3102 Spruce CT. # B Spirit Lake, IA ^$ 419,900

3102 Spruce CT. # B

^$ 419,900

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3102 Spruce CT. # B

Spirit Lake, IA, 51360

^$ 419,900

Bedrooms2 Baths2.0 Sq 1,425

Monthly Estimate*

^$ 2,585

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Single Family Home for sale in Spirit Lake, IA

for $419,900 with 2 bedrooms and 2 full baths. This 1,425 square foot home was built in 2026 on a lot size of 0.18.

Easy living with no steps and an unbeatable location close to the YMCA, bike trails, and all the area action! This 2 bedroom, 2 bath home offers an open floor plan designed for comfortable everyday living and effortless entertaining. Enjoy 9' ceilings that create an airy feel throughout, plus a covered patio that lets you grill and relax outdoors rain or shine. Low-maintenance, convenient, and move-in ready â this home checks all the boxes!

Single Family Active

Price

^$ 419,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 2,600

Style

Contemporary

Lot Size

0.18

Year Built

2026

Town/City

Spirit Lake

County/Region

Dickinson

MLS | Web ID

260401

Features

General

Sewer Public Sewer

Construction Frame/Wood

Heating Forced Air

Flood Zone No

Number of Garage Spaces 2

School District Spirit Lake

Architectural Style Contemporary

Stories Count 1

Class RESIDENTIAL

Assessments No

Levels One

Type Duplex

Yearly Taxes 2600

Tax Year 2026

Fuel Natural Gas

Status Active

Subdivision IA

Sale/Rent For Sale

Status Detail 0

Lot Sqft 7964

Construction Materials Hardboard Stone

Primary City Spirit Lake

Year Built 2026

City Spirit Lake

Total Sq Ft 1425

DOM 6

Secondary City Dickinson County

Postal Code 51360

Price Per Sq Ft Total AG 294.67

Public Remarks Easy living with no steps and an unbeatable location close to the YMCA bike trails and all the area action! This 2 bedroom 2 bath home offers an open floor plan designed for comfortable everyday livi

Exterior

Waterfront 0

Garage Type Attached

Lot Size Source Assessor

Water Source Public/City

Interior

Furnished Y/N No

Total Baths 2

Full Baths 1

1/4 Baths 0

Basement Style Slab

* Excluded Features

List By

Rob Hinn

Listing Agent

Hinn Real Estate

Broker

(712) 330-1910

Phone

robhinn@yahoo.com

Affordability Calculator

$2,802

Per Month

Monthly Principal & Interest: $2,585
Monthly Property Taxes: $217
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spirit Lake, IA

Average List Price ^$767,542

Percent of Sale Price 83%

About Spirit Lake, IA

5,191 Population

15% Since 2002

^$58,432 Median Income

43.82 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1883280 Elementary School

1883298 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
5/5/2026	$419,900		Listed Price

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3102 Spruce CT. # B, Spirit Lake, IA, 51360 is a Single Family Home for sale at $419,900 with 1,425 sqft and a lot size of 0.18. 3102 Spruce CT. # B has 2 bedrooms, 2.0 baths, and was built in 2026. The property's zip code is 51360 which is in Spirit Lake, IA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the Iowa Great Lakes Board of REALTORS service.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is deemed reliable but is not guaranteed accurate by the the MLS. Data is updated as of 5/13/2026.

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3102 Spruce CT. # B

Single Family Home for sale in Spirit Lake, IA

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