Ground
Elementary School Bessey Creek
Land Lease Y/N false
Tax Annual Amount 13701.5
Middle/Junior High School Hidden Oaks
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/3098-SW-Cedar-Trail-Palm-City-FL-34990/unbranded
Standard Status Active
Occupancy Type Tenant
Property Sub Type Additional Single Family Residence
Legal Description RUSTIC HILLS LOT 41 UNINCLUDED OR 344/1296
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Interior
Interior Amenities Wet Bar Breakfast Bar Built-in Features Cathedral Ceiling(s) Entrance Foyer Family/Dining Room High Ceilings Living/Dining Room Pantry Split Bedrooms Separate Shower Upper Level Primary Vaulted Ceiling(s) Bar Walk-In Closet(s)
Flooring Carpet Tile
Furnished Y/N Negotiable
Fireplace Features Wood Burning
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Shutters
Fireplace Y/N true
Half Baths 0
Laundry Features Inside Laundry Closet
Total Bedrooms 4
Entry Level 1
Main Level Bedrooms 2
Main Level Bathrooms 1
Total Baths 2
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Exterior
Exterior Amenities Balcony Lighting Outdoor Living Area Outdoor Shower Propane Tank - Owned Porch
Fencing Fenced Partial
Parking Features Driveway Open
Lot Features Cul-De-Sac Irregular Lot Many Trees Sprinklers Automatic Sprinkler System < 1/4 Acre
Water Source Well
Total Parking 4
Lot Size Area 10221
Spa true
Building Area Total 3352
Lot Dimensions 96'water x161'x70'x141'
Lot Size Acres 0.24
Road Surface Type Paved
Frontage Length 96.00
Frontage Type Waterfront
Waterfront Y/N true
Covered Spaces 0
Door Features French Doors
Road Frontage Type Private Road
Other Equipment Fuel Tank(s)
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* Excluded Features
List By
Erin Duke-Warren PA

Listing Agent

Affordability Calculator

$7,607
Per Month
85%
15%
0%
Monthly Principal & Interest
$6,465
Monthly Property Taxes
$1,142
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4804137 Elementary School
4496100 Middle School
Martin County High School High School
See complete school information
Pricing History
Date Price Price Change Description
5/8/2026 $1,050,000 -12.13% Price Down
4/12/2026 $1,195,000 Listed Price

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3098 SW Cedar Trail, Palm City, FL, 34990 is a Single Family Home for sale at $1,050,000 with 2,746 sqft and a lot size of 0.24. 3098 SW Cedar Trail has 4 bedrooms, 2.0 baths, and was built in 1996. The property's zip code is 34990 which is in Palm City, FL

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